Has your debt increased lately? Are you burnt out from trying other financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because already tried every thing.
In most cases, the best way is to approach professionals that can help to resolve this issue.
CuraDebt is among the companies that get the most inquiries. Many customers have asked if they can help you or put you in more debt.
According to their customers, they can help you control 80percent of your debts so that you can take few things off of your mind.
But for some people, these claims are just too good to be true.
If you’re looking for any solution that could help you resolve your debt. If that’s the situation, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of how CuraDebt is used and the problems it can solve for you.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before starting the review, watch this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Va Survivors Benefits For Widows Property Tax Relief Mn
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is a participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What CuraDebt do?
Helping you settle your debt is the most popular feature. They also provide additional services to help you be more financially stable.
First of all, it begins with requesting a free savings estimate on the internet. The service is completely confidential, and they won’t be conducting a credit screening. With this savings estimate, you will be able to learn more about the options to be debt-free.
This estimate of savings, as we’ve mentioned earlier, provides you with an idea of your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you with credit arbitration if you decide to join. Some financial advisors can help you in your debt-free journey.
After your debt settlement program is completed, CuraDebt will be the agency to take care of all your creditor’s calls. They’ll also be the ones that determine the terms of your settlement depending on the condition of your financial situation. Based on what works most effectively for you, it can be a lump-sum settlement or the option of a payment plan.
Additionally they will also work with lenders to help you enjoy better rates when you transfer money into your savings account, which in turn, will process to pay off the creditors. The plans they offer can help you settle the debt within the period of 48 months.
After you’ve signed up with them, they’ll provide you with access to your account information 24 hours a day. All you need to do is sign in to CuraDebts the client portal to track your progress.
Before you are able to avail their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they assist you?
Here are some of the ways CuraDebt can help you.
Like their name implies, CuraDebt will assist you in dealing your debt. They can negotiate settlements on your behalf to settle most types of debt. This includes personal loans, medical bills, credit cards and line of credit. You can also approach them to pay off any remaining balance on business debt collection, repossessions, or collections.
They can even help negotiate with back taxes and IRS debt. However, you will not receive assistance for the majority cases, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they can help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, if possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt can also help you repay debt for less than the sum you have. You can also have questions answered during a free consultation with their debt advisor.
The most appealing aspect of their program is that you only be charged once your debt is settled. All you have to do is sign up with any of the plans and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. After they have gathered all your financial documents They will also gather all the documents you’ll require for tax returns.
Through this program, you will be able to solve the various types of tax problems like garnishments on wages and tax penalties, personal and business taxes and back taxes and trust fund penalties and tax liens.
There aren’t hidden fees neither are there hidden fees. They only offer flat-fee prices and is dependent on the amount you’ll have to pay.
They have different solutions in paying off taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they assist you with?
Although they specialize in debt settlement, it is not their forte however, they do not offer all kinds of settlement. CuraDebt concentrates on debt that is not secured. They can’t help you if the debt or loan is tied to an item that is physical.
However, if you have one of the following kinds of debt, they will arrange settlements for you.
With CuraDebt it is expected that you will be able pay off tax debts that were due to be paid without difficulty. Moreover, this type of service is accessible to all 50 states in the event that you owe money in arrears to IRS. They have federal tax experts to assist you with the issues.
CuraDebt will also help you resolve any medical-related debt. In some cases you could even settle the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. However, they can assist private students with negotiating any loans they are owed.
Payday loans and personal loans are also eligible for the debt settlement program. You may also be eligible the program if you have other unsecure credit lines you obtained from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards, CuraDebt will help you pay it off.
What is the cost?
The greatest thing about CuraDebt is how they’ve priced their services. They do not charge an upfront cost. Only pay when you have paid off all of your outstanding debts.
Also, they don’t have high-cost charges either. On average, you’ll have to pay up to 20 percent of the debt that you settled with them.
In the average, this kind of industry can charge anywhere from 15% to 25 percentage.
In addition, customers can expect to pay off their debts in 2 to 4 years. But, it also differs in relation to the amount you save per month.
Additionally, they claim that you could save up to 30% when you factor in their charges into your calculation.
However, this statement will vary, depending on your specific situation. Some customers even claimed to save 50 to 80%.
Benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can provide, let’s look into the advantages that come with using CuraDebt.
First, CuraDebt is only charged after you’ve settled your debt. Additionally they only charge a 20% fee while the majority of companies charge 25%.
Then, if you’re done with the debt settlement program you can enroll in their credit restoration program.
It’s an excellent way to restore the credit rating without going into debt again. However, the program runs differently for each person, depending on your situation.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. It means that your debt won’t increase over time. They’ll also investigate any creditor violations using their experts in-house.
Drawbacks of using CuraDebt
We will also examine some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to cease making payments with the credit card you use. If you’re trying to increase your rating on your credit, this could delay you from finishing your debt.
CureDebt doesn’t even have a mobile app. While they do have a website that clients can access however, it appears old and mundane. It’s not very user-friendly, and can be difficult to navigate.
Furthermore, they are not credited with their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to resolve your debt without having to spend more on these kinds of services. In addition their 20% service fee is less expensive than the majority of businesses that charge the 25% cost. There is no upfront payment and you’ll only have to pay the fee when your debt is finally settled.
Although they’ll allow you to access an account to see your progress but their website isn’t user-friendly. CuraDebt also doesn’t have an app that will make it easier to track your progress.
However, they have a good support team that you can contact them not only through emails but also by phone or making an electronic ticket. Va Survivors Benefits For Widows Property Tax Relief Mn
If the problem of debt is an issue right now, we recommend CuraDebt’s service. Just make sure that you’re eligible and that the services that they provide are offered in your state.
FAQ Va Survivors Benefits For Widows Property Tax Relief Mn
How long will it take to finish the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt help with tax problems in the state?
Sure, CuraDebt provides tax relief programs to aid you in dealing with problems such as late payroll taxes and garnishments on wages.
What’s the first thing I have to do after joining the program?
You’ll have to keep in constant contact with the team and make the necessary payments to reduce your debt over time.