Have your debts increased lately? Are you tired of trying other financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through everything.
In most cases, the best way is to approach experts who can assist to resolve this issue.
CuraDebt is among the most frequently contacted companies. Many people are asking if they can help you or help you get into more debt.
According to their clients they can assist you in managing 80percent of your debts so that you are able to take couple of w
orries off your shoulders.
But for some people the claims seem too good to be true.
You might be looking for anything that can assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth review of how CuraDebt is used and the problems it can solve for you.
Moreover, before we end, we’ll also look into its advantages and drawbacks.
Before beginning the review, go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Virginia Native American Indian Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most known feature. However, they also offer other services that will aid you in becoming more financially stable.
First of all, it begins with requesting a free online savings estimate. This service is very confidential, and they won’t be doing a credit check. With this estimate of savings you’ll learn more about your options to be debt-free.
Savings estimates, as we’ve mentioned earlier, provides you with an insight into your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you with credit arbitration in the event that you decide to sign up. Certain financial advisors can assist you on your path to debt-free living.
Following your debt settlement program is completed, CuraDebt will be the agency to handle all of your creditors’ calls. They’ll be the ones who determine what you will pay for your payment depending on the condition of your finances. Depending on which works best your situation, the payment can be either a lump sum settlement or an installment plan.
Moreover they will also be working with the creditors to ensure that you enjoy better rates when you make deposits to your savings account. This, in turn, will process to pay back the creditors. Their programs can assist you to settle the debt within 48 months.
After you’ve signed up with them, they will give you access to your data 24/7. All you need to do is sign in to CuraDebts Client Portal to monitor your progress.
Before you can benefit from their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they help you with?
Here are the different ways CuraDebt can help you.
Like their name implies, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on your behalf to settle the majority of types of debt. These include personal loans, medical bills, credit cards and also lines of credit. They can also be approached to settle any outstanding amount on business debts collection, repossessions, or collections.
They may also assist in negotiating for back taxes and IRS debt. However, you won’t get assistance for the majority claims, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they will assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors to ensure that you receive cash settlements, should it be possible. Certain violations could cause your debt to be removed as well.
CuraDebt also allows you to pay off debts with less than the amount you own. You can also have questions answered during a free meeting with their debt counsellor.
The most appealing aspect of their program is that you’ll only be charged once your debt is settled. All you need to do is sign up with some of their programs, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they collect all of your financial records They will also gather all the paperwork you’ll need for tax returns.
Through this program, you should be able to resolve different types of taxes such as wage garnishments and tax penalties, personal and taxation for business, back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees also. They only offer flat-fee prices that is based on the amount that you’ll need to settle.
They offer different options in the settlement of the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt are they able to help with?
Although debt settlement is their forte but they aren’t able to provide all kinds in debt resolution. CuraDebt is only focused on loans that are not secured. They aren’t able to help you if the debt or loan is tied to an item that is physical.
If you do have one of the following kinds of debt, they will arrange settlements for you.
With CuraDebt, you should be able to pay your past-due tax debts without any issues. Moreover, this type of service is offered across all 50 states, if you have a debt in arrears to IRS. There are tax experts from the federal government that can help you resolve these kinds of problems.
CuraDebt can also assist in settling any medical-related debt. In some cases, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to Federal student loan. However, they can assist private students negotiate the student loans they owe.
Payday loans and personal loans are also eligible for the debt settlement program. You may also be eligible if you have other unsecured credit lines that you got from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, as well as private label credit card CuraDebt will help you pay it off.
How much will it cost?
The greatest thing about CuraDebt is the way they’ve priced their services. They don’t charge upfront fees. Only pay when you settle each of your debts.
Additionally, they don’t have high-cost costs either. In the average, you’ll need to pay between 20 and 20 percent of the debt that you settled through them.
On average, this type of industry can charge anywhere between 15 and 25 percentage.
In addition, customers can expect to pay off their debts in between 2 and 4 years. This varies depending on the amount that you save per month.
Also, they claim that you can save as much as 30% by incorporating their fees in your equation.
However, this statement will vary, depending on your situation. Some clients even mentioned saving 50 to 80percent.
Advantages to using CuraDebt
Now that you have an understanding of the benefits CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. Additionally they charge only 20% of the cost, whereas the majority of companies charge 25%.
Next, if you’re done with the debt settlement program, you may also sign up for their credit repair program.
It’s a great way to restore the credit rating without having to go in debt again. The program is however designed different for every person according to your personal situation.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. This means your debt won’t increase over time. They’ll also investigate any violations by creditors using their in-house experts.
The drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using the credit card you use. Therefore, if you’re trying increase your standing on credit scores, you could delay you from getting rid of your debt.
CureDebt also doesn’t have a mobile app. While they have a client website but it’s aged and simple. It’s not very intuitive, and it can be challenging to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more for these types of services. Moreover the 20% service charge is cheaper than most companies that offer a 25% fee. There are no upfront payments, and you will only have to pay the fee when the debt is paid off.
Although they’ll give you an account so that you can track your progress however, their website isn’t simple to navigate. CuraDebt does not have an app, which will make it easier to track your progress.
But, they do have a good support team, and you can reach them not just via email but also by phone or sending an electronic ticket. Virginia Native American Indian Tax Relief
If your credit card is a major issue right now, we highly recommend CuraDebt’s program. Just make sure that you’re qualified and that the services that they provide are offered in your state.
FAQ Virginia Native American Indian Tax Relief
What is the time frame to complete the course?
The average program is 24 to 48 months, depending on the amount of your debt and the stipulated settlement.
Can CuraDebt help with state tax problems?
Sure, CuraDebt provides tax relief programs that will help you with problems like delinquent taxes and garnishments on wages.
What should I do once I’m in the program?
You’ll need to constantly communicate with your team members and make the necessary payments to reduce your debt over time.