Have your debts been increasing lately? Are you tired of trying various financial tips and advice but haven’t solved your problems?
Maybe you’re here because been through every thing.
In the majority of cases, your best way is to approach experts who can help you resolve the issue.
CuraDebt is among the most asked companies. A lot of people have been inquiring whether they can help you or put you in more debt.
According to their clients, they can help you manage 80percent of your debt , so you can take few things off of your shoulders.
For some they believe these claims are too good to be true.
Suppose you’re on the lookout for anything that can aid you in settling your debt. In this situation, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth look at how CuraDebt works and what problems it could help solve.
Furthermore, before we conclude, we’ll also look into its advantages and drawbacks.
Before you begin the review, watch this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Trump Tax Law Old Debt Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. However, they also offer other services that can aid you in becoming more financially stable.
First of all, it begins with requesting a free savings estimate online. This service is very confidential and won’t be doing a credit check. By using this estimate of savings you’ll discover more about alternatives to be debt-free.
The savings estimate, as we’ve mentioned previously, offers you an idea of your choices regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you with the process of credit arbitration should you choose to join. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement program, CuraDebt is the agency to take care of all the calls from your creditors. They will be the ones who determine what you will pay for your repayment depending on the condition of your financial situation. Based on what works best for you, it could either be a lump sum settlement or an installment plan.
Additionally they will also work with creditors so that you can get better rates when you transfer money into your savings account. This in turn, will process to pay off creditors. The plans they offer can help you pay off the debt in two years.
After you’ve registered with them, they will provide you with access to your account information 24 hours a day. All you have to do is login to CuraDebts’ client portal to monitor your performance.
Before you can avail of their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they help you?
Here are some of the ways CuraDebt can assist you.
The name of the company suggests that CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. These include personal loans, medical bills credit cards, and line of credit. They can also be approached to settle any outstanding balance of business debt collection, repossessions, or collections.
They may even assist you in negotiating on tax owed as well as IRS debt. However, you won’t get assistance with the majority of your lawsuits, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors to ensure that you receive cash settlements, should it be possible. Certain violations may cause your debt to be removed as well.
CuraDebt lets you settle debt with less than the amount you own. Additionally, you can have questions answered during a free consultation with their debt counselor.
The greatest benefit of their program is that you only be charged after your debt has been settled. All you need to do is sign up with some of their programs and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. After they have gathered all your financial documentation, they will also collect all the necessary paperwork to file tax returns.
By using this program, you should be able to resolve different types of taxes like wage garnishments as well as tax penalties for personal and business taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs also. They use only flat-fee pricing and is dependent on the amount that you’ll have to pay.
They have different solutions in settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they help you with?
While debt settlement is their specialty however, they do not provide all kinds in debt resolution. CuraDebt is only focused on unsecured debt. They can’t help you if your loan or debt is linked to an item that is physical.
If you do have the following kinds of debt, they will make arrangements for settlements.
With CuraDebt, you should be able to pay taxes that are due without difficulty. Furthermore, this service is available to all 50 states if you have a debt to the IRS. There are federal tax experts to assist you with the issues.
CuraDebt can also assist in settling the medical bills. In some cases, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to Federal student loan. Still, they can help private students in negotiating any student loans that they are owed.
Personal and payday loans are also eligible to be eligible for debt relief programs. You can also avail of the program if you also have other unsecured credit lines that you got from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards and private-label credit cards, CuraDebt can help you pay it off.
What will it cost you?
The greatest thing about CuraDebt is the way they’ve priced their services. They don’t charge an upfront fee. The only time you pay is when you’ve paid each of your debts.
Also, they don’t charge high fees as well. On average, you’ll be required to pay up to 20 percent of the debt that you settled with them.
In general, this type of industry can charge anywhere between 15 and 25%.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. But, it also differs depending on the amount that you save per month.
They also claim that you could save as much as 30% when you factor in their fees in your equation.
However, this statement will differ based on the situation. Some customers have even talked about saving between 50% and 80%.
Advantages to using CuraDebt
Once you’ve got an idea of what CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
In the beginning, CuraDebt will only charge you after you’ve settled your debt. Furthermore, they only charge a 20% fee while most companies charge you 25%.
Next, if you’re done in the process of debt resolution you could also sign up for their credit restoration program.
It’s a great method to improve the credit rating without going into debt again. However, the program lasts differently for each person dependent on the circumstances of your case.
Lastly, CureDebt looks into your financial obligations to help with settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also look into any violations by creditors with the help of their in-house experts.
Some disadvantages to using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using . If you’re trying to improve your rating on your credit, this may delay you from working on your obligations.
CureDebt also doesn’t offer a mobile application. Although they have a website for clients however, it appears aged and simple. It’s not particularly intuitive, and it can be challenging to navigate.
Furthermore, they are not accredited with the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that will allow you to resolve your debt without having to spend more for these types of services. Moreover, their 20% service fee is cheaper than most companies that offer a 25% fee. There are no upfront payments and you’ll only have to pay the fee when the debt is paid off.
Although they’ll allow you to access an account that allows you to track your progress however, their website isn’t simple to navigate. CuraDebt also doesn’t have an app yet, which would make it easier to monitor your progress.
They do have a competent support staff, and you can reach them not just via email but also by phone or making an e-ticket. Trump Tax Law Old Debt Relief
If your credit card is a major problem, then we strongly recommend CuraDebt’s debt management program. Make sure you’re qualified and that the services that they provide are offered in your area.
FAQ Trump Tax Law Old Debt Relief
How long does it take to finish the program?
The average program is between 24 and 48 months depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt aid with state tax problems?
It is true that CuraDebt offers a program for tax relief to help you with problems such as delinquent payroll tax and garnishments of wages.
What do I need to do after joining the program?
You’ll need to constantly communicate with the team and make the necessary payments to lower the amount of debt you have over time.