Has your debt been piling up lately? Are you burnt out from trying various financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried everything.
In the majority of cases, the most effective approach is to talk to professionals that can help you settle this issue.
CuraDebt is among the most asked companies. Many people have been inquiring whether they can assist you or put you into more debt.
According to their clients, they can assist you in managing the majority of your debt so that you are able to take couple of things off your mind.
But for some people the claims seem too good to be true.
If you’re looking for something that will help you resolve your debt. In that situation, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep study of the way CuraDebt is used and the problems it can solve for you.
In addition, prior to our conclusion we’ll look at its advantages and drawbacks.
Before starting the review, watch this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Trump Signs Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is the most known feature. They also provide other services that will assist you in becoming financially secure.
It all starts by requesting a no-cost savings estimate online. This service is very confidential and won’t be doing a credit check. With this estimate of savings you’ll be able to be able to learn more about the options to be debt-free.
The savings estimate, as we’ve mentioned before, gives you the opportunity to consider your options, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you in navigating credit arbitration in the event that you decide to enroll. Financial advisors may be able to assist you on your path to debt-free living.
Following your debt settlement program, CuraDebt will be the agency to answer all of the calls from your creditors. They’ll also be the ones that determine the terms of your payment based on the status of your finances. Based on what works best to you, this can be a lump-sum settlement or the option of a payment plan.
Additionally, they will work with creditors to ensure that you enjoy better rates when you deposit money to your savings account. This, in turn, will process to pay back creditors. Their plans can help you get rid of debt in just two years.
Once you’ve signed up with them, they will allow you access to your account information 24 hours a day. All you need to do is sign in to CuraDebts Client Portal so that you can monitor your progress.
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll need to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the various ways CuraDebt can help you.
The name of the company suggests that CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf to settle most types of debt. They can help with personal loans, medical bills credit cards as well as line of credit. You can also approach them to pay off any remaining balance on business debt collection, repossessions, or collections.
They may also assist in negotiating for back taxes and IRS debt. However, you will not receive assistance for the majority claims, loans from the government or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they will help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations in order to get cash settlements, if they are possible. Certain violations could lead to having your debts also dismissed.
CuraDebt can also help you pay off debts with less than the sum you have. You can also have questions answered during a free consultation with their debt advisor.
The greatest benefit of their program is that you only pay the fees after your debt has been settled. All you have to sign up for some of their programs and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial documentation They will also gather all the paperwork you’ll need to file tax returns.
With this program, you will be able to solve different types of taxes like wage garnishments as well as tax penalties for personal and business taxes, back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs either. They only offer flat-fee prices that is based on the amount that you’ll need to settle.
There are a variety of options for paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they help you with?
While debt settlement is their specialty but they aren’t able to cater to all types of settlement. CuraDebt only focuses on loans that are not secured. They won’t be able to help you if the debt or loan is tied to an actual item.
If you do have the following types of debt, they’ll negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able to pay your past-due tax debts without any problems. Moreover, this type of service is offered across all 50 states, if you have a debt towards the IRS. They have federal tax experts that can help you resolve the issues.
CuraDebt can also help resolve your medical debt. In some cases you might even be able to pay the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. Still, they can help private students negotiate any loans they have to pay.
Payday loans and personal loans are also eligible as debt-settling programs. You may also be eligible of the program if you also have other unsecured credit lines you obtained from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards, CuraDebt can assist you in paying it off.
What is the cost?
The best part about CuraDebt’s pricing is how they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you have paid off all of your outstanding debts.
Also, they don’t have high-cost charges either. In the average, you’ll need to pay up to 20 percent of the debt that you settled with them.
In the average, this kind of industry charges between 15% and 25 percentage.
Additionally, customers can anticipate to settle their debts within between 2 and 4 years. However, this also varies according to the amount you can save up per month.
They also claim that you could save up to 30% when you factor in their fees in your equation.
However, this statement will vary, depending on the situation. Some customers even claimed to save between 50% and 80%.
Advantages to using CuraDebt
Now that you have an understanding of the benefits CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. Furthermore, they only charge 20% of the cost, whereas many companies charge 25%.
Next, if you’re done with the debt settlement program you could join their credit restoration program.
It’s a fantastic method to improve your credit without having to go back into debt. The program is however designed different for every person according to your personal situation.
Lastly, CureDebt looks into your credit to assist in settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also look into any violations of creditor with the assistance of their own experts.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using . Therefore, if you’re trying improve your rating on your credit, this may delay you from working on your credit card debt.
CureDebt doesn’t even have a mobile app available. While they do have a client website however, it appears aged and simple. It’s not very intuitive, and it can be difficult to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to settle your debt without spending more on those types of services. Moreover their 20% service cost is cheaper than most firms that charge an additional 25% charge. There is no upfront payment and you’ll only be required to pay once your debt is finally settled.
While they’ll provide you with an account to see your progress but their website isn’t user-friendly. CuraDebt also doesn’t have an app, which would make it easier to monitor your performance.
They do have a competent support staff, and you can reach them not only through emails but by phone or by sending an electronic ticket. Trump Signs Tax Relief
If credit card is a major problem right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the services that they provide are offered in your area.
FAQ Trump Signs Tax Relief
How long does it take to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt aid with state tax problems?
It is true that CuraDebt provides tax relief programs that will help you with problems such as late payroll taxes and garnishments of wages.
What do I need to do after joining the program?
You’ll be required to communicate with your team members and make the necessary payments to lower your debt over time.