Have your debts been increasing lately? Are you tired of trying other financial tips and advice but haven’t solved your problems?
Maybe you’re here because you’ve been through every thing.
In the majority of cases, your best option is to speak with professionals that can help you settle this issue.
CuraDebt is one of the most frequently contacted companies. Many people are asking if they can help you or help you get into more debt.
According to their customers, they can help you control 80percent of your debt , so you can finally take a few things off of your shoulders.
But for some people the claims seem too good to be true.
Suppose you’re on the lookout for any solution that could aid you in settling your debt. In that scenario, CuraDebt will mostly be recommended by people. We’ll take a deeper look at how CuraDebt is used and the problems it can solve for you.
In addition, prior to our conclusion, we’ll also look into its benefits and drawbacks.
Before you begin the review, go to this video in case you would prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company Tn Disabled Vets Propety Tax Relief Income Limitations
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best known feature. But they offer other services that will aid you in becoming more financially secure.
First of all, it starts by requesting a no-cost savings estimate on the internet. The service is completely confidential and won’t be doing a credit check. With this savings estimate, you will be able to learn more about the other options in your journey to be debt-free.
This estimate of savings, which was mentioned before, gives you an insight into your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to help you with credit arbitration if you decide to enroll. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement plan, CuraDebt will be the company to answer all of your creditor’s calls. They’ll also be the ones who determine conditions of the repayment in accordance with the state of your finances. Based on what works best to you, this can be a lump-sum settlement or the option of a payment plan.
Additionally, they will be working with the creditors so that you can get better rates when you deposit money to your savings account. This in turn, will be processed to pay back creditors. Their programs can assist you to pay off the debt in 48 months.
After you’ve registered with them, they will provide you with access to your data 24/7. All you have to do is log in to CuraDebts’ client portal to monitor your performance.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to satisfy their criteria first. For eligibility, you’ll need to be:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are the different ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. This includes medical bills, personal loans, credit cards and lines of credit. They can also be approached to pay off any remaining amount on business debts collection, repossessions, or collections.
They can even help negotiate on tax owed and IRS debt. But, you won’t receive support for most cases, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they can help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors so that you can have cash settlements, if they are possible. Some violations can also cause your debt to be dismissed as well.
CuraDebt can also help you settle debt with less than the sum you have. Additionally, you can have questions answered during a free consultation with their debt counselor.
The most appealing aspect of the program is that you’ll only pay the fees once your debt is settled. All you need to sign up to one of their plans, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they collect all of your financial records, they will also collect all the documents you’ll require to file tax returns.
By using this program, you should be able to deal with different types of taxes such as garnishments on wages and tax penalties, personal and taxation for business, back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing and is dependent on the amount that you’ll need to settle.
They have different solutions in paying off your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt can they help you with?
Although debt settlement is their specialty but they aren’t able to cater to all types in debt resolution. CuraDebt concentrates on debt that is not secured. They won’t be able to assist you if your loan or debt is linked to an item that is physical.
If you do have one of the following kinds of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able to settle tax debts that were due to be paid without any problems. Furthermore, this service is accessible across all 50 states, if you have a debt towards the IRS. They have federal tax experts to assist you with these types of issues.
Medical Debt
CuraDebt can also help resolve your medical debt. In some instances you might even be able to pay them for less than what you are owed.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. They can however assist private students with negotiating any student loans that they are owed.
Personal Loan
Personal and payday loans also qualify to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines you obtained from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards and private-label credit cards, CuraDebt can help you pay it off.
What is the cost?
The best part about CuraDebt is how they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your outstanding debts.
Additionally, they do not charge high fees as well. In the average, you’ll need to pay as much as 20 percent of the debt that you settled through them.
In general, this type of industry can charge anywhere between 15 and 25%.
In addition, customers can expect to pay off their debts in two to four years. However, this also varies in relation to the amount you can save up per month.
Additionally, they claim that you can save up to 30% when you factor in their charges into your calculation.
But this claim will also depend on your specific situation. Some customers have even talked about saving 50 to up to 80%.
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Benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can offer you Let’s take a look at the benefits from using CuraDebt.
In the beginning, CuraDebt is only charged after you’ve settled your debt. In addition they only charge 20% of the cost, whereas the majority of companies charge 25 percent.
Then, if you’re done with the debt settlement program, you may also sign up for their credit repair program.
It’s a fantastic method to improve the credit rating without going in debt again. However, the program lasts in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your credit to assist in settlements and negotiations. This means the amount you owe won’t rise as time passes. They’ll also look into any creditor violations with the help of their in-house experts.
Drawbacks of the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt settlement and debt relief often require you to cease making payments with your credit card. If you’re trying to increase your standing on credit scores, you might delay you from working on your credit card debt.
CureDebt doesn’t even have a mobile app. While they have a website for clients however, it appears outdated and basic. It’s not very user-friendly, and can be challenging to navigate.
Furthermore, they are not recognized by their Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more for these types of services. Additionally, their 20% service cost is cheaper than most firms that charge a 25% fee. There are no upfront payments, and you will only have to pay when your debt is finally settled.
While they’ll provide you with an account to see your progress however, their website isn’t simple to navigate. CuraDebt isn’t even an app, which will make it easier to track your progress.
But, they do have a competent support staff, and you can reach them not just via email but also via phone or making an electronic ticket. Tn Disabled Vets Propety Tax Relief Income Limitations
If your credit card is a major problem, then we highly recommend CuraDebt’s program. Make sure you’re eligible and that the services they provide are in your state.
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FAQ Tn Disabled Vets Propety Tax Relief Income Limitations
What is the time frame to finish the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Yes, CuraDebt offers a program for tax relief that will assist you with issues such as delinquent payroll tax and wage garnishments.
What do I need to do once I’m in the program?
You’ll be required to communicate with the team and pay the required payments to lower your debt over time.