Has your debt increased lately? Are you exhausted from trying other financial advice and tips but still have unsolved issues?
Perhaps you’re here because you’ve been through everything.
In the majority of cases, your best way is to approach professionals that can help to resolve this issue.
CuraDebt is among the most asked companies. A lot of customers have asked if they are able to help or help you get into more debt.
According to their clients they can help you control 80% of your debt , so you are able to take few things off of your mind.
But for some people the claims seem too good to be true.
You might be looking for any solution that could assist you in paying off your debt. In that situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep study of the way CuraDebt operates and what issues it can help you solve.
In addition, prior to our conclusion, we’ll also look into its advantages and drawbacks.
Before beginning the review, you can check out this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Va Vehicle Tax Relief Versus Business Use
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Assistance in settling your debt is the most known feature. But they offer additional services to aid you in becoming more financially secure.
First of all, it starts by requesting a no-cost savings estimate on the internet. This service is very confidential, and they won’t conduct a credit inquiry. With this savings estimate you’ll be able to discover more about options towards debt-free.
This estimate of savings, which was mentioned earlier, provides you with an insight into your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you in navigating credit arbitration if you decide to sign up. Some financial advisors can help you on your path to debt-free living.
Following the debt settlement program, CuraDebt can be the agency to answer all of your creditor’s calls. They will also be the ones who will negotiate the terms of your payment depending on the condition of your finances. Depending on which works best your situation, the payment could be either a lump sum settlement or a payment plan.
Moreover they will also be working with the lenders to help you enjoy better rates when you make deposits to your savings account, which in turn, will be processed to pay off the creditors. Their plans can help you get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they will allow you access to your account information 24 hours a day. All you have to do is sign in to CuraDebts the client portal to track your performance.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to satisfy their criteria first. For eligibility, you’ll have to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they help you with?
Here are some of the ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing your debt. They are able to negotiate settlements on behalf of you for all kinds of debt. They can help with medical bills, personal loans credit cards, and line of credit. They are also able to settle any outstanding balance of business debt, collections, or repossessions.
They may also assist in negotiating on tax owed as well as IRS debt. However, you will not receive assistance for the majority of your lawsuits, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, if they are possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt lets you pay off debts with less than the amount you have. Additionally, you can inquire about your debt during their no-cost consult with their debt counsellor.
The most appealing aspect of the program is that you will only be charged once your debt is settled. All you have to sign up to one of their plans, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they collect all of your financial records, they will also collect all the paperwork you’ll need to file tax returns.
By using this program, you’ll be able to resolve the various types of tax problems like garnishments on wages, tax penalties, personal and corporate taxes as well as back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs neither are there hidden fees. They only use flat-fee pricing that is based on the amount you need to settle.
They have different solutions for the settlement of your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt can they help you with?
Although debt settlement is their specialty, they don’t cater to all types in debt resolution. CuraDebt is only focused on unsecured debt. They aren’t able to assist you if your credit or loan is tied to an item that is physical.
However, if you have one of the following kinds of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt the service, you’ll be able to settle your past-due tax debts without any problems. Moreover, this type of service is accessible across all 50 states, if you owe money towards the IRS. There are federal tax experts who can assist you in resolving these types of issues.
Medical Debt
CuraDebt will also help you resolve the medical bills. In some cases, you may even pay the debt for less than you owe.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. However, they can assist private students with negotiating any loans they have to pay.
Personal Loan
Personal loans and payday loans are also eligible for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards and private-label credit cards CuraDebt can assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is how they’ve priced their services. They do not charge an upfront cost. You’ll only pay once you settle each of your debts.
They also don’t charge high costs either. On average, you’ll be required to pay as much as 20% of the debt you settled through them.
In general, this type of industry can charge anywhere from 15% to 25 percent.
In addition, customers can expect to pay off their debts in between 2 and 4 years. However, this also varies according to the amount you are able to save each month.
Additionally, they claim you can save as much as 30% when you factor in their fees in your equation.
But this claim will also differ based on your specific situation. Some customers even claimed to save between 50% and 80%.
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The benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt offers, Let’s take a look at the benefits that come with using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. Furthermore, they only charge a 20% fee while the majority of companies charge 25 percent.
Then, if you’re done in the process of debt resolution you can also sign up for their credit restoration program.
It’s a fantastic way to restore the credit rating without having to go back into debt. However, the program lasts different for every person according to your personal situation.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also investigate any creditor violations with the assistance of their in-house experts.
The drawbacks of the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Settlement of debt and debt relief usually require that you stop paying with your credit card. If you’re trying to build a better standing on credit scores, you could delay you from working on your obligations.
CureDebt does not have a mobile app. While they do have a client website but it’s old and mundane. It’s not particularly intuitive and could be challenging to navigate.
Furthermore, they are not credited with an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to resolve your debt without having to spend more on these kinds of services. Additionally the 20% service cost is cheaper than most businesses that charge an additional 25% charge. There are no upfront payments, and you will only have to pay when the debt is paid off.
Although they’ll give you an account to see your progress, their website is not simple to navigate. CuraDebt also doesn’t have an app that could make it easier for you to monitor your progress.
But, they do have a good support team, and you can reach them not just via email but also via phone or making an electronic ticket. Va Vehicle Tax Relief Versus Business Use
If the problem of debt is an issue right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the programs they offer are available in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Va Vehicle Tax Relief Versus Business Use
How long does it take to complete the program?
The program typically takes 24 to 48 months, dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Yes, CuraDebt provides tax relief programs that can aid you in dealing with problems like delinquent taxes and garnishments of wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll need to constantly communicate with your team members and pay the required payments to pay down your debt over time.
