Are you experiencing debt that has been increasing lately? Are you exhausted from trying different financial advice and strategies but haven’t solved your problems?
Maybe you’re here because already tried every thing.
In the majority of cases, your most effective approach is to talk to experts who can help you settle this issue.
CuraDebt is one of the companies that get the most inquiries. Many people have been inquiring whether they can help you or help you get into more debt.
According to their clients, they can assist you in managing the majority of your debt so that you can finally take a few things off of your plate.
For some they believe these claims are too good to be true.
Suppose you’re on the lookout for something that will help you resolve your debt. In that situation, CuraDebt will mostly be suggested by people. We’ll be taking a deep review of how CuraDebt is used and the problems it could help solve.
Furthermore, before we conclude our discussion, we’ll take a look at its advantages and drawbacks.
Before starting the review, go to this video in case you would prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Va Survivors Benefits For Widows Property Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. But they offer other services that will help you be more financially secure.
It all begins by requesting a free online savings estimate. This service is very confidential and won’t conduct a credit inquiry. By using this estimate of savings, you will be able to learn more about the other options in your journey towards debt-free.
Savings estimates, which was mentioned previously, offers you an idea of your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to help you with the process of credit arbitration should you choose to enroll. Some financial advisors can help you with your debt-free journey.
Following your debt settlement program, CuraDebt will be the one to take care of all the calls from your creditors. They’ll be the ones who determine what you will pay for your payment based on the status of your finances. Based on what works most effectively for you, it can be either a lump sum settlement or an installment plan.
Moreover they will also be working with the lenders to help you enjoy better rates when you make deposits to your savings account, which in turn, will process to pay back creditors. The plans they offer can help you settle the debt within two years.
After you’ve signed up with them, they’ll provide you with access to your data 24/7. All you need to do is log in to CuraDebts’ client portal to monitor your performance.
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. To be eligible, you’ll have to be:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they help you?
Here are the different ways CuraDebt can help you.
The name of the company suggests that CuraDebt will assist you in dealing with your debt. They can negotiate settlements on your behalf to settle most types of debt. They can help with medical bills, personal loans credit cards and line of credit. You can also approach them to settle any outstanding amount on business debts collection, repossessions, or collections.
They may also assist in negotiating with back taxes and IRS debt. But, you won’t receive support for most of your lawsuits, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, if possible. Some violations can also lead to having your debts removed as well.
CuraDebt also allows you to settle debt with less than the amount you own. They also allow you to inquire about your debt during their no-cost consultation with their debt counsellor.
The greatest benefit of their plan is that you only be charged when your debt is paid off. All you have to do is sign up with one of their plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they collect all of your financial records and tax documents, they’ll also collect all the paperwork you’ll need to file tax returns.
Through this program, you should be able to solve the various types of tax problems like garnishments on wages, tax penalties, personal and corporate taxes, back taxes, trust fund penalties, and tax lien.
There aren’t any hidden charges also. They only offer flat-fee prices, which depends on the amount that you’ll need to settle.
They offer different options when it comes to paying off your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts are they able to help with?
While debt settlement is their forte however, they do not offer all kinds in debt resolution. CuraDebt concentrates on debt that is not secured. They won’t be able to help you if the debt or loan is tied to a physical item.
If you do have the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt the service, you’ll be able to settle tax debts that were due to be paid without any issues. Furthermore, this service is available to all 50 states if you owe money in arrears to IRS. They have federal tax experts that can help you resolve these types of issues.
CuraDebt can also assist in settling your medical debt. In certain cases you might even be able to pay them less than the amount you owe.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. However, they can assist private students in negotiating any student loans that they owe.
Personal and payday loans also qualify to be eligible for debt relief programs. It is also possible to avail the program if you have other unsecured credit lines that you have obtained from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards as well as private label credit card, CuraDebt will help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. Only pay when you settle each of your outstanding debts.
They also do not charge high charges either. On average, you’ll be required to pay as much as 20% of the debt you settled with them.
In general, this type of business can cost anywhere between 15 and 25 percent.
Moreover, clients can expect to settle their debt from between 2 and 4 years. But, it also differs depending on the amount that you save per month.
Also, they claim that you could save as much as 30% if you include their charges into your calculation.
However, the claim may vary, depending on your specific situation. Some clients even mentioned saving between 50% and up to 80%.
The benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt can offer you let’s explore the benefits of using CuraDebt.
In the beginning, CuraDebt only charges you after you’ve settled your debt. Additionally they only charge 20% of the cost, whereas the majority of companies charge 25 percent.
If you’re finished with the debt settlement program, you could also sign up for their credit restoration program.
It’s a fantastic method to improve the credit rating without going back into debt. The program is however designed different for every person according to your personal situation.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also look into any creditor violations using their experts in-house.
Some disadvantages to using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Settlement of debt and debt relief usually require that you cease making payments with . Therefore, if you’re trying improve your standing on credit scores, you may set you back while you’re working on your obligations.
CureDebt also doesn’t have a mobile app available. Although they have a client website however, it appears outdated and basic. It’s not very intuitive and could be difficult to navigate.
Moreover, they are still not credited with their Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to resolve your debt without having to spend more for these types of services. In addition the 20% service charge is lower than many businesses that charge a 25% fee. There is no upfront payment and you’ll only be required to pay once the debt is paid off.
Although they’ll allow you to access an account that allows you to track your progress but their website isn’t user-friendly. CuraDebt does not have an app that could make it easier for you to look at your performance.
However, they have a great support team and can be reached them not just via email but also by phone or sending an electronic ticket. Va Survivors Benefits For Widows Property Tax Relief
If your problem of debt is an problem right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the services they provide are in your state.
FAQ Va Survivors Benefits For Widows Property Tax Relief
How long does it take to complete the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt aid with state tax problems?
Sure, CuraDebt offers a program for tax relief that can assist you with issues such as delinquent payroll taxes and garnishments of wages.
What do I need to do once I’m in the program?
You’ll be required to communicate with your team members and pay the required payments to reduce your debt over time.