Are you experiencing debt that has been increasing lately? Are you tired of trying other financial advice and tips but haven’t solved your problems?
Maybe you’re here because been through every thing.
In most cases, the most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. Many people are asking if they can assist you or put you in more debt.
According to their clients they can help you control 80% of your debt , so you can take couple of w
orries off your shoulders.
But for some people the claims seem too good to be true.
If you’re looking for any solution that could help you resolve your debt. In that situation, CuraDebt will mostly be suggested by people. We’ll be taking a deep look at how CuraDebt is used and the problems it could help solve.
Moreover, before we end our discussion, we’ll take a look at its advantages and drawbacks.
Before starting the review, you can check out this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Va Tax Relief Checks
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best known feature. They also provide other services that can aid you in becoming more financially stable.
First of all, it starts by requesting a no-cost online savings estimate. This service is very confidential and won’t conduct a credit inquiry. With this savings estimate you’ll be able to learn more about the alternatives towards debt-free.
This estimate of savings, as mentioned before, gives you an idea of your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you with credit arbitration if you decide to join. Financial advisors may be able to assist you with your debt-free journey.
Following your debt settlement program, CuraDebt will be the agency to take care of all the calls from your creditors. They will also be the ones that determine conditions of the settlement based on the status of your financial situation. Based on what works best your situation, the payment can either be a lump sum settlement or an installment plan.
Additionally, they will be working with the creditors so that you can enjoy better rates when you make deposits to your savings account, which is then processed to pay back the creditors. Their plans can help you settle the debt within two years.
After you’ve registered with them, they will allow you access to your data 24/7. All you need to do is sign in to CuraDebts Client Portal to track your performance.
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CuraDebt’s Requirements
Before you can avail of the program, you’ll have to satisfy their criteria first. To be eligible, you’ll need to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they help you?
Here are some of the ways CuraDebt can assist you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf for most types of debt. This includes medical bills, personal loans, credit cards as well as loans. They can also be approached to settle any outstanding balance of business debt, collections, or repossessions.
They may also assist in negotiating with back taxes as well as IRS debt. However, you won’t get assistance for the majority claims, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation so that you can have cash settlements, if possible. Certain violations could result in having your debts also dismissed.
CuraDebt lets you repay debt for less than the amount you have. You can also have questions answered during a free meeting with their debt counselor.
The greatest benefit of the program is that you will only be charged once your debt is settled. All you need to do is sign up with one of their plans and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they’ve gathered all your financial records, they will also collect all the necessary paperwork for tax returns.
Through this program, you’ll be able to resolve different types of taxes such as garnishments on wages as well as tax penalties for personal and business taxes, back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees either. They only use flat-fee pricing that is based on the amount you’ll have to pay.
There are a variety of options for the settlement of your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt can they help you with?
Although debt settlement is their specialty but they aren’t able to offer all kinds of debt settlement. CuraDebt is only focused on loans that are not secured. They aren’t able to help you if your credit or loan is tied to a physical item.
If you do have the following types of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt, you should be able to settle tax debts that were due to be paid without difficulty. Additionally, this service is available across all 50 states, if you have a debt to the IRS. There are tax experts from the federal government that can help you resolve the issues.
Medical Debt
CuraDebt can also help resolve any medical-related debt. In some cases you could even settle them less than the amount you have to pay.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. Still, they can help private students in negotiating any loans they owe.
Personal Loan
Personal and payday loans also qualify as debt-settling programs. You may also be eligible if you have other unsecured credit lines that you got from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards as well as private label credit card CuraDebt will help you pay it off.
What is the cost?
The best part about CuraDebt is how the company has priced its services. They do not charge an upfront cost. You’ll only pay once you settle each of your debts.
They also do not charge high fees as well. In the average, you’ll need to pay up to 20 percent of the debt that you settled with them.
In the average, this kind of business can cost anywhere between 15% and 25 percent.
Moreover, clients can expect to settle their debts within between 2 and 4 years. However, this also varies in relation to the amount you are able to save each month.
Additionally, they claim that you can save as much as 30% if you include their fees in your equation.
However, this statement will vary, depending on your situation. Some clients even mentioned saving 50% to 80%.
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Advantages to using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
First, CuraDebt will only charge you once you’ve paid off your debt. Additionally they charge only 20% of the cost, whereas the majority of companies charge 25 percent.
Then, if you’re done in the process of debt resolution, you could join their credit restoration program.
It’s a fantastic way to restore your credit score without having to go in debt again. However, the program runs different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your credit to assist with settlements and negotiations. So, your debt won’t increase over time. They’ll also investigate any creditor violations using their in-house experts.
Drawbacks of the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with the credit card you use. If you’re trying to improve your rating on your credit, this could set you back while you’re getting rid of your obligations.
CureDebt also doesn’t have a mobile app. Although they have a website for clients, it looks old and mundane. It’s not particularly user-friendly, and can be difficult to navigate.
Moreover, they are still not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more on these kinds of services. Additionally, their 20% service cost is cheaper than most firms that charge an additional 25% charge. There are no upfront payments, and you will only have to pay when your debt is finally settled.
Although they’ll give you an account to see your progress however, their website isn’t easy to navigate. CuraDebt also doesn’t have an app that could make it easier for you to track your progress.
But, they do have a great support team, and you can reach them, not only via emails but by phone or by making an electronic ticket. Va Tax Relief Checks
If the credit card is a major problem right now, we recommend CuraDebt’s service. Just make sure that you’re eligible and that the services they provide are in your state.
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FAQ Va Tax Relief Checks
How long will it take to complete the course?
The average program is between 24 and 48 months depending on the amount of your debt and the agreed settlement.
Can CuraDebt help in the fight against state tax issues?
Sure, CuraDebt has a tax relief program that can aid you in dealing with problems like delinquent taxes and garnishments of wages.
What do I need to do once I’m in the program?
You’ll need to constantly communicate with the team and make the necessary payments to pay down the amount of debt you have over time.
