Have your debts been piling up lately? Are you burnt out from trying different financial advice and strategies but haven’t solved your problems?
Perhaps you’re here because you’ve been through every thing.
In most cases, the most effective approach is to talk to experts who can assist you settle this issue.
CuraDebt is one of the most asked companies. A lot of people have been inquiring whether they are able to help or put you into more debt.
According to their clients they can help you manage 80percent of your debt so that you can finally take a couple of w
orries off your shoulders.
For some the claims seem too good to be true.
You might be looking for something that will help you resolve your debt. In this case, CuraDebt will mostly be suggested by people. We’ll be taking a deep look at how CuraDebt works and what problems it could help solve.
In addition, prior to our conclusion we’ll look at its benefits and drawbacks.
Before starting the review, watch this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Vermilion County Illinois Property Tax Disabled Veteran Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best known feature. They also provide other services that can assist you in becoming financially stable.
First of all, it begins with requesting a free online savings estimate. This service is very confidential and they will not be conducting a credit screening. By using this estimate of savings you’ll learn more about your alternatives towards debt-free.
Savings estimates, which was mentioned previously, offers you an idea of your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you in navigating the process of credit arbitration should you choose to enroll. Some financial advisors can help you in your debt-free journey.
Following the debt settlement plan, CuraDebt will be the agency to handle all of the calls from your creditors. They will also be the ones who negotiate conditions of the payment depending on the condition of your finances. Depending on which works best your situation, the payment can either be a lump sum settlement or an installment plan.
Furthermore, they will work with creditors so that you can get better rates when you make deposits to your savings account. This, in turn, will process to pay off creditors. Their programs can assist you to settle the debt within 48 months.
After you’ve signed up with them, they will allow you access to your account information 24 hours a day. All you need to do is login to CuraDebts the client portal to monitor your progress.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to satisfy their criteria first. To be eligible, you’ll need to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they help you with?
Here are some of the ways CuraDebt can help you.
Debt Relief
As their name suggests, CuraDebt will assist you in dealing with debt. They can negotiate settlements on behalf of you for the majority of types of debt. These include personal loans, medical bills credit cards and also loans. They are also able to help settle any remaining balance on business debt, collections, or repossessions.
They can even help negotiate for back taxes as well as IRS debt. However, you won’t get assistance with the majority claims, government loans as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation so that you can have cash settlements, if they are possible. Some violations can also cause your debt to be also dismissed.
CuraDebt lets you pay off debts with less than the amount you have. They also allow you to have questions answered during a free consultation with their debt counselor.
The greatest benefit of the program is that you’ll only pay the fees after your debt has been settled. All you need to sign up to any of the plans and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. After they have gathered all your financial documents and tax documents, they’ll also collect all the necessary paperwork for tax returns.
By using this program, you’ll be able to solve various tax issues such as wage garnishments and tax penalties, personal and taxation for business and back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees also. They only offer flat-fee prices, which depends on the amount you’ll have to pay.
There are a variety of options when it comes to paying off your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kinds of debts can they assist you with?
While debt settlement is their specialty however, they do not provide all kinds in debt resolution. CuraDebt concentrates on unsecured debt. They won’t be able to help you if the loan or debt is linked to an actual item.
If you do have the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt it is expected that you will be able pay off your past-due tax debts without difficulty. Furthermore, this service is offered across all 50 states, if you have a debt towards the IRS. There are tax experts from the federal government to assist you with these types of issues.
Medical Debt
CuraDebt will also help you resolve your medical debt. In some cases you could even settle the debt for less than you owe.
Private Student Loan
CuraDebt does not cater to Federal student loan. They can however assist private students negotiate any student loans that they have to pay.
Personal Loan
Payday loans and personal loans also qualify as debt-settling programs. It is also possible to avail the program of the program if you also have other unsecured credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards as well as private label credit card, CuraDebt can help you pay it off.
What will it cost you?
The greatest thing about CuraDebt is the way the company has priced its services. They do not charge an upfront cost. The only time you pay is when you have paid off all of your debts.
Additionally, they don’t have high-cost costs either. In the average, you’ll need to pay between 20 and 20 percent of the debt you settled through them.
On average, this type of business can cost anywhere between 15 and 25 percentage.
Moreover, clients can expect to pay off their debts in two to four years. This varies depending on the amount that you can save up per month.
Additionally, they claim that you could save up to 30% if you include their fees in your equation.
However, this statement will depend on the situation. Some customers have even talked about saving 50% to up to 80%.
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The benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can provide, let’s explore the benefits from using CuraDebt.
In the beginning, CuraDebt only charges you after you’ve settled your debt. In addition, they only charge an amount of 20%, while the majority of companies charge 25 percent.
If you’re finished in the process of debt resolution you can also sign up for their credit repair program.
It’s an excellent option to rebuild your credit score without having to go into debt again. The program is however designed in a different way for each individual dependent on the circumstances of your case.
Lastly, CureDebt looks into your debt so that they can help with settlements and negotiations. So, your debt won’t inflate over time. They’ll also investigate any violations by creditors with the assistance of their in-house experts.
The drawbacks of using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Settlement of debt and debt relief often require you to stop paying with the credit card you use. Therefore, if you’re trying increase your standing on credit scores, you may delay you from finishing your debt.
CureDebt doesn’t even have a mobile app available. While they have a website that clients can access but it’s aged and simple. It’s not particularly user-friendly, and can be challenging to navigate.
Furthermore, they are not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to settle your debt without spending more on those types of services. Moreover, their 20% service cost is lower than many companies that offer an additional 25% charge. There are no upfront payments, and you will only have to pay when the debt is paid off.
While they’ll provide you with an account to see your progress but their website isn’t easy to navigate. CuraDebt isn’t even an app yet, which would make it easier to monitor your performance.
However, they have a good support team that you can contact them not only through emails but by phone or by making an electronic ticket. Vermilion County Illinois Property Tax Disabled Veteran Relief
If the credit card is a major problem right now, we recommend CuraDebt’s service. Be sure to be qualified and that the services they offer are available in your state.
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FAQ Vermilion County Illinois Property Tax Disabled Veteran Relief
How long will it take to finish the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt help with state tax problems?
Sure, CuraDebt offers a program for tax relief that can aid you in dealing with problems like delinquent tax issues and garnishments of wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll need to constantly communicate with your team members and pay the required payments to reduce the amount of debt you have over time.