Have your debts been piling up lately? Are you exhausted from trying other financial advice and tips but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve already tried everything.
In most cases, the best way is to approach professionals that can help you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. A lot of customers have asked if they can assist you or help you get into more debt.
According to their clients, they can help you control 80% of your debt , so you can take few things off of your mind.
But for some people they believe these claims are too good to be true.
You might be looking for any solution that could help you resolve your debt. In this scenario, CuraDebt will mostly be recommended by people. We’ll take a deeper review of how CuraDebt is used and the problems it can solve for you.
Furthermore, before we conclude our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before starting the review, you can watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Uk Pension Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most well-known feature. However, they also offer other services that can assist you in becoming financially stable.
First of all, it begins by requesting a free savings estimate online. The service is completely confidential and won’t be conducting a credit screening. By using this estimate of savings you’ll learn more about your other options in your journey to debt-free.
The savings estimate, as mentioned earlier, provides you with an insight into your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you with credit arbitration if you decide to sign up. Some financial advisors can help you on your path to debt-free living.
After your debt settlement program is completed, CuraDebt will be the one to take care of all your creditors’ calls. They’ll also be the ones who determine what you will pay for your repayment based on the status of your finances. Depending on which works best your situation, the payment could either be a lump sum settlement or an installment plan.
Furthermore they will also be working with creditors so that you can have better rates as you transfer money into your savings account. This in turn, will process to pay the creditors. Their plans can help you get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they will provide you with access to your information 24/7. All you need to do is log in to CuraDebts Client Portal so that you can monitor your performance.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you can avail of the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they help you?
Here are some of the ways CuraDebt can assist you.
Debt Relief
Like their name implies, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. They can help with personal loans, medical bills, credit cards and line of credit. They are also able to pay off any remaining balance on business debt, collections, or repossessions.
They may even assist you in negotiating with back taxes as well as IRS debt. However, you will not receive assistance with the majority claims, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they can help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors to ensure that you receive cash settlements, if they are possible. Some violations can also result in having your debts also dismissed.
CuraDebt also allows you to pay off debts with less than the amount you have. Additionally, you can have questions answered during a free consult with their debt advisor.
The best part about their program is that you’ll only pay the fees once your debt is settled. All you need to sign up to some of their programs and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial documentation, they will also collect all the documents you’ll require for tax returns.
Through this program, you’ll be able to resolve various tax issues like wage garnishments as well as tax penalties for personal and corporate taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges neither are there hidden fees. They only use flat-fee pricing and is dependent on the amount that you’ll have to pay.
There are a variety of options when it comes to settling the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What kind of debt can they help you with?
While debt settlement is their forte, they don’t provide all kinds in debt resolution. CuraDebt concentrates on debt that is not secured. They can’t assist you if your debt or loan is tied to a physical item.
If, however, you are in the following kinds of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able to pay your past-due tax debts without any issues. Furthermore, this service is available across all 50 states, if you have a debt to the IRS. There are tax experts from the federal government that can help you resolve these types of issues.
Medical Debt
CuraDebt can also assist in settling your medical debt. In some instances you could even settle the debt for less than you are owed.
Private Student Loan
CuraDebt does not cater to federal student loans. Still, they can help private students negotiate any loans they owe.
Personal Loan
Personal loans and payday loans also qualify to be eligible for debt relief programs. It is also possible to avail the program if you have other unsecured credit lines you obtained from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, or private label credit cards CuraDebt can assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you settle each of your outstanding debts.
Additionally, they don’t charge high charges either. In the average, you’ll need to pay between 20 and 20% of the debt you settled with them.
In the average, this kind of industry charges between 15 and 25 percentage.
In addition, customers can expect to settle their debts within 2 to 4 years. But, it also differs depending on the amount that you are able to save each month.
They also claim that you could save up to 30% by incorporating their fees in your equation.
But this claim will also depend on your specific situation. Some customers have even talked about saving between 50% and 80%.
> > Click Here to Get A Debt Consultation for Free < <
Benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt can provide, let’s look into the advantages from using CuraDebt.
In the beginning, CuraDebt only charges you once you’ve paid off your debt. Furthermore they only charge a 20% fee while the majority of companies charge 25%.
If you’re finished with the debt settlement program you could enroll in their credit repair program.
It’s a fantastic option to rebuild your credit score without going into debt again. The program is however designed in a different way for each individual according to your personal situation.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also investigate any violations by creditors using their experts in-house.
Drawbacks of the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt relief and debt settlements typically require you to cease making payments with . If you’re trying to build a better credit score, it may cause you to delay finishing your credit card debt.
CureDebt doesn’t even have a mobile app available. While they have a website for clients, it looks outdated and basic. It’s not very intuitive and could be difficult to navigate.
Furthermore, they are not accredited with their Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to pay off your debts without spending more for these types of services. Additionally the 20% service fee is cheaper than most firms that charge an additional 25% charge. There aren’t any upfront fees, and you will only be required to pay once the debt is settled.
While they’ll provide you with an account so that you can track your progress, their website is not simple to navigate. CuraDebt also doesn’t have an app that would make it easier to monitor your performance. Uk Pension Tax Relief
However, they have a great support team that you can contact them not only through emails but by phone or by sending an electronic ticket. Uk Pension Tax Relief
If the credit card is a major problem, then we recommend CuraDebt’s service. Just make sure that you’re eligible and that the services they offer are available in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Uk Pension Tax Relief
What is the time frame to complete the program?
The average program is between 24 and 48 months depending on the amount of your debt as well as your agreed settlement.
Can CuraDebt assist with tax problems in the state?
It is true that CuraDebt offers a program for tax relief that can help you with problems like delinquent tax issues and garnishments on wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll be required to communicate with your team members and make the necessary payments to reduce your debt over time.