Are you experiencing debt that has been piling up lately? Are you exhausted from trying various financial advice and tips but haven’t solved your problems?
Maybe you’re here because tried every thing.
In the majority of cases, the most effective approach is to talk to experts who can assist you settle this issue.
CuraDebt is one of the most frequently contacted companies. A lot of people are asking if they can help you or help you get into more debt.
According to their clients they can assist you in managing the majority of your debt so that you can finally take a few things off of your shoulders.
But for some people, these claims are just too good to be true.
You might be looking for any solution that could assist you in paying off your debt. If that’s the situation, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth review of how CuraDebt is used and the problems it can help you solve.
Moreover, before we end our discussion, we’ll take a look at its advantages and drawbacks.
Before beginning the review, you can go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Texas Hurricane Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. However, they also offer other services that will assist you in becoming financially stable.
The process starts by requesting a no-cost online savings estimate. This service is very confidential, and they won’t conduct a credit inquiry. By using this estimate of savings you’ll be able to be able to learn more about the alternatives to be debt-free.
This estimate of savings, as mentioned previously, offers you an insight into your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to help you with credit arbitration if you decide to enroll. Some financial advisors can help you in your debt-free journey.
After your debt settlement program is completed, CuraDebt is the one to answer all of your creditor’s calls. They’ll also be the ones who negotiate what you will pay for your repayment based on the status of your financial situation. Depending on which works most effectively your situation, the payment can be a lump-sum settlement or a payment plan.
Moreover they will also work with creditors to ensure that you get better rates when you deposit money to your savings account. This, in turn, will process to pay back the creditors. The plans they offer can help you settle the debt within 48 months.
After you’ve registered with them, they’ll provide you with access to your information 24/7. All you have to do is sign in to CuraDebts the client portal to monitor your progress.
Before you are able to avail the program, you’ll have to pass their requirements first. For eligibility, you’ll have to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are the different ways CuraDebt can aid you.
Like their name implies, CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf for the majority of types of debt. This includes medical bills, personal loans, credit cards and also line of credit. They can also be approached to pay off any remaining balance of business debt and collections or repossessions.
They can even help negotiate on tax owed and IRS debt. However, you will not receive assistance with the majority claims, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, if possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt lets you repay debt for less than the amount you own. Additionally, you can inquire about your debt during their no-cost consult with their debt advisor.
The best part about their plan is that you only be charged when your debt is paid off. All you need to do is sign up with any of the plans and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial records, they will also collect all the paperwork you’ll need to file tax returns.
With this program, you should be able to solve the various types of tax problems such as wage garnishments and tax penalties, personal and taxation for business as well as back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs either. They only offer flat-fee prices and is dependent on the amount you’ll have to pay.
There are a variety of options for the settlement of the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they help you with?
Although debt settlement is their forte however, they do not provide all kinds of debt settlement. CuraDebt is only focused on unsecured debt. They won’t be able to help you if the credit or loan is tied to a physical item.
If, however, you are in the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt, you should be able pay off tax debts that were due to be paid without any problems. Furthermore, this service is accessible to all 50 states if you have a debt to the IRS. There are federal tax experts that can help you resolve the issues.
CuraDebt can also help resolve any medical-related debt. In certain cases you might even be able to pay them for less than what you are owed.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. Still, they can help private students with negotiating any student loans that they owe.
Payday loans and personal loans also qualify for the debt settlement program. You may also be eligible of the program if you also have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards CuraDebt will assist you in paying it off.
What will it cost you?
The best part about CuraDebt’s pricing is how they’ve priced their services. They don’t charge an upfront fee. Only pay when you settle each of your debts.
Also, they don’t charge high fees as well. On average, you’ll be required to pay up to 20 percent of the debt that you settled with them.
On average, this type of industry charges between 15 and 25%.
Additionally, customers can anticipate to settle their debt from two to four years. This varies depending on the amount that you are able to save each month.
Also, they claim that you could save as much as 30% if you include their costs into your calculations.
But this claim will also vary, depending on the situation. Some clients even mentioned saving 50% to up to 80%.
The benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt offers, let’s look into the advantages from using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. Additionally they only charge a 20% fee while many companies charge 25 percent.
Next, if you’re done in the process of debt resolution you can enroll in their credit restoration program.
It’s a fantastic option to rebuild the credit rating without having to go back into debt. The program is however designed differently for each person dependent on the circumstances of your case.
Lastly, CureDebt looks into your debt so that they can help with settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also look into any violations by creditors with the help of their experts in-house.
Drawbacks of the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt settlement and debt relief typically require you to stop paying with . If you’re trying to improve your rating on your credit, this may delay you from getting rid of your debt.
CureDebt doesn’t even offer a mobile application. While they do have a client website however, it appears aged and simple. It’s not particularly intuitive, and it can be difficult to navigate.
In addition, they’re not recognized by the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you pay off your debts without spending more on these kinds of services. In addition, their 20% service charge is less expensive than the majority of firms that charge an additional 25% charge. There is no upfront payment, and you will only have to pay when the debt is paid off.
Although they’ll give you an account so that you can track your progress but their website isn’t easy to navigate. CuraDebt isn’t even an app yet, which could make it easier for you to monitor your performance.
They do have a good support team, and you can reach them not only through emails but by phone or by submitting an e-ticket. Texas Hurricane Tax Relief
If your debt is a big problem right now, we recommend CuraDebt’s service. Make sure you’re qualified and that the services they offer are available in your area.
FAQ Texas Hurricane Tax Relief
How long does it take to complete the course?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt help in the fight against state tax issues?
It is true that CuraDebt provides tax relief programs to assist you with issues such as late payroll tax and garnishments of wages.
What should I do once I’m in the program?
You’ll need to constantly communicate with the team and pay the required payments to lower the amount of debt you have over time.