Are you experiencing debt that has been increasing lately? Are you burnt out from trying various financial advice and tips but haven’t solved your problems?
Perhaps you’re here because you’ve tried everything.
In the majority of cases, the most effective approach is to talk to experts who can help you resolve the issue.
CuraDebt is among the companies that get the most inquiries. A lot of customers have asked if they are able to help or help you get into more debt.
According to their clients, they can assist you in managing 80% of your debts so that you can take couple of things off your shoulders.
However, for certain people, these claims are just too good to be true.
Suppose you’re on the lookout for any solution that could aid you in settling your debt. In this situation, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of the way CuraDebt operates and what issues it could help solve.
Furthermore, before we conclude we’ll look at the advantages and disadvantages of this method.
Before starting the review, you can go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Va Tax Military Spouse Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become a part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is the most known feature. However, they also offer other services that can assist you in becoming financially secure.
First of all, it begins by requesting a free online savings estimate. It is a completely private service, and they won’t be conducting a credit screening. By using this estimate of savings you’ll be able to discover more about alternatives towards debt-free.
Savings estimates, which was mentioned previously, offers you an insight into your options regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you in navigating the process of credit arbitration should you choose to join. Some financial advisors can help you on your path to debt-free living.
Following the debt settlement plan, CuraDebt is the one to answer all of your creditors’ calls. They’ll also be the ones that will determine the terms of your settlement depending on the condition of your financial situation. Based on what works best your situation, the payment could either be a lump sum settlement or the option of a payment plan.
Moreover they will also work with creditors to ensure that you get better rates when you transfer money into your savings account. This, in turn, will be processed to pay creditors. The plans they offer can help you pay off the debt in two years.
After you’ve registered with them, they will provide you with access to your data 24/7. All you have to do is log in to CuraDebts Client Portal to track your performance.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll need to be:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they assist you?
Here are the various ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt can help you deal your debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. These include personal loans, medical bills credit cards and lines of credit. They can also be approached to pay off any remaining balance on business debt and collections or repossessions.
They can even help negotiate for back taxes as well as IRS debt. But, you won’t receive support for most of your lawsuits, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation in order to get cash settlements, if possible. Some violations can also cause your debt to be also dismissed.
CuraDebt can also help you repay debt for less than the amount you have. You can also have questions answered during a free consult with their debt advisor.
The greatest benefit of their plan is that you will only be charged once your debt is settled. All you have to do is sign up with some of their programs and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. After they have gathered all your financial documents, they will also collect all the paperwork you’ll need for tax returns.
With this program, you’ll be able to deal with different types of taxes like garnishments on wages and tax penalties, personal and corporate taxes and back taxes and trust fund penalties and tax liens.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing, which depends on the amount that you’ll have to pay.
They offer different options in the settlement of your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they help you with?
Although debt settlement is their specialization however, they do not cater to all types of debt settlement. CuraDebt concentrates on loans that are not secured. They won’t be able to assist you if your loan or debt is linked to an actual item.
However, if you have one of the following kinds of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt, you should be able to pay your past-due tax debts without difficulty. Additionally, this service is accessible to all 50 states if you owe money to the IRS. They have federal tax experts who can assist you in resolving these kinds of problems.
Medical Debt
CuraDebt can also help resolve your medical debt. In certain cases you could even settle the debt for less than you owe.
Private Student Loan
CuraDebt does not cater to Federal student loan. However, they can assist private students with negotiating the student loans they have to pay.
Personal Loan
Personal loans and payday loans are also eligible to be eligible for debt relief programs. You may also be eligible the program if you have other unsecure credit lines you obtained from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, or private label credit cards, CuraDebt will help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt is how the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you’ve paid each of your debts.
Additionally, they don’t have high-cost costs either. On average, you’ll have to pay between 20 and 20% of the debt you settled with them.
On average, this type of business can cost anywhere from 15% to 25 percent.
Moreover, clients can expect to pay off their debts in two to four years. But, it also differs according to the amount you are able to save each month.
Additionally, they claim that you can save up to 30% by incorporating their fees in your equation.
However, this statement will depend on your situation. Some clients even mentioned saving between 50% and 80%.
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Benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt offers, let’s look into the advantages of using CuraDebt.
First, CuraDebt will only charge you after you’ve settled your debt. Additionally, they only charge 20% of the cost, whereas most companies charge you 25%.
Then, if you’re done with the debt settlement program you can join their credit restoration program.
It’s a fantastic way to restore the credit rating without going back into debt. However, the program runs different for every person according to your personal situation.
In the end, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that your debt won’t inflate over time. They’ll also look into any violations by creditors with the help of their experts in-house.
Drawbacks of the use of CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt relief and debt settlements often require you to stop making payments using the credit card you use. Therefore, if you’re trying improve your standing on credit scores, you might delay you from working on your credit card debt.
CureDebt does not offer a mobile application. Although they have a client website however, it appears old and mundane. It’s not very intuitive, and it can be challenging to navigate.
In addition, they’re not recognized by their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you settle your debt without spending more on these kinds of services. In addition, their 20% service cost is less expensive than the majority of companies that offer an additional 25% charge. There is no upfront payment and you’ll only have to pay when the debt is paid off.
While they’ll provide you with an account so that you can track your progress, their website is not easy to navigate. CuraDebt also doesn’t have an app yet, which will make it easier to track your progression.
But, they do have a great support team and can be reached them not only through emails but also by phone or submitting an electronic ticket. Va Tax Military Spouse Relief
If debt is a big problem, then we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the services that they provide are offered in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Va Tax Military Spouse Relief
What is the time frame to finish the program?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt aid with tax problems in the state?
Sure, CuraDebt offers a program for tax relief that can help you with problems such as delinquent payroll taxes and wage garnishments.
What’s the first thing I have to do once I’m in the program?
You’ll need to constantly communicate with your team members and pay the required payments to reduce your debt over time.
