Have your debts been piling up lately? Are you exhausted from trying other financial advice and strategies but haven’t solved your problems?
Maybe you’re here because already tried everything.
In the majority of cases, your most effective approach is to talk to professionals that can help to resolve this issue.
CuraDebt is one of the most asked companies. Many people are asking if they can assist you or put you in more debt.
According to their clients, they can help you manage 80percent of your debt so that you can finally take a couple of things off your plate.
For some they believe these claims are too good to be true.
You might be looking for anything that can assist you in paying off your debt. If that’s the situation, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of how CuraDebt works and what problems it can solve for you.
Furthermore, before we conclude our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before you begin the review, go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Tax Rent Relief Ireland
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most popular feature. But they offer other services that can assist you in becoming financially stable.
First of all, it starts by requesting a no-cost savings estimate on the internet. This service is very confidential, and they won’t be doing a credit check. By using this estimate of savings you’ll be able to discover more about other options in your journey to debt-free.
The savings estimate, as mentioned earlier, provides you with the opportunity to consider your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you with the process of credit arbitration should you choose to join. Financial advisors may be able to assist you with your debt-free journey.
Following your debt settlement plan, CuraDebt will be the one to take care of all the calls from your creditors. They will also be the ones that will negotiate conditions of the payment based on the status of your financial situation. In determining which option is the most effectively to you, this could be either a lump sum settlement or the option of a payment plan.
Additionally, they will work with creditors so that you can enjoy better rates when you deposit money to your savings account. This, in turn, will be processed to pay the creditors. Their programs can assist you to settle the debt within 48 months.
After you’ve registered with them, they’ll allow you access to your account information 24 hours a day. All you need to do is login to CuraDebts’ client portal so that you can monitor your development.
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll have to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can assist you.
The name of the company suggests that CuraDebt can help you deal with debt. They can negotiate settlements on your behalf for the majority of types of debt. These include personal loans, medical bills, credit cards and lines of credit. They can also be approached to pay off any remaining amount on business debts collection, repossessions, or collections.
They may also assist in negotiating for back taxes and IRS debt. However, you will not receive assistance with the majority claims, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, if possible. Certain violations may lead to having your debts also dismissed.
CuraDebt also allows you to pay off debts with less than the amount you have. Additionally, you can inquire about your debt during their no-cost meeting with their debt advisor.
The best part about their plan is that you only pay the fees once your debt is settled. All you have to sign up to any of the plans and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they collect all of your financial records They will also gather all the necessary paperwork to file tax returns.
Through this program, you will be able to solve different types of taxes such as garnishments on wages and tax penalties, personal and taxation for business and back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges either. They only offer flat-fee prices that is based on the amount you have to pay.
There are a variety of options for paying off your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt are they able to help with?
Although debt settlement is their specialization but they aren’t able to cater to all types in debt resolution. CuraDebt only focuses on debt that is not secured. They can’t assist you if your loan or debt is linked to an actual item.
If, however, you are in the following types of debt, they’ll make arrangements for settlements.
With CuraDebt the service, you’ll be able pay off taxes that are due without difficulty. Additionally, this service is accessible to all 50 states if you have a debt to the IRS. There are tax experts from the federal government that can help you resolve the issues.
CuraDebt can also help resolve any medical-related debt. In certain cases, you may even pay them for less than what you are owed.
Private Student Loan
CuraDebt does not cater to Federal student loan. However, they can assist private students in negotiating any loans they have to pay.
Personal loans and payday loans also qualify as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, or private label credit cards CuraDebt will help you pay it off.
What will it cost you?
The best part about CuraDebt is the way they’ve priced their services. They don’t charge an upfront fee. You’ll only pay once you settle each of your outstanding debts.
Additionally, they don’t have high-cost costs either. In the average, you’ll need to pay between 20 and 20% of the debt you settled with them.
In general, this type of industry can charge anywhere between 15% and 25%.
Additionally, customers can anticipate to pay off their debts in 2 to 4 years. However, this also varies in relation to the amount you save per month.
They also claim you can save as much as 30% by incorporating their charges into your calculation.
But this claim will also differ based on your specific situation. Some customers even claimed to save between 50% and 80percent.
Benefits of using CuraDebt
Now that you have an idea of what CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. Additionally they charge only a 20% fee while the majority of companies charge 25 percent.
If you’re finished by the program for debt relief, you can also sign up for their credit repair program.
It’s an excellent method to improve your credit score without having to go in debt again. However, the program lasts differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your financial obligations to assist in settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also investigate any violations by creditors with the help of their experts in-house.
Drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief usually require that you stop making payments using . If you’re trying to increase your credit score, it might delay you from working on your credit card debt.
CureDebt also doesn’t have a mobile app available. While they have a website for clients however, it appears old and mundane. It’s not particularly intuitive and could be challenging to navigate.
Furthermore, they are not recognized by their Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to settle your debt without spending more for these types of services. Moreover the 20% service fee is lower than many companies that offer an additional 25% charge. There is no upfront payment and you’ll only be required to pay once the debt is paid off.
Although they’ll allow you to access an account that allows you to track your progress however, their website isn’t user-friendly. CuraDebt does not have an app that could make it easier for you to track your performance. Tax Rent Relief Ireland
They do have a competent support staff and can be reached them, not only via emails but by phone or by sending an electronic ticket. Tax Rent Relief Ireland
If the problem of debt is an issue right now, we highly recommend CuraDebt’s program. Just make sure that you’re qualified and that the services they offer are available in your state.
FAQ Tax Rent Relief Ireland
What is the time frame to finish the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt help in the fight against state tax issues?
It is true that CuraDebt offers a program for tax relief that can assist you with issues like delinquent taxes and wage garnishments.
What should I do when I’m enrolled in the program?
You’ll be required to communicate with the team and pay the required payments to pay down the amount of debt you have over time.