Has your debt been increasing lately? Are you exhausted from trying different financial advice and tips but haven’t solved your problems?
Maybe you’re here because you’ve tried every thing.
In the majority of cases, the best option is to speak with experts who can help to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. Many customers have asked if they can assist you or put you into more debt.
According to their clients they can help you manage 80percent of your debt , so you can take couple of things off your mind.
For some, these claims are just too good to be true.
Suppose you’re on the lookout for anything that can aid you in settling your debt. In this case, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep study of how CuraDebt works and what problems it could help solve.
Furthermore, before we conclude our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before beginning the review, watch this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Usa Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most popular feature. They also provide other services that will assist you in becoming financially stable.
First of all, it begins with requesting a free online savings estimate. The service is completely confidential and they will not be conducting a credit screening. By using this estimate of savings you’ll be able to be able to learn more about the other options in your journey to debt-free.
Savings estimates, as mentioned earlier, provides you with the opportunity to consider your options, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to help you with credit arbitration if you decide to join. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement plan, CuraDebt can be the company to handle all of your creditor’s calls. They’ll also be the ones that determine the terms of your payment in accordance with the state of your finances. Depending on which works best for you, it can be a lump-sum settlement or an installment plan.
Furthermore they will also be working with lenders to help you get better rates when you transfer money into your savings account. This in turn, will process to pay back creditors. Their programs can assist you to settle the debt within two years.
After you’ve signed up with them, they’ll allow you access to your account information 24 hours a day. All you need to do is log in to CuraDebts the client portal to track your progress.
Before you are able to avail the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they assist you?
Here are the different ways CuraDebt can assist you.
Like their name implies, CuraDebt can help you deal your debt. They can negotiate settlements on your behalf for all kinds of debt. This includes medical bills, personal loans credit cards and also lines of credit. They are also able to settle any outstanding amount on business debts, collections, or repossessions.
They may also assist in negotiating for back taxes and IRS debt. However, you will not receive assistance for the majority of your lawsuits, government loans or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they can assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors so that you can have cash settlements, if they are possible. Certain violations may result in having your debts removed as well.
CuraDebt also allows you to pay off debts with less than the sum you have. You can also have questions answered during a free consultation with their debt advisor.
The best part about their program is that you’ll only pay the fees after your debt has been settled. All you need to do is sign up with any of the plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they collect all of your financial documentation, they will also collect all the paperwork you’ll need to file tax returns.
By using this program, you should be able to solve the various types of tax problems like garnishments on wages, tax penalties, personal and taxation for business as well as back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs neither are there hidden fees. They only use flat-fee pricing and is dependent on the amount you have to pay.
They offer different options in paying off taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they help you with?
Although debt settlement is their specialization, they don’t cater to all types of debt settlement. CuraDebt only focuses on unsecured debt. They aren’t able to assist you if your credit or loan is tied to an actual item.
If, however, you are in the following types of debt, they will arrange settlements for you.
With CuraDebt it is expected that you will be able to settle your past-due tax debts without any problems. Moreover, this type of service is offered across all 50 states, if you have a debt in arrears to IRS. There are federal tax experts to assist you with these types of issues.
CuraDebt can also help resolve any medical-related debt. In certain cases you could even settle them less than the amount you owe.
Private Student Loan
CuraDebt does not offer federal student loans. They can however assist private students in negotiating any loans they owe.
Personal and payday loans are also eligible as debt-settling programs. It is also possible to avail the program of the program if you also have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, and private-label credit cards CuraDebt can help you pay it off.
What will it cost you?
The best part about CuraDebt’s pricing is how the company has priced its services. They do not charge an upfront cost. Only pay when you’ve paid each of your outstanding debts.
Also, they do not charge high charges either. On average, you’ll be required to pay up to 20 percent of the debt you settled with them.
In general, this type of business can cost anywhere between 15 and 25%.
In addition, customers can expect to pay off their debts in two to four years. However, this also varies depending on the amount that you save per month.
Also, they claim you can save as much as 30% if you include their fees in your equation.
However, the claim may vary, depending on the situation. Some customers even claimed to save 50% to 80percent.
The benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
The first is that CuraDebt is only charged once you’ve paid off your debt. Furthermore they only charge 20% of the cost, whereas the majority of companies charge 25 percent.
Next, if you’re done in the process of debt resolution you could also sign up for their credit restoration program.
It’s a great option to rebuild your credit score without having to go back into debt. However, the program lasts differently for each person, depending on your situation.
In the end, CureDebt looks into your financial obligations to help with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also look into any creditor violations using their experts in-house.
The drawbacks of using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt settlement and debt relief often require you to cease making payments with . Therefore, if you’re trying increase your rating on your credit, this could cause you to delay finishing your credit card debt.
CureDebt doesn’t even offer a mobile application. Although they have a website that clients can access but it’s outdated and basic. It’s not particularly user-friendly, and can be challenging to navigate.
Moreover, they are still not recognized by an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more for these types of services. Additionally their 20% service charge is lower than many firms that charge a 25% fee. There is no upfront payment and you’ll only be required to pay once your debt is finally settled.
While they’ll provide you with an account to see your progress however, their website isn’t easy to navigate. CuraDebt does not have an app, which could make it easier for you to track your performance. Usa Tax Relief
However, they have a good support team that you can contact them not just via email but also by phone or making an electronic ticket. Usa Tax Relief
If problem of debt is an problem right now, we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the programs that they provide are offered in your state.
FAQ Usa Tax Relief
How long will it take to finish the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt offers a program for tax relief to help you with problems like delinquent tax issues and garnishments of wages.
What do I need to do after joining the program?
You’ll need to constantly communicate with your team members and pay the required payments to reduce your debt over time.