Has your debt been increasing lately? Are you tired of trying various financial tips and advice but haven’t solved your problems?
Maybe you’re here because you’ve already tried every thing.
In the majority of cases, your most effective approach is to talk to professionals that can help you resolve the issue.
CuraDebt is among the most frequently contacted companies. A lot of people are asking if they are able to help or put you into more debt.
According to their customers, they can help you control the majority of your debt so that you can finally take a couple of things off your plate.
However, for certain people they believe these claims are too good to be true.
Suppose you’re on the lookout for something that will help you resolve your debt. If that’s the case, CuraDebt will mostly be recommended by people. We’ll be taking a deep look at the way CuraDebt operates and what issues it can help you solve.
In addition, prior to our conclusion our discussion, we’ll take a look at its benefits and drawbacks.
Before you begin the review, watch this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company The Peoples Tax Relief Boca
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most known feature. They also provide other services that will help you be more financially secure.
The process begins by requesting a free savings estimate on the internet. It is a completely private service, and they won’t be conducting a credit screening. With this estimate of savings you’ll learn more about your options towards debt-free.
The savings estimate, as we’ve mentioned previously, offers you the opportunity to consider your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you with the process of credit arbitration should you choose to enroll. Financial advisors may be able to assist you on your path to debt-free living.
Following your debt settlement plan, CuraDebt can be the agency to take care of all the calls from your creditors. They’ll also be the ones who will negotiate conditions of the payment in accordance with the state of your finances. Depending on which works most effectively to you, this could be either a lump sum settlement or a payment plan.
Additionally they will be working with the lenders to help you have better rates as you deposit money to your savings account. This in turn, will process to pay back the creditors. The plans they offer can help you get rid of debt in just two years.
After you’ve registered with them, they’ll provide you with access to your account information 24 hours a day. All you need to do is login to CuraDebts’ client portal to track your development.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to pass their requirements first. For eligibility, you’ll need to meet the following requirements:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they help you with?
Here are the different ways CuraDebt can assist you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with debt. They can negotiate settlements on behalf of you for the majority of types of debt. This includes personal loans, medical bills credit cards, as well as lines of credit. They are also able to help settle any remaining balance on business debt and collections or repossessions.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you will not receive support for most cases, loans from the government, collateral, and utility bills. The same goes for student loans.
On the contrary, they’ll assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, if possible. Certain violations could result in having your debts also dismissed.
CuraDebt also allows you to settle debt with less than the amount you own. They also allow you to ask questions during their free consult with their debt counselor.
The best part about the program is that you will only have to pay for the charges once your debt is settled. All you need to sign up to some of their programs and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. After they have gathered all your financial records They will also gather all the necessary paperwork to file tax returns.
With this program, you’ll be able to solve the various types of tax problems such as wage garnishments, tax penalties, personal and business taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing that is based on the amount you’ll must settle.
They have different solutions when it comes to paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt can they assist you with?
Although debt settlement is their specialty but they aren’t able to offer all kinds of settlement. CuraDebt is only focused on debt that is not secured. They can’t assist you if your credit or loan is tied to an actual item.
If, however, you are in the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able to pay tax debts that were due to be paid without difficulty. Additionally, this service is offered to all 50 states if you owe money towards the IRS. There are tax experts from the federal government who can assist you in resolving these kinds of problems.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In certain cases you could even settle them for less than what you owe.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. However, they can assist private students negotiate any loans they have to pay.
Personal Loan
Personal and payday loans also qualify as debt-settling programs. You can also avail if you have other unsecured credit lines that you got from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card CuraDebt can assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their service. They don’t charge upfront fees. Only pay when you settle each of your outstanding debts.
Also, they do not charge high costs either. In the average, you’ll need to pay up to 20% of the debt you settled through them.
On average, this type of business can cost anywhere from 15% to 25 percent.
Additionally, customers can anticipate to pay off their debts in two to four years. This varies according to the amount you are able to save each month.
Additionally, they claim you can save as much as 30% when you factor in their costs into your calculations.
But this claim will also depend on the situation. Some customers have even talked about saving 50% to up to 80%.
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Advantages to using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can provide, Let’s take a look at the benefits from using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. Additionally, they only charge an amount of 20%, while many companies charge 25%.
If you’re finished by the program for debt relief, you could also sign up for their credit restoration program.
It’s a great method to improve the credit rating without having to go back into debt. The program is however designed in a different way for each individual dependent on the circumstances of your case.
Lastly, CureDebt looks into your debt so that they can assist in settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also be looking into any creditor violations with the assistance of their experts in-house.
Drawbacks of the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with . Therefore, if you’re trying increase your rating on your credit, this could delay you from finishing your obligations.
CureDebt also doesn’t have a mobile app. While they do have a website that clients can access, it looks aged and simple. It’s not particularly user-friendly, and can be difficult to navigate.
In addition, they’re not recognized by their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to pay off your debts without spending more on these kinds of services. In addition the 20% service fee is lower than many companies that offer the 25% cost. There are no upfront payments, and you will only have to pay when the debt is paid off.
Although they’ll give you an account to see your progress, their website is not simple to navigate. CuraDebt also doesn’t have an app, which will make it easier to monitor your progression.
But, they do have a good support team that you can contact them not just via email but also via phone or submitting an electronic ticket. The Peoples Tax Relief Boca
If debt is a big problem right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the services they provide are in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ The Peoples Tax Relief Boca
How long will it take to finish the program?
The program typically takes 24 to 48 months, dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt help with state tax problems?
Yes, CuraDebt has a tax relief program to help you with problems such as delinquent payroll tax and garnishments on wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to pay down the amount of debt you have over time.
