Have your debts increased lately? Are you tired of trying other financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried every thing.
In the majority of cases, your most effective approach is to talk to experts who can assist you settle this issue.
CuraDebt is among the most asked companies. A lot of people are asking if they are able to help or put you in more debt.
According to their clients, they can help you manage 80percent of your debts so that you can take couple of things off your shoulders.
But for some people the claims seem too good to be true.
Suppose you’re on the lookout for any solution that could aid you in settling your debt. In this case, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth review of how CuraDebt operates and what issues it can help you solve.
In addition, prior to our conclusion we’ll look at the advantages and disadvantages of this method.
Before beginning the review, go to this video if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Upper Chichester Township Tax Relief Seniors
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is the most well-known feature. However, they also offer additional services to assist you in becoming financially stable.
First of all, it begins with requesting a free savings estimate on the internet. It is a completely private service and won’t be doing a credit check. By using this estimate of savings you’ll be able to discover more about options towards debt-free.
The savings estimate, which was mentioned earlier, provides you with an insight into your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you in navigating credit arbitration if you decide to join. Certain financial advisors can assist you on your path to debt-free living.
Following the debt settlement program, CuraDebt is the agency to take care of all your creditor’s calls. They’ll also be the ones that negotiate what you will pay for your repayment in accordance with the state of your financial situation. Based on what works best to you, this could be either a lump sum settlement or a payment plan.
Furthermore they will also be working with the creditors to ensure that you have better rates as you deposit money to your savings account. This, is then processed to pay off creditors. Their programs can assist you to settle the debt within two years.
Once you’ve signed up with them, they will allow you access to your information 24/7. All you have to do is log in to CuraDebts the client portal to monitor your development.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to satisfy their criteria first. For eligibility, you’ll need to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are the different ways CuraDebt can help you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing your debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. This includes medical bills, personal loans credit cards and loans. They are also able to settle any outstanding balance of business debt, collections, or repossessions.
They may also assist in negotiating for back taxes as well as IRS debt. However, you will not receive assistance for the majority of your lawsuits, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the contrary, they’ll help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation in order to get cash settlements, should it be possible. Certain violations may cause your debt to be removed as well.
CuraDebt also allows you to settle debt with less than the amount you have. Additionally, you can inquire about your debt during their no-cost consultation with their debt counsellor.
The best part about their program is that you’ll only be charged once your debt is settled. All you have to do is sign up with one of their plans and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial documentation They will also gather all the necessary paperwork for tax returns.
Through this program, you should be able to solve various tax issues like wage garnishments, tax penalties, personal and corporate taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges also. They only offer flat-fee prices and is dependent on the amount that you’ll need to settle.
They have different solutions in paying off taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialty however, they do not cater to all types of settlement. CuraDebt concentrates on unsecured debt. They can’t help you if the credit or loan is tied to an item that is physical.
If you do have one of the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able to settle tax debts that were due to be paid without difficulty. Furthermore, this service is accessible to all 50 states in the event that you have a debt towards the IRS. There are federal tax experts who can assist you in resolving the issues.
Medical Debt
CuraDebt will also help you resolve your medical debt. In some instances you might even be able to pay the debt for less than you owe.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. They can however assist private students with negotiating any loans they owe.
Personal Loan
Personal and payday loans are also eligible for the debt settlement program. It is also possible to avail the program if you have other unsecured credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card, CuraDebt will assist you in paying it off.
How much will it cost?
The best part about CuraDebt is how they’ve priced their services. They don’t charge upfront fees. Only pay when you’ve paid each of your outstanding debts.
They also do not charge high costs either. In the average, you’ll need to pay up to 20 percent of the debt you settled with them.
On average, this type of industry can charge anywhere from 15% to 25 percentage.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. But, it also differs depending on the amount that you are able to save each month.
They also claim you can save as much as 30% when you factor in their charges into your calculation.
However, this statement will depend on your specific situation. Some clients even mentioned saving between 50% and 80%.
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The benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can provide, Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt is only charged when you’ve paid off your debt. Additionally they charge only an amount of 20%, while the majority of companies charge 25 percent.
Next, if you’re done in the process of debt resolution you may join their credit repair program.
It’s a great way to restore the credit rating without having to go in debt again. However, the program runs different for every person, depending on your situation.
Lastly, CureDebt looks into your credit to assist in settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also investigate any creditor violations with the assistance of their experts in-house.
Drawbacks of the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements usually require that you cease making payments with . So if you’re trying to increase your rating on your credit, this may cause you to delay getting rid of your debt.
CureDebt also doesn’t have a mobile app. While they do have a website that clients can access but it’s outdated and basic. It’s not particularly intuitive and could be difficult to navigate.
Furthermore, they are not recognized by an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a good program that will allow you to pay off your debts without spending more on these kinds of services. Additionally, their 20% service charge is cheaper than most businesses that charge the 25% cost. There aren’t any upfront fees, and you will only have to pay the fee when the debt is paid off.
While they’ll provide you with an account that allows you to track your progress however, their website isn’t easy to navigate. CuraDebt also doesn’t have an app that could make it easier for you to monitor your progress.
But, they do have a good support team that you can contact them, not only via emails but also via phone or submitting an electronic ticket. Upper Chichester Township Tax Relief Seniors
If your debt is a big problem right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the services they offer are available in your state.
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FAQ Upper Chichester Township Tax Relief Seniors
What is the time frame to complete the course?
The average program is 24 to 48 months, depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Yes, CuraDebt offers a program for tax relief that will assist you with issues such as delinquent payroll tax issues and garnishments on wages.
What should I do after joining the program?
You’ll be required to communicate with your team members and make the necessary payments to pay down your debt over time.