Are you experiencing debt that has increased lately? Are you burnt out from trying other financial tips and advice but haven’t solved your problems?
Maybe you’re here because you’ve already tried every thing.
In most cases, the best way is to approach experts who can help you resolve the issue.
CuraDebt is one of the most asked companies. Many customers have asked if they can assist you or put you in more debt.
According to their clients, they can help you manage the majority of your debts so that you are able to take couple of things off your mind.
For some the claims seem too good to be true.
You might be looking for anything that can aid you in settling your debt. If that’s the scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper look at the way CuraDebt is used and the problems it can solve for you.
Furthermore, before we conclude, we’ll also look into the advantages and disadvantages of this method.
Before beginning the review, you can watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Virginia Beach Personal Property Tax Relief Rate
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is the most popular feature. But they offer other services that will assist you in becoming financially stable.
The process begins with requesting a free savings estimate on the internet. The service is completely confidential and they will not be doing a credit check. With this estimate of savings you’ll discover more about options towards debt-free.
Savings estimates, as we’ve mentioned before, gives you an insight into your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you in navigating the process of credit arbitration should you choose to enroll. Financial advisors may be able to assist you in your debt-free journey.
After your debt settlement plan, CuraDebt will be the company to handle all of your creditors’ calls. They’ll also be the ones who will determine what you will pay for your settlement depending on the condition of your financial situation. In determining which option is the most effectively your situation, the payment can be either a lump sum settlement or the option of a payment plan.
Additionally they will be working with creditors to ensure that you enjoy better rates when you deposit money to your savings account. This in turn, will process to pay back creditors. Their programs can assist you to pay off the debt in 48 months.
After you’ve signed up with them, they’ll provide you with access to your account information 24 hours a day. All you need to do is login to CuraDebts Client Portal to monitor your progress.
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. To be eligible, you’ll have to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they help you with?
Here are the various ways CuraDebt can aid you.
As their name suggests, CuraDebt will assist you in dealing with your debt. They can negotiate settlements on your behalf to settle most types of debt. They can help with personal loans, medical bills, credit cards as well as line of credit. You can also approach them to settle any outstanding balance on business debt, collections, or repossessions.
They may even assist you in negotiating on tax owed and IRS debt. But, you won’t receive support for most claims, government loans or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they will assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors to ensure that you receive cash settlements, should it be possible. Certain violations may cause your debt to be also dismissed.
CuraDebt also allows you to pay off debts with less than the amount you own. Additionally, you can ask questions during their free consult with their debt counselor.
The best part about the program is that you will only have to pay for the charges when your debt is paid off. All you have to sign up to one of their plans, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. After they have gathered all your financial records They will also gather all the paperwork you’ll need to file tax returns.
By using this program, you should be able to solve various tax issues like wage garnishments and tax penalties, personal and corporate taxes and back taxes and trust fund penalties and tax lien.
There aren’t hidden fees either. They only use flat-fee pricing that is based on the amount you’ll need to settle.
They have different solutions in paying off your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they help you with?
Although they specialize in debt settlement, it is not their forte however, they do not provide all kinds in debt resolution. CuraDebt is only focused on loans that are not secured. They can’t help you if the loan or debt is linked to an item that is physical.
If, however, you are in the following kinds of debt, they will arrange settlements for you.
With CuraDebt it is expected that you will be able to settle tax debts that were due to be paid without difficulty. Moreover, this type of service is offered across all 50 states, if you owe money in arrears to IRS. They have federal tax experts to assist you with these types of issues.
CuraDebt will also help you resolve the medical bills. In certain cases you might even be able to pay them for less than what you owe.
Private Student Loan
CuraDebt does not offer federal student loans. Still, they can help private students with negotiating any loans they are owed.
Payday loans and personal loans are also eligible as debt-settling programs. It is also possible to avail the program if you have other unsecured credit lines that you got from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards or private label credit cards CuraDebt will assist you in paying it off.
How much will it cost?
The best part about CuraDebt is how the company has priced its services. They don’t charge upfront fees. You’ll only pay once you’ve paid each of your outstanding debts.
Additionally, they don’t have high-cost charges either. In the average, you’ll need to pay up to 20 percent of the debt that you settled with them.
In the average, this kind of industry charges between 15 and 25 percentage.
In addition, customers can expect to settle their debt from two to four years. However, this also varies depending on the amount that you save per month.
Also, they claim that you can save up to 30% by incorporating their costs into your calculations.
But this claim will also vary, depending on your specific situation. Some customers have even talked about saving 50 to up to 80%.
The benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt offers, let’s look into the advantages of using CuraDebt.
In the beginning, CuraDebt will only charge you after you’ve settled your debt. Additionally they only charge an amount of 20%, while many companies charge 25%.
Then, if you’re done in the process of debt resolution you could enroll in their credit repair program.
It’s a great method to improve the credit rating without having to go into debt again. However, the program runs differently for each person according to your personal situation.
Finally, CureDebt looks into your credit to help with settlements and negotiations. It means that your debt won’t increase over time. They’ll also look into any violations of creditor using their experts in-house.
Drawbacks of using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Settlement of debt and debt relief usually require that you cease making payments with your credit card. If you’re trying to build a better rating on your credit, this could delay you from working on your obligations.
CureDebt also doesn’t have a mobile app available. While they have a website that clients can access but it’s outdated and basic. It’s not very intuitive, and it can be difficult to navigate.
Furthermore, they are not credited with their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to resolve your debt without having to spend more for these types of services. Additionally their 20% service charge is lower than many firms that charge a 25% fee. There is no upfront payment, and you will only have to pay the fee when the debt is paid off.
While they’ll provide you with an account so that you can track your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app that would make it easier to monitor your progress.
But, they do have a competent support staff, and you can reach them not just via email but by phone or by submitting an electronic ticket. Virginia Beach Personal Property Tax Relief Rate
If debt is a big issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services that they provide are offered in your state.
FAQ Virginia Beach Personal Property Tax Relief Rate
How long will it take to complete the program?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt aid in the fight against state tax issues?
Yes, CuraDebt has a tax relief program that can aid you in dealing with problems like delinquent tax issues and garnishments on wages.
What’s the first thing I have to do after joining the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down your debt over time.