Are you experiencing debt that has increased lately? Are you tired of trying different financial advice and tips but still have unsolved issues?
Maybe you’re here because tried every thing.
In most cases, the best way is to approach experts who can assist to resolve this issue.
CuraDebt is one of the most frequently contacted companies. Many people have been inquiring whether they can assist you or put you in more debt.
According to their clients, they can assist you in managing 80percent of your debt so that you can take couple of w
orries off your plate.
But for some people the claims seem too good to be true.
You might be looking for something that will assist you in paying off your debt. In that situation, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth look at the way CuraDebt is used and the problems it can solve for you.
Moreover, before we end we’ll look at the advantages and disadvantages of this method.
Before beginning the review, check out this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Va Tax Relief Application For Lewey And Glenda Brash
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best well-known feature. But they offer other services that can assist you in becoming financially stable.
First of all, it begins by requesting a free online savings estimate. It is a completely private service and they will not be doing a credit check. With this estimate of savings, you will be able to learn more about the other options in your journey to debt-free.
The savings estimate, which was mentioned previously, offers you an insight into your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you in navigating the process of credit arbitration should you choose to enroll. Certain financial advisors can assist you on your path to debt-free living.
Following the debt settlement plan, CuraDebt is the company to take care of all the calls from your creditors. They will also be the ones that determine the terms of your repayment in accordance with the state of your financial situation. Depending on which works most effectively to you, this can either be a lump sum settlement or the option of a payment plan.
Moreover, they will work with lenders to help you enjoy better rates when you transfer money into your savings account, which in turn, will be processed to pay off creditors. Their programs can assist you to pay off the debt in two years.
After you’ve signed up with them, they’ll give you access to your data 24/7. All you need to do is sign in to CuraDebts’ client portal so that you can monitor your progress.
Before you can benefit from the program, you’ll have to pass their requirements first. To be eligible, you’ll have to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the different ways CuraDebt can help you.
The name of the company suggests that CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on your behalf for most types of debt. This includes medical bills, personal loans, credit cards and lines of credit. They are also able to help settle any remaining amount on business debts and collections or repossessions.
They can even help negotiate for back taxes and IRS debt. However, you will not receive support for most claims, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the other hand, they can help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations to ensure that you receive cash settlements, should it be possible. Some violations can also lead to having your debts removed as well.
CuraDebt lets you settle debt with less than the amount you own. They also allow you to inquire about your debt during their no-cost consultation with their debt counselor.
The best part about their program is that you only pay the fees once your debt is settled. All you have to do is sign up with one of their plans and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. After they have gathered all your financial records and tax documents, they’ll also collect all the necessary paperwork for tax returns.
Through this program, you should be able to deal with the various types of tax problems such as wage garnishments, tax penalties, personal and business taxes as well as back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs also. They use only flat-fee pricing and is dependent on the amount you must settle.
They offer different options for paying off taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt are they able to help with?
Although they specialize in debt settlement, it is not their forte however, they do not offer all kinds of debt settlement. CuraDebt concentrates on unsecured debt. They can’t assist you if your loan or debt is linked to an actual item.
If, however, you are in one of the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt, you should be able pay off your past-due tax debts without any problems. Additionally, this service is available to all 50 states in the event that you owe money in arrears to IRS. There are federal tax experts to assist you with the issues.
CuraDebt will also help you resolve your medical debt. In certain cases you might even be able to pay them for less than what you have to pay.
Private Student Loan
CuraDebt does not cater to federal student loans. However, they can assist private students with negotiating any loans they are owed.
Personal loans and payday loans are also eligible as debt-settling programs. You can also avail the program if you have other unsecure credit lines you obtained from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards and private-label credit cards, CuraDebt will assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt is how they’ve priced their services. They do not charge an upfront cost. The only time you pay is when you have paid off all of your debts.
Additionally, they do not charge high costs either. In the average, you’ll need to pay up to 20 percent of the debt that you settled with them.
On average, this type of industry can charge anywhere between 15% and 25%.
In addition, customers can expect to pay off their debts in 2 to 4 years. This varies according to the amount you can save up per month.
They also claim you can save as much as 30% if you include their fees in your equation.
However, this statement will differ based on your specific situation. Some customers even claimed to save 50 to 80%.
Advantages to using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can provide, let’s look into the advantages of using CuraDebt.
In the beginning, CuraDebt only charges you once you’ve paid off your debt. Additionally, they only charge a 20% fee while the majority of companies charge 25%.
Then, if you’re done by the program for debt relief, you can also sign up for their credit repair program.
It’s an excellent method to improve your credit without going into debt again. However, the program runs in a different way for each individual according to your personal situation.
In the end, CureDebt looks into your debt so that they can assist in settlements and negotiations. This means your debt won’t increase as time passes. They’ll also investigate any violations by creditors using their own experts.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you cease making payments with . So if you’re trying to build a better standing on credit scores, you could delay you from getting rid of your debt.
CureDebt also doesn’t have a mobile app. Although they have a website for clients, it looks aged and simple. It’s not particularly user-friendly, and can be difficult to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to resolve your debt without having to spend more on these kinds of services. In addition, their 20% service charge is less expensive than the majority of firms that charge a 25% fee. There is no upfront payment, and you will only be required to pay once the debt is settled.
While they’ll provide you with an account that allows you to track your progress, their website is not easy to navigate. CuraDebt also doesn’t have an app, which will make it easier to track your progress.
But, they do have a good support team that you can contact them not only through emails but also via phone or sending an e-ticket. Va Tax Relief Application For Lewey And Glenda Brash
If your debt is a big issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the services they provide are in your state.
FAQ Va Tax Relief Application For Lewey And Glenda Brash
What is the time frame to complete the program?
The average program is between 24 and 48 months dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt assist in the fight against state tax issues?
Yes, CuraDebt has a tax relief program that will assist you with issues such as late payroll tax issues and garnishments on wages.
What should I do once I’m in the program?
You’ll be required to communicate with your team members and make the necessary payments to lower your debt over time.