Are you experiencing debt that has been piling up lately? Are you tired of trying various financial tips and advice but still have unsolved issues?
Perhaps you’re here because you’ve tried everything.
In most cases, the most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is one of the most frequently contacted companies. Many people have been inquiring whether they can assist you or put you in more debt.
According to their clients, they can help you manage 80% of your debts so that you can finally take a couple of things off your plate.
However, for certain people they believe these claims are too good to be true.
If you’re looking for any solution that could aid you in settling your debt. If that’s the situation, CuraDebt will mostly be suggested by people. We’ll take a deeper study of the way CuraDebt operates and what issues it can solve for you.
Furthermore, before we conclude our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before starting the review, go to this video if you prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Va Home Tax Relief Ga
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best popular feature. They also provide additional services to help you be more financially secure.
The process begins by requesting a free savings estimate online. It is a completely private service, and they won’t be doing a credit check. With this savings estimate, you will learn more about your options to debt-free.
The savings estimate, which was mentioned before, gives you the opportunity to consider your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to help you with credit arbitration in the event that you decide to sign up. Financial advisors may be able to assist you with your debt-free journey.
After your debt settlement program, CuraDebt can be the one to answer all of the calls from your creditors. They will be the ones who negotiate conditions of the settlement based on the status of your finances. Based on what works best to you, this could be a lump-sum settlement or the option of a payment plan.
Furthermore they will be working with creditors so that you can have better rates as you transfer money into your savings account. This in turn, will process to pay off creditors. The plans they offer can help you pay off the debt in 48 months.
After you’ve registered with them, they’ll provide you with access to your account information 24 hours a day. All you have to do is login to CuraDebts Client Portal to monitor your progress.
Before you are able to avail the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll need to be:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they help you with?
Here are the different ways CuraDebt can help you.
As their name suggests, CuraDebt can help you deal with debt. They are able to negotiate settlements on behalf of you for most types of debt. This includes medical bills, personal loans credit cards, as well as lines of credit. They can also be approached to pay off any remaining balance on business debt and collections or repossessions.
They may even assist you in negotiating for back taxes and IRS debt. But, you won’t receive support for most claims, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they will assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors in order to get cash settlements, if they are possible. Certain violations could result in having your debts also dismissed.
CuraDebt can also help you settle debt with less than the amount you own. They also allow you to have questions answered during a free consultation with their debt counsellor.
The best part about the program is that you only have to pay for the charges after your debt has been settled. All you need to sign up to any of the plans and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial records They will also gather all the necessary paperwork for tax returns.
With this program, you will be able to deal with different types of taxes such as garnishments on wages, tax penalties, personal and taxation for business and back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges neither are there hidden fees. They use only flat-fee pricing and is dependent on the amount that you’ll must settle.
There are a variety of options for settling your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts are they able to help with?
Although debt settlement is their specialty but they aren’t able to cater to all types in debt resolution. CuraDebt only focuses on unsecured debt. They aren’t able to help you if your credit or loan is tied to an actual item.
If you do have the following types of debt, they’ll arrange settlements for you.
With CuraDebt, you should be able to settle your past-due tax debts without difficulty. Additionally, this service is accessible to all 50 states if you have a debt towards the IRS. There are tax experts from the federal government that can help you resolve the issues.
CuraDebt will also help you resolve your medical debt. In certain cases, you may even pay the debt for less than you have to pay.
Private Student Loan
CuraDebt does not offer federal student loans. They can however assist private students negotiate any loans they owe.
Payday loans and personal loans also qualify as debt-settling programs. It is also possible to avail the program if you have other unsecured credit lines you obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card, CuraDebt can assist you in paying it off.
What will it cost you?
The most appealing aspect of CuraDebt is the way they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you have paid off all of your debts.
They also do not charge high costs either. In the average, you’ll need to pay up to 20% of the debt you settled through them.
On average, this type of industry charges from 15% to 25 percent.
In addition, customers can expect to pay off their debts in two to four years. This varies in relation to the amount you can save up per month.
They also claim you can save up to 30% if you include their costs into your calculations.
But this claim will also depend on your specific situation. Some clients even mentioned saving 50 to up to 80%.
The benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt offers, let’s explore the benefits from using CuraDebt.
The first is that CuraDebt only charges you when you’ve paid off your debt. In addition they only charge a 20% fee while many companies charge 25%.
Next, if you’re done by the program for debt relief, you can also sign up for their credit repair program.
It’s a great option to rebuild your credit without having to go back into debt. The program is however designed different for every person according to your personal situation.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also be looking into any creditor violations with the help of their own experts.
The drawbacks of the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to stop making payments using . If you’re trying to build a better standing on credit scores, you could set you back while you’re finishing your credit card debt.
CureDebt does not have a mobile app. Although they have a client website, it looks aged and simple. It’s not very intuitive, and it can be difficult to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you settle your debt without spending more on those types of services. Additionally the 20% service fee is less expensive than the majority of firms that charge the 25% cost. There is no upfront payment and you’ll only have to pay when the debt is settled.
Although they’ll give you an account that allows you to track your progress, their website is not simple to navigate. CuraDebt isn’t even an app that could make it easier for you to monitor your performance.
But, they do have a great support team, and you can reach them not only through emails but also by phone or making an electronic ticket. Va Home Tax Relief Ga
If your problem of debt is an problem right now, we recommend CuraDebt’s service. Be sure to be eligible and that the programs they provide are in your state.
FAQ Va Home Tax Relief Ga
What is the time frame to finish the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt assist with state tax problems?
Sure, CuraDebt offers a program for tax relief that can aid you in dealing with problems such as late payroll taxes and wage garnishments.
What do I need to do after joining the program?
You’ll have to keep in constant contact with the team and pay the required payments to lower your debt over time.