Have your debts increased lately? Are you burnt out from trying different financial advice and strategies but still have unsolved issues?
Maybe you’re here because you’ve been through every thing.
In the majority of cases, your most effective approach is to talk to experts who can help you settle this issue.
CuraDebt is one of the most frequently contacted companies. Many people are asking if they can help you or put you into more debt.
According to their clients, they can help you control 80% of your debt so that you are able to take couple of w
orries off your plate.
But for some people they believe these claims are too good to be true.
If you’re looking for anything that can help you resolve your debt. In this situation, CuraDebt will mostly be highly recommended by those. We’ll take a deeper study of how CuraDebt works and what problems it could help solve.
Furthermore, before we conclude we’ll look at the advantages and disadvantages of this method.
Before starting the review, you can go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Trump Promise Of Tax Relief Before 2021 Election
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is the most well-known feature. They also provide other services that will aid you in becoming more financially secure.
It all starts by requesting a no-cost online savings estimate. It is a completely private service and they will not be conducting a credit screening. By using this estimate of savings you’ll be able to learn more about your alternatives towards debt-free.
Savings estimates, as we’ve mentioned before, gives you an insight into your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to help you with credit arbitration if you decide to sign up. Some financial advisors can help you in your debt-free journey.
Following your debt settlement plan, CuraDebt is the one to answer all of your creditors’ calls. They will be the ones who negotiate conditions of the repayment based on the status of your financial situation. Depending on which works most effectively your situation, the payment could either be a lump sum settlement or the option of a payment plan.
Additionally they will be working with the creditors to ensure that you get better rates when you deposit money to your savings account. This is then processed to pay the creditors. Their plans can help you settle the debt within two years.
After you’ve signed up with them, they will allow you access to your data 24/7. All you have to do is sign in to CuraDebts Client Portal to track your performance.
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll need to be:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they assist you?
Here are the various ways CuraDebt can aid you.
As their name suggests, CuraDebt will assist you in dealing with your debt. They can negotiate settlements on behalf of you for all kinds of debt. These include personal loans, medical bills, credit cards and also loans. They can also be approached to help settle any remaining balance of business debt, collections, or repossessions.
They may also assist in negotiating with back taxes as well as IRS debt. However, you will not receive assistance with the majority of your lawsuits, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors so that you can have cash settlements, if possible. Certain violations may result in having your debts also dismissed.
CuraDebt can also help you settle debt with less than the sum you have. Additionally, you can ask questions during their free meeting with their debt counsellor.
The greatest benefit of the program is that you will only have to pay for the charges when your debt is paid off. All you need to sign up for any of the plans and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they collect all of your financial documentation and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
By using this program, you will be able to deal with various tax issues like wage garnishments and tax penalties, personal and business taxes and back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges also. They use only flat-fee pricing and is dependent on the amount that you’ll need to settle.
They have different solutions in settling the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they help you with?
While debt settlement is their specialty, they don’t cater to all types in debt resolution. CuraDebt only focuses on loans that are not secured. They can’t help you if your credit or loan is tied to a physical item.
If you do have the following types of debt, they’ll arrange settlements for you.
With CuraDebt the service, you’ll be able pay off taxes that are due without difficulty. Additionally, this service is available to all 50 states in the event that you have a debt in arrears to IRS. They have federal tax experts to assist you with the issues.
CuraDebt will also help you resolve the medical bills. In some cases you could even settle them for less than what you have to pay.
Private Student Loan
CuraDebt does not offer federal student loans. Still, they can help private students in negotiating any loans they owe.
Personal and payday loans are also eligible to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards as well as private label credit card CuraDebt will help you pay it off.
What is the cost?
The best part about CuraDebt’s pricing is how they’ve priced their service. They don’t charge upfront fees. You’ll only pay once you’ve paid each of your outstanding debts.
Additionally, they do not charge high fees as well. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled through them.
In general, this type of industry can charge anywhere between 15% and 25 percentage.
In addition, customers can expect to settle their debts within two to four years. But, it also differs according to the amount you are able to save each month.
They also claim that you can save as much as 30% when you factor in their costs into your calculations.
However, the claim may differ based on your situation. Some customers even claimed to save between 50% and 80percent.
The benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can provide, let’s explore the benefits that come with using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. In addition, they only charge a 20% fee while the majority of companies charge 25 percent.
Next, if you’re done in the process of debt resolution, you could join their credit repair program.
It’s a great option to rebuild your credit without going into debt again. However, the program runs different for every person, depending on your situation.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. This means your debt won’t inflate over time. They’ll also be looking into any violations of creditor with the help of their experts in-house.
Drawbacks of the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with . If you’re trying to build a better credit score, it might delay you from finishing your debt.
CureDebt doesn’t even have a mobile app available. Although they have a website that clients can access, it looks outdated and basic. It’s not particularly intuitive, and it can be difficult to navigate.
Moreover, they are still not accredited with an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you resolve your debt without having to spend more on those types of services. In addition their 20% service cost is lower than many companies that offer a 25% fee. There is no upfront payment and you’ll only be required to pay once the debt is settled.
While they’ll provide you with an account so that you can track your progress but their website isn’t simple to navigate. CuraDebt isn’t even an app, which will make it easier to monitor your performance.
However, they have a great support team and can be reached them, not only via emails but by phone or by sending an electronic ticket. Trump Promise Of Tax Relief Before 2021 Election
If credit card is a major issue right now, we highly recommend CuraDebt’s program. Just make sure that you’re qualified and that the services that they provide are offered in your state.
FAQ Trump Promise Of Tax Relief Before 2021 Election
How long does it take to finish the program?
The average program is between 24 and 48 months dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt aid with tax problems in the state?
It is true that CuraDebt provides tax relief programs that can assist you with issues such as late payroll taxes and garnishments of wages.
What should I do after joining the program?
You’ll be required to communicate with your team members and make the necessary payments to reduce your debt over time.