Have your debts been piling up lately? Are you exhausted from trying different financial advice and tips but haven’t solved your problems?
Maybe you’re here because you’ve been through everything.
In most cases, the most effective approach is to talk to experts who can assist you settle this issue.
CuraDebt is one of the companies that get the most inquiries. Many people have been inquiring whether they can assist you or put you into more debt.
According to their clients they can help you control 80percent of your debt so that you can finally take a couple of w
orries off your mind.
For some, these claims are just too good to be true.
You might be looking for any solution that could aid you in settling your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth look at the way CuraDebt works and what problems it could help solve.
In addition, prior to our conclusion, we’ll also look into its benefits and drawbacks.
Before beginning the review, check out this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tn Application Inheritancef Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most known feature. But they offer additional services to aid you in becoming more financially stable.
First of all, it begins by requesting a free savings estimate online. The service is completely confidential and won’t conduct a credit inquiry. With this savings estimate you’ll be able to learn more about your options to debt-free.
The savings estimate, as mentioned earlier, provides you with the opportunity to consider your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to help you with credit arbitration if you decide to enroll. Some financial advisors can help you on your path to debt-free living.
Following your debt settlement plan, CuraDebt is the company to handle all of the calls from your creditors. They will be the ones who determine conditions of the settlement in accordance with the state of your finances. Depending on which works most effectively to you, this can be a lump-sum settlement or a payment plan.
Moreover they will also be working with the creditors to ensure that you enjoy better rates when you transfer money into your savings account. This in turn, will process to pay off creditors. The plans they offer can help you settle the debt within 48 months.
After you’ve registered with them, they will allow you access to your data 24/7. All you have to do is sign in to CuraDebts the client portal so that you can monitor your development.
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll need to meet the following requirements:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they help you with?
Here are the different ways CuraDebt can help you.
As their name suggests, CuraDebt can help you deal your debt. They are able to negotiate settlements on your behalf to settle most types of debt. They can help with personal loans, medical bills credit cards and lines of credit. They are also able to help settle any remaining balance on business debt, collections, or repossessions.
They can even help negotiate with back taxes and IRS debt. But, you won’t receive support for most claims, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation so that you can have cash settlements, if they are possible. Certain violations may result in having your debts removed as well.
CuraDebt can also help you pay off debts with less than the sum you have. You can also inquire about your debt during their no-cost meeting with their debt advisor.
The greatest benefit of their program is that you’ll only have to pay for the charges after your debt has been settled. All you have to sign up for some of their programs and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they’ve gathered all your financial records, they will also collect all the documents you’ll require to file tax returns.
By using this program, you’ll be able to deal with the various types of tax problems like garnishments on wages, tax penalties, personal and business taxes and back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees either. They only offer flat-fee prices, which depends on the amount that you’ll need to settle.
There are a variety of options for settling taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they help you with?
Although debt settlement is their specialization, they don’t provide all kinds of debt settlement. CuraDebt only focuses on loans that are not secured. They can’t help you if your debt or loan is tied to a physical item.
If you do have one of the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt, you should be able to settle your past-due tax debts without any issues. Additionally, this service is accessible to all 50 states in the event that you owe money to the IRS. There are federal tax experts who can assist you in resolving these kinds of problems.
CuraDebt can also help resolve any medical-related debt. In certain cases, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. They can however assist private students in negotiating any student loans that they have to pay.
Payday loans and personal loans also qualify to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards as well as private label credit card CuraDebt will assist you in paying it off.
What is the cost?
The best part about CuraDebt’s pricing is how the company has priced its services. They do not charge an upfront cost. You’ll only pay once you’ve paid each of your debts.
Also, they do not charge high charges either. On average, you’ll be required to pay as much as 20% of the debt you settled through them.
In the average, this kind of industry can charge anywhere from 15% to 25 percent.
Moreover, clients can expect to settle their debts within two to four years. This varies according to the amount you are able to save each month.
Additionally, they claim you can save as much as 30% if you include their fees in your equation.
But this claim will also differ based on your situation. Some customers have even talked about saving 50 to 80%.
Advantages to using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can provide, let’s look into the advantages that come with using CuraDebt.
First, CuraDebt will only charge you once you’ve paid off your debt. Furthermore they only charge an amount of 20%, while many companies charge 25%.
Then, if you’re done in the process of debt resolution you may also sign up for their credit restoration program.
It’s a fantastic way to restore the credit rating without going back into debt. The program is however designed differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your debt so that they can assist in settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also be looking into any violations of creditor with the help of their experts in-house.
The drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using . Therefore, if you’re trying increase your rating on your credit, this may cause you to delay getting rid of your obligations.
CureDebt doesn’t even offer a mobile application. While they have a website that clients can access however, it appears aged and simple. It’s not particularly user-friendly, and can be difficult to navigate.
Moreover, they are still not accredited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to resolve your debt without having to spend more for these types of services. Moreover the 20% service charge is lower than many businesses that charge a 25% fee. There is no upfront payment, and you will only be required to pay once the debt is paid off.
While they’ll provide you with an account that allows you to track your progress but their website isn’t simple to navigate. CuraDebt also doesn’t have an app, which could make it easier for you to look at your progression.
However, they have a competent support staff, and you can reach them not only through emails but by phone or by sending an electronic ticket. Tn Application Inheritancef Tax Relief
If debt is a big problem right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re qualified and that the services that they provide are offered in your state.
FAQ Tn Application Inheritancef Tax Relief
How long does it take to complete the course?
The program typically takes between 24 and 48 months dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt help with state tax problems?
It is true that CuraDebt has a tax relief program that will assist you with issues such as late payroll taxes and garnishments on wages.
What’s the first thing I have to do once I’m in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to lower the amount of debt you have over time.