Are you experiencing debt that has been increasing lately? Are you tired of trying other financial tips and advice but haven’t solved your problems?
Maybe you’re here because tried every thing.
In the majority of cases, your most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is among the most asked companies. A lot of people have been inquiring whether they can assist you or put you in more debt.
According to their clients, they can help you manage 80percent of your debt so that you can finally take a couple of things off your mind.
However, for certain people they believe these claims are too good to be true.
You might be looking for something that will assist you in paying off your debt. In that scenario, CuraDebt will mostly be recommended by people. We’ll be taking a deep review of the way CuraDebt works and what problems it can solve for you.
Moreover, before we end we’ll look at its advantages and drawbacks.
Before you begin the review, you can watch this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Tax Treaty Relief Application Tax Reviewer
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best known feature. They also provide additional services to assist you in becoming financially secure.
First of all, it starts by requesting a no-cost online savings estimate. This service is very confidential and they will not conduct a credit inquiry. By using this estimate of savings you’ll learn more about your options towards debt-free.
This estimate of savings, which was mentioned earlier, provides you with an idea of your choices regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you in navigating credit arbitration in the event that you decide to join. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement plan, CuraDebt is the company to answer all of the calls from your creditors. They’ll be the ones who will determine conditions of the repayment in accordance with the state of your financial situation. In determining which option is the best to you, this could be a lump-sum settlement or the option of a payment plan.
Additionally they will be working with the lenders to help you have better rates as you transfer money into your savings account. This, in turn, will process to pay the creditors. Their plans can help you settle the debt within two years.
After you’ve signed up with them, they’ll allow you access to your data 24/7. All you have to do is log in to CuraDebts the client portal to monitor your development.
Before you are able to avail their program, you’ll need to satisfy their criteria first. To be eligible, you’ll have to be:
- Minimum 21 years old
- Verifiable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can aid you.
Like their name implies, CuraDebt will assist you in dealing your debt. They are able to negotiate settlements on your behalf for most types of debt. They can help with personal loans, medical bills, credit cards as well as loans. They can also be approached to help settle any remaining amount on business debts and collections or repossessions.
They may even assist you in negotiating with back taxes and IRS debt. But, you won’t receive assistance for the majority of your lawsuits, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation to ensure that you receive cash settlements, if they are possible. Some violations can also cause your debt to be removed as well.
CuraDebt also allows you to repay debt for less than the amount you own. You can also have questions answered during a free consult with their debt counsellor.
The greatest benefit of their plan is that you’ll only have to pay for the charges once your debt is settled. All you need to do is sign up with one of their plans, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they’ve gathered all your financial documents, they will also collect all the documents you’ll require for tax returns.
With this program, you’ll be able to deal with the various types of tax problems like wage garnishments, tax penalties, personal and corporate taxes, back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing that is based on the amount you need to settle.
They have different solutions in paying off your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they assist you with?
Although they specialize in debt settlement, it is not their specialty however, they do not cater to all types of settlement. CuraDebt only focuses on debt that is not secured. They can’t assist you if your loan or debt is linked to a physical item.
If, however, you are in the following kinds of debt, they will arrange settlements for you.
With CuraDebt the service, you’ll be able to pay tax debts that were due to be paid without any issues. Additionally, this service is accessible across all 50 states, if you have a debt in arrears to IRS. They have federal tax experts that can help you resolve these kinds of problems.
CuraDebt can also help resolve any medical-related debt. In certain cases you could even settle them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to federal student loans. However, they can assist private students with negotiating any loans they owe.
Payday loans and personal loans are also eligible for the debt settlement program. You can also avail if you have other unsecured credit lines you obtained from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards or private label credit cards CuraDebt can assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their service. They do not charge an upfront cost. Only pay when you have paid off all of your outstanding debts.
They also don’t have high-cost costs either. On average, you’ll have to pay up to 20% of the debt you settled with them.
In the average, this kind of industry can charge anywhere between 15% and 25 percentage.
Moreover, clients can expect to settle their debt from between 2 and 4 years. This varies in relation to the amount you can save up per month.
Also, they claim you can save as much as 30% when you factor in their charges into your calculation.
However, this statement will depend on your situation. Some customers have even talked about saving 50% to 80%.
Advantages to using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can offer you let’s look into the advantages of using CuraDebt.
In the beginning, CuraDebt will only charge you when you’ve paid off your debt. Furthermore they only charge a 20% fee while many companies charge 25%.
Next, if you’re done with the debt settlement program you can also sign up for their credit restoration program.
It’s a fantastic method to improve the credit rating without having to go in debt again. The program is however designed different for every person according to your personal situation.
In the end, CureDebt looks into your financial obligations to help with settlements and negotiations. So, your debt won’t inflate over time. They’ll also investigate any creditor violations with the help of their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt settlement and debt relief often require you to stop paying with your credit card. If you’re trying to increase your rating on your credit, this may cause you to delay finishing your credit card debt.
CureDebt does not offer a mobile application. Although they have a website that clients can access however, it appears aged and simple. It’s not particularly intuitive and could be challenging to navigate.
Furthermore, they are not credited with the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you pay off your debts without spending more on these kinds of services. Moreover their 20% service cost is lower than many businesses that charge the 25% cost. There is no upfront payment, and you will only have to pay when the debt is paid off.
While they’ll provide you with an account that allows you to track your progress, their website is not simple to navigate. CuraDebt also doesn’t have an app that could make it easier for you to monitor your performance.
They do have a great support team that you can contact them not only through emails but also via phone or making an e-ticket. Tax Treaty Relief Application Tax Reviewer
If the debt is a big problem right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the services they offer are available in your state.
FAQ Tax Treaty Relief Application Tax Reviewer
How long does it take to complete the course?
The average program is between 24 and 48 months depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt help in the fight against state tax issues?
Yes, CuraDebt has a tax relief program that can help you with problems such as delinquent payroll tax and garnishments on wages.
What’s the first thing I have to do once I’m in the program?
You’ll have to keep in constant contact with the team and pay the required payments to lower the amount of debt you have over time.