Are you experiencing debt that has been increasing lately? Are you tired of trying different financial advice and tips but haven’t solved your problems?
Maybe you’re here because been through everything.
In the majority of cases, your best option is to speak with experts who can help you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. A lot of people have been inquiring whether they are able to help or put you into more debt.
According to their customers, they can help you control 80% of your debt so that you can finally take a couple of w
orries off your shoulders.
However, for certain people they believe these claims are too good to be true.
Suppose you’re on the lookout for any solution that could aid you in settling your debt. If that’s the situation, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth study of how CuraDebt operates and what issues it can help you solve.
Moreover, before we end, we’ll also look into its advantages and drawbacks.
Before you begin the review, go to this video if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Texas Veterans Vehicle Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What can CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best well-known feature. However, they also offer other services that will aid you in becoming more financially stable.
The process begins with requesting a free online savings estimate. It is a completely private service and won’t be doing a credit check. With this estimate of savings, you will learn more about your other options in your journey towards debt-free.
Savings estimates, as we’ve mentioned earlier, provides you with an insight into your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you with credit arbitration in the event that you decide to enroll. Certain financial advisors can assist you with your debt-free journey.
Following your debt settlement program, CuraDebt is the company to handle all of your creditor’s calls. They’ll also be the ones that negotiate what you will pay for your repayment based on the status of your finances. In determining which option is the best your situation, the payment could be either a lump sum settlement or a payment plan.
Moreover, they will be working with creditors to ensure that you get better rates when you deposit money to your savings account. This in turn, will process to pay off creditors. The plans they offer can help you settle the debt within two years.
After you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you need to do is log in to CuraDebts Client Portal to monitor your progress.
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll need to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they help you?
Here are the different ways CuraDebt can assist you.
As their name suggests, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. This includes medical bills, personal loans credit cards, as well as lines of credit. They can also be approached to help settle any remaining amount on business debts, collections, or repossessions.
They may also assist in negotiating with back taxes as well as IRS debt. However, you will not receive support for most cases, loans from the government, collateral, and utility bills. The same goes for student loans.
On the contrary, they’ll help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations in order to get cash settlements, if possible. Certain violations could cause your debt to be also dismissed.
CuraDebt also allows you to repay debt for less than the sum you have. They also allow you to have questions answered during a free consult with their debt counselor.
The most appealing aspect of their plan is that you only be charged once your debt is settled. All you have to do is sign up with one of their plans and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they’ve gathered all your financial documents They will also gather all the necessary paperwork for tax returns.
Through this program, you will be able to solve different types of taxes such as wage garnishments and tax penalties, personal and corporate taxes, back taxes and trust fund penalties and tax liens.
There aren’t hidden fees either. They only offer flat-fee prices and is dependent on the amount that you’ll need to settle.
They have different solutions in paying off taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialization but they aren’t able to cater to all types in debt resolution. CuraDebt only focuses on debt that is not secured. They aren’t able to assist you if your credit or loan is tied to a physical item.
If, however, you are in one of the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able to settle taxes that are due without any problems. Moreover, this type of service is accessible across all 50 states, if you have a debt towards the IRS. They have federal tax experts that can help you resolve the issues.
CuraDebt can also help resolve the medical bills. In certain cases, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students negotiate any student loans that they have to pay.
Personal and payday loans also qualify for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines that you got from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, and private-label credit cards CuraDebt will help you pay it off.
How much will it cost?
The best part about CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. Only pay when you settle each of your debts.
Additionally, they don’t have high-cost fees as well. On average, you’ll have to pay between 20 and 20% of the debt you settled through them.
On average, this type of industry charges between 15 and 25 percentage.
In addition, customers can expect to settle their debt from 2 to 4 years. This varies in relation to the amount you can save up per month.
Additionally, they claim that you could save up to 30% if you include their costs into your calculations.
However, the claim may differ based on your situation. Some clients even mentioned saving between 50% and up to 80%.
Benefits of using CuraDebt
Now that you have an understanding of what CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. Additionally they only charge a 20% fee while most companies charge you 25%.
Then, if you’re done with the debt settlement program, you can also sign up for their credit repair program.
It’s a fantastic method to improve your credit without going back into debt. However, the program runs differently for each person, depending on your situation.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also be looking into any creditor violations with the help of their own experts.
The drawbacks of using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt relief and debt settlements usually require that you cease making payments with the credit card you use. So if you’re trying to build a better standing on credit scores, you could delay you from working on your debt.
CureDebt doesn’t even offer a mobile application. While they do have a website for clients, it looks aged and simple. It’s not very intuitive and could be challenging to navigate.
In addition, they’re not accredited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you settle your debt without spending more on these kinds of services. Additionally their 20% service cost is cheaper than most companies that offer a 25% fee. There are no upfront payments and you’ll only be required to pay once the debt is paid off.
Although they’ll allow you to access an account to see your progress, their website is not easy to navigate. CuraDebt isn’t even an app, which would make it easier to track your progression.
However, they have a great support team that you can contact them, not only via emails but by phone or by submitting an electronic ticket. Texas Veterans Vehicle Tax Relief
If the credit card is a major problem right now, we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the programs they provide are in your area.
FAQ Texas Veterans Vehicle Tax Relief
How long does it take to complete the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt aid with state tax problems?
It is true that CuraDebt provides tax relief programs to help you with problems like delinquent tax and garnishments on wages.
What should I do once I’m in the program?
You’ll be required to communicate with your team members and pay the required payments to lower your debt over time.