Are you experiencing debt that has been increasing lately? Are you exhausted from trying different financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried everything.
In the majority of cases, the best way is to approach experts who can help you resolve the issue.
CuraDebt is one of the most frequently contacted companies. A lot of people have been inquiring whether they can help you or help you get into more debt.
According to their customers, they can help you manage 80% of your debt so that you can finally take a couple of w
orries off your shoulders.
But for some people they believe these claims are too good to be true.
Suppose you’re on the lookout for any solution that could aid you in settling your debt. If that’s the case, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth study of the way CuraDebt operates and what issues it can help you solve.
Moreover, before we end our discussion, we’ll take a look at its benefits and drawbacks.
Before starting the review, watch this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Tigta Employee Retention Disaster Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been a participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best popular feature. But they offer other services that can aid you in becoming more financially secure.
It all begins by requesting a free savings estimate on the internet. This service is very confidential and won’t be conducting a credit screening. With this savings estimate you’ll be able to discover more about alternatives to debt-free.
Savings estimates, which was mentioned before, gives you an insight into your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you in navigating credit arbitration in the event that you decide to sign up. Some financial advisors can help you in your debt-free journey.
Following your debt settlement program is completed, CuraDebt is the one to take care of all your creditor’s calls. They will be the ones who negotiate the terms of your payment in accordance with the state of your financial situation. Based on what works most effectively your situation, the payment could be a lump-sum settlement or the option of a payment plan.
Moreover they will work with creditors to ensure that you enjoy better rates when you deposit money to your savings account. This, in turn, will process to pay back creditors. Their programs can assist you to pay off the debt in two years.
After you’ve registered with them, they’ll allow you access to your account information 24 hours a day. All you need to do is sign in to CuraDebts the client portal to monitor your progress.
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll have to be:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are the different ways CuraDebt can help you.
Like their name implies, CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. They can help with medical bills, personal loans credit cards, as well as line of credit. They can also be approached to help settle any remaining amount on business debts collection, repossessions, or collections.
They may also assist in negotiating with back taxes and IRS debt. However, you won’t get assistance with the majority claims, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations so that you can have cash settlements, should it be possible. Some violations can also lead to having your debts also dismissed.
CuraDebt also allows you to settle debt with less than the amount you own. You can also have questions answered during a free consultation with their debt advisor.
The most appealing aspect of their program is that you will only have to pay for the charges when your debt is paid off. All you have to sign up for one of their plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they’ve gathered all your financial documents and tax documents, they’ll also collect all the necessary paperwork for tax returns.
By using this program, you should be able to resolve various tax issues like wage garnishments and tax penalties, personal and corporate taxes and back taxes, trust fund penalties, and tax lien.
There aren’t any hidden charges either. They only use flat-fee pricing, which depends on the amount you’ll need to settle.
They have different solutions in settling the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt are they able to help with?
Although they specialize in debt settlement, it is not their specialty, they don’t cater to all types of settlement. CuraDebt concentrates on unsecured debt. They won’t be able to assist you if your credit or loan is tied to a physical item.
If you do have the following types of debt, they’ll make arrangements for settlements.
With CuraDebt, you should be able pay off tax debts that were due to be paid without any problems. Furthermore, this service is offered across all 50 states, if you have a debt to the IRS. They have federal tax experts to assist you with the issues.
CuraDebt can also help resolve the medical bills. In certain cases you could even settle them for less than what you are owed.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. However, they can assist private students negotiate any loans they owe.
Personal loans and payday loans also qualify as debt-settling programs. You can also avail if you have other unsecured credit lines that you got from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt can help you pay it off.
What will it cost you?
The best part about CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. You’ll only pay once you settle each of your debts.
Also, they don’t have high-cost fees as well. On average, you’ll be required to pay up to 20% of the debt you settled through them.
In general, this type of industry can charge anywhere between 15 and 25%.
Additionally, customers can anticipate to pay off their debts in 2 to 4 years. But, it also differs according to the amount you are able to save each month.
Also, they claim that you can save as much as 30% by incorporating their charges into your calculation.
However, the claim may depend on your situation. Some customers even claimed to save 50% to up to 80%.
The benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt can offer you let’s explore the benefits that come with using CuraDebt.
In the beginning, CuraDebt only charges you once you’ve paid off your debt. In addition they only charge a 20% fee while many companies charge 25 percent.
Next, if you’re done by the program for debt relief, you can join their credit repair program.
It’s a great way to restore your credit score without having to go in debt again. However, the program lasts differently for each person, depending on your situation.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that your debt won’t increase over time. They’ll also look into any violations of creditor using their own experts.
The drawbacks of the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Settlement of debt and debt relief often require you to stop paying with the credit card you use. Therefore, if you’re trying increase your credit score, it may set you back while you’re working on your obligations.
CureDebt also doesn’t have a mobile app available. While they do have a website that clients can access but it’s old and mundane. It’s not particularly intuitive, and it can be difficult to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to resolve your debt without having to spend more on those types of services. Additionally their 20% service fee is less expensive than the majority of businesses that charge a 25% fee. There aren’t any upfront fees and you’ll only have to pay the fee when the debt is settled.
Although they’ll give you an account so that you can track your progress but their website isn’t simple to navigate. CuraDebt isn’t even an app that would make it easier to monitor your progression.
However, they have a competent support staff, and you can reach them, not only via emails but also via phone or sending an electronic ticket. Tigta Employee Retention Disaster Tax Relief
If credit card is a major problem, then we recommend CuraDebt’s service. Be sure to be eligible and that the services they provide are in your state.
FAQ Tigta Employee Retention Disaster Tax Relief
What is the time frame to finish the program?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt aid with tax problems in the state?
Yes, CuraDebt provides tax relief programs that can aid you in dealing with problems such as delinquent payroll taxes and wage garnishments.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll be required to communicate with the team and pay the required payments to lower your debt over time.