Has your debt been increasing lately? Are you tired of trying different financial tips and advice but still have unsolved issues?
Maybe you’re here because you’ve been through everything.
In the majority of cases, the best option is to speak with experts who can assist you settle this issue.
CuraDebt is one of the companies that get the most inquiries. A lot of customers have asked if they can assist you or put you in more debt.
According to their clients, they can assist you in managing 80% of your debt , so you can take few things off of your mind.
However, for certain people the claims seem too good to be true.
If you’re looking for anything that can aid you in settling your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth look at how CuraDebt is used and the problems it could help solve.
In addition, prior to our conclusion we’ll look at its advantages and drawbacks.
Before starting the review, you can check out this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Ultimate Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Helping you pay off your debt is the most popular feature. But they offer additional services to assist you in becoming financially stable.
First of all, it begins by requesting a free online savings estimate. This service is very confidential and won’t be doing a credit check. With this estimate of savings, you will learn more about your alternatives to debt-free.
The savings estimate, as mentioned before, gives you the opportunity to consider your options regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you with the process of credit arbitration should you choose to sign up. Some financial advisors can help you on your path to debt-free living.
Following the debt settlement plan, CuraDebt can be the company to handle all of your creditor’s calls. They will be the ones who determine conditions of the payment depending on the condition of your financial situation. Based on what works most effectively to you, this could either be a lump sum settlement or the option of a payment plan.
Moreover they will work with creditors to ensure that you enjoy better rates when you transfer money into your savings account. This in turn, will be processed to pay the creditors. The plans they offer can help you get rid of debt in just the period of 48 months.
After you’ve signed up with them, they’ll allow you access to your information 24/7. All you need to do is login to CuraDebts the client portal to monitor your development.
Before you can benefit from their program, you’ll need to satisfy their criteria first. For eligibility, you’ll need to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they help you with?
Here are the various ways CuraDebt can help you.
As their name suggests, CuraDebt can help you deal your debt. They are able to negotiate settlements on your behalf for the majority of types of debt. These include personal loans, medical bills credit cards and also loans. You can also approach them to settle any outstanding amount on business debts collection, repossessions, or collections.
They may even assist you in negotiating with back taxes and IRS debt. However, you will not receive support for most claims, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they can assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, if possible. Certain violations could cause your debt to be dismissed as well.
CuraDebt also allows you to pay off debts with less than the amount you own. They also allow you to ask questions during their free consult with their debt counsellor.
The best part about the program is that you will only pay the fees when your debt is paid off. All you have to sign up for some of their programs and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they collect all of your financial documents They will also gather all the necessary paperwork for tax returns.
With this program, you should be able to deal with the various types of tax problems such as wage garnishments, tax penalties, personal and taxation for business, back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees neither are there hidden fees. They only offer flat-fee prices that is based on the amount that you’ll need to settle.
They offer different options when it comes to paying off the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt are they able to help with?
While debt settlement is their forte however, they do not provide all kinds in debt resolution. CuraDebt is only focused on unsecured debt. They can’t help you if the credit or loan is tied to an actual item.
If, however, you are in the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to settle taxes that are due without any issues. Moreover, this type of service is offered to all 50 states if you owe money to the IRS. There are tax experts from the federal government that can help you resolve these kinds of problems.
CuraDebt will also help you resolve any medical-related debt. In some instances you might even be able to pay them for less than what you are owed.
Private Student Loan
CuraDebt does not offer Federal student loan. However, they can assist private students in negotiating any loans they have to pay.
Payday loans and personal loans are also eligible for the debt settlement program. You can also avail if you have other unsecured credit lines that you got from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards as well as private label credit card, CuraDebt can help you pay it off.
What will it cost you?
The greatest thing about CuraDebt’s pricing is how they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your debts.
They also don’t have high-cost fees as well. In the average, you’ll need to pay as much as 20% of the debt you settled with them.
In the average, this kind of business can cost anywhere from 15% to 25%.
Moreover, clients can expect to pay off their debts in two to four years. This varies depending on the amount that you can save up per month.
They also claim you can save as much as 30% by incorporating their charges into your calculation.
However, this statement will differ based on your specific situation. Some customers even claimed to save 50% to 80%.
Benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can offer you let’s look into the advantages from using CuraDebt.
The first is that CuraDebt only charges you after you’ve settled your debt. Additionally they charge only 20% of the cost, whereas the majority of companies charge 25 percent.
If you’re finished in the process of debt resolution you could also sign up for their credit repair program.
It’s a great method to improve your credit without going in debt again. However, the program runs in a different way for each individual according to your personal situation.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also look into any creditor violations using their experts in-house.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to cease making payments with your credit card. If you’re trying to build a better rating on your credit, this could delay you from getting rid of your obligations.
CureDebt doesn’t even offer a mobile application. While they do have a website for clients but it’s outdated and basic. It’s not particularly intuitive, and it can be difficult to navigate.
In addition, they’re not accredited with their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more for these types of services. Moreover the 20% service cost is cheaper than most firms that charge the 25% cost. There are no upfront payments and you’ll only be required to pay once the debt is paid off.
Although they’ll give you an account that allows you to track your progress, their website is not simple to navigate. CuraDebt isn’t even an app, which would make it easier to monitor your progression. Ultimate Tax Relief
However, they have a competent support staff, and you can reach them, not only via emails but by phone or by submitting an e-ticket. Ultimate Tax Relief
If your credit card is a major problem right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the services that they provide are offered in your state.
FAQ Ultimate Tax Relief
How long will it take to finish the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt help with tax problems in the state?
Sure, CuraDebt offers a program for tax relief that will help you with problems such as delinquent payroll tax and garnishments on wages.
What should I do once I’m in the program?
You’ll be required to communicate with the team and make the necessary payments to reduce the amount of debt you have over time.