Has your debt been increasing lately? Are you burnt out from trying other financial tips and advice but haven’t solved your problems?
Perhaps you’re here because you’ve been through everything.
In most cases, the best way is to approach experts who can help to resolve this issue.
CuraDebt is among the most frequently contacted companies. A lot of customers have asked if they are able to help or put you in more debt.
According to their customers, they can help you manage 80percent of your debt so that you can finally take a couple of w
orries off your plate.
But for some people the claims seem too good to be true.
If you’re looking for anything that can assist you in paying off your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper study of the way CuraDebt is used and the problems it can help you solve.
In addition, prior to our conclusion, we’ll also look into its advantages and drawbacks.
Before you begin the review, you can go to this video if you prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Us Consulate Basra Closed Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What can CuraDebt do?
Helping you settle your debt is the most well-known feature. But they offer additional services to assist you in becoming financially stable.
It all starts by requesting a no-cost savings estimate online. The service is completely confidential and they will not conduct a credit inquiry. With this estimate of savings, you will be able to learn more about the options to debt-free.
The savings estimate, which was mentioned before, gives you an insight into your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you with the process of credit arbitration should you choose to join. Certain financial advisors can assist you with your debt-free journey.
After your debt settlement plan, CuraDebt will be the one to handle all of your creditors’ calls. They will also be the ones that will determine what you will pay for your payment depending on the condition of your financial situation. Depending on which works best for you, it can either be a lump sum settlement or a payment plan.
Moreover, they will be working with the creditors to ensure that you have better rates as you make deposits to your savings account. This, in turn, will be processed to pay back the creditors. Their programs can assist you to settle the debt within 48 months.
After you’ve signed up with them, they will provide you with access to your account information 24 hours a day. All you need to do is sign in to CuraDebts’ client portal to monitor your performance.
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll need to be:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can aid you.
As their name suggests, CuraDebt can help you deal your debt. They are able to negotiate settlements on behalf of you for most types of debt. These include medical bills, personal loans credit cards as well as line of credit. You can also approach them to pay off any remaining balance on business debt and collections or repossessions.
They may also assist in negotiating with back taxes as well as IRS debt. However, you won’t get assistance for the majority claims, government loans as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation so that you can have cash settlements, if they are possible. Certain violations could lead to having your debts also dismissed.
CuraDebt also allows you to repay debt for less than the amount you have. You can also have questions answered during a free consultation with their debt advisor.
The greatest benefit of their program is that you only be charged after your debt has been settled. All you need to sign up for one of their plans, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they collect all of your financial records and tax documents, they’ll also collect all the necessary paperwork to file tax returns.
By using this program, you’ll be able to deal with various tax issues like wage garnishments, tax penalties, personal and taxation for business and back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs either. They only offer flat-fee prices that is based on the amount you have to pay.
There are a variety of options when it comes to paying off taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they help you with?
While debt settlement is their forte however, they do not offer all kinds of settlement. CuraDebt is only focused on unsecured debt. They can’t help you if the debt or loan is tied to an actual item.
However, if you have the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to pay tax debts that were due to be paid without difficulty. Moreover, this type of service is offered across all 50 states, if you owe money in arrears to IRS. There are tax experts from the federal government to assist you with these types of issues.
CuraDebt can also assist in settling any medical-related debt. In certain cases you could even settle them less than the amount you owe.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. However, they can assist private students with negotiating any student loans that they are owed.
Personal loans and payday loans also qualify for the debt settlement program. It is also possible to avail the program if you have other unsecured credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards or private label credit cards CuraDebt can help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your outstanding debts.
Also, they don’t charge high charges either. On average, you’ll be required to pay as much as 20% of the debt you settled with them.
In general, this type of industry charges from 15% to 25 percentage.
Moreover, clients can expect to settle their debt from 2 to 4 years. This varies depending on the amount that you are able to save each month.
They also claim that you can save up to 30% by incorporating their costs into your calculations.
But this claim will also differ based on the situation. Some customers even claimed to save 50 to 80percent.
The benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt can provide, let’s explore the benefits that come with using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. In addition they only charge an amount of 20%, while most companies charge you 25%.
If you’re finished by the program for debt relief, you could join their credit repair program.
It’s a great option to rebuild your credit score without going into debt again. However, the program runs in a different way for each individual dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. This means your debt won’t increase over time. They’ll also be looking into any violations of creditor using their own experts.
Drawbacks of the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt settlement and debt relief usually require that you stop paying with the credit card you use. So if you’re trying to increase your rating on your credit, this could delay you from finishing your debt.
CureDebt doesn’t even have a mobile app. Although they have a website for clients however, it appears old and mundane. It’s not particularly intuitive and could be challenging to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you resolve your debt without having to spend more for these types of services. In addition their 20% service charge is lower than many firms that charge the 25% cost. There is no upfront payment, and you will only be required to pay once the debt is paid off.
Although they’ll allow you to access an account to see your progress but their website isn’t easy to navigate. CuraDebt does not have an app yet, which would make it easier to track your progress.
However, they have a great support team, and you can reach them not only through emails but also by phone or submitting an electronic ticket. Us Consulate Basra Closed Tax Relief
If credit card is a major issue right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the services they provide are in your state.
FAQ Us Consulate Basra Closed Tax Relief
How long will it take to finish the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt help with tax problems in the state?
It is true that CuraDebt offers a program for tax relief that will help you with problems such as late payroll tax issues and garnishments on wages.
What do I need to do after joining the program?
You’ll be required to communicate with your team members and make the necessary payments to lower your debt over time.