Has your debt been piling up lately? Are you exhausted from trying different financial advice and tips but still have unsolved issues?
Maybe you’re here because been through every thing.
In the majority of cases, the most effective approach is to talk to experts who can help you settle this issue.
CuraDebt is one of the most asked companies. Many customers have asked if they are able to help or put you in more debt.
According to their customers, they can help you control the majority of your debts so that you can take few things off of your shoulders.
But for some people, these claims are just too good to be true.
You might be looking for any solution that could assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth look at how CuraDebt operates and what issues it can solve for you.
In addition, prior to our conclusion our discussion, we’ll take a look at its advantages and drawbacks.
Before starting the review, you can check out this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Trump Pushes For Tax Relief For Retired First Responders
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. But they offer additional services to aid you in becoming more financially stable.
It all begins with requesting a free savings estimate on the internet. This service is very confidential, and they won’t conduct a credit inquiry. With this savings estimate you’ll be able to discover more about options to be debt-free.
The savings estimate, which was mentioned previously, offers you an insight into your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to help you with credit arbitration if you decide to sign up. Some financial advisors can help you with your debt-free journey.
Following the debt settlement plan, CuraDebt will be the one to take care of all your creditor’s calls. They’ll be the ones who determine the terms of your payment in accordance with the state of your finances. Depending on which works best your situation, the payment can either be a lump sum settlement or a payment plan.
Furthermore they will also work with creditors to ensure that you enjoy better rates when you deposit money to your savings account. This, in turn, will process to pay off creditors. Their programs can assist you to pay off the debt in two years.
Once you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you have to do is log in to CuraDebts the client portal so that you can monitor your performance.
Before you are able to avail their program, you’ll need to satisfy their criteria first. To be eligible, you’ll need to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can help you.
Like their name implies, CuraDebt can help you deal with debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. This includes medical bills, personal loans credit cards, and also line of credit. You can also approach them to settle any outstanding balance on business debt collection, repossessions, or collections.
They can even help negotiate for back taxes as well as IRS debt. However, you won’t get assistance with the majority of your lawsuits, loans from the government, collateral, and utility bills. The same goes for student loans.
On the contrary, they’ll help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, if possible. Certain violations may result in having your debts dismissed as well.
CuraDebt lets you settle debt with less than the amount you have. Additionally, you can have questions answered during a free meeting with their debt counselor.
The greatest benefit of the program is that you only pay the fees once your debt is settled. All you have to sign up for any of the plans and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial documents and tax documents, they’ll also collect all the documents you’ll require for tax returns.
With this program, you’ll be able to solve different types of taxes such as garnishments on wages as well as tax penalties for personal and business taxes and back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees neither are there hidden fees. They use only flat-fee pricing and is dependent on the amount you’ll must settle.
They have different solutions for settling your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they help you with?
While debt settlement is their forte, they don’t offer all kinds of settlement. CuraDebt is only focused on debt that is not secured. They aren’t able to help you if your credit or loan is tied to an item that is physical.
However, if you have one of the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able pay off tax debts that were due to be paid without any issues. Additionally, this service is available to all 50 states if you owe money in arrears to IRS. There are tax experts from the federal government to assist you with these types of issues.
CuraDebt can also help resolve the medical bills. In some instances you could even settle the debt for less than you have to pay.
Private Student Loan
CuraDebt does not offer Federal student loan. They can however assist private students in negotiating the student loans they owe.
Personal and payday loans are also eligible for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines you obtained from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards or private label credit cards, CuraDebt can assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you’ve paid each of your outstanding debts.
Additionally, they do not charge high fees as well. In the average, you’ll need to pay up to 20 percent of the debt you settled with them.
In general, this type of business can cost anywhere between 15 and 25%.
In addition, customers can expect to settle their debt from between 2 and 4 years. But, it also differs according to the amount you are able to save each month.
Also, they claim that you could save as much as 30% by incorporating their charges into your calculation.
However, this statement will depend on your specific situation. Some customers even claimed to save between 50% and 80percent.
The benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
In the beginning, CuraDebt is only charged when you’ve paid off your debt. Additionally, they only charge 20% of the cost, whereas the majority of companies charge 25 percent.
Next, if you’re done in the process of debt resolution, you may join their credit repair program.
It’s a fantastic method to improve your credit score without having to go back into debt. However, the program runs different for every person according to your personal situation.
Lastly, CureDebt looks into your financial obligations to assist in settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also look into any creditor violations with the assistance of their own experts.
The drawbacks of the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you cease making payments with your credit card. If you’re trying to improve your credit score, it could cause you to delay finishing your credit card debt.
CureDebt also doesn’t have a mobile app. Although they have a website that clients can access however, it appears aged and simple. It’s not particularly intuitive and could be challenging to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to resolve your debt without having to spend more for these types of services. Moreover, their 20% service charge is less expensive than the majority of firms that charge the 25% cost. There are no upfront payments, and you will only have to pay the fee when the debt is paid off.
Although they’ll give you an account that allows you to track your progress, their website is not user-friendly. CuraDebt does not have an app that could make it easier for you to monitor your progression.
However, they have a competent support staff that you can contact them not just via email but also by phone or submitting an electronic ticket. Trump Pushes For Tax Relief For Retired First Responders
If your debt is a big issue right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the programs they offer are available in your state.
FAQ Trump Pushes For Tax Relief For Retired First Responders
How long will it take to finish the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt and the agreed settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt provides tax relief programs that can aid you in dealing with problems such as delinquent payroll tax issues and wage garnishments.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to reduce your debt over time.