Have your debts increased lately? Are you burnt out from trying different financial advice and tips but still have unsolved issues?
Perhaps you’re here because you’ve tried every thing.
In most cases, the most effective approach is to talk to professionals that can help you resolve the issue.
CuraDebt is among the most asked companies. Many customers have asked if they can help you or help you get into more debt.
According to their clients, they can help you manage 80percent of your debt so that you are able to take couple of things off your mind.
But for some people they believe these claims are too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth look at the way CuraDebt works and what problems it could help solve.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before starting the review, check out this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Tax Relief Write A Reviews Bbb
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most known feature. However, they also offer additional services to aid you in becoming more financially stable.
The process begins by requesting a free savings estimate on the internet. The service is completely confidential and won’t conduct a credit inquiry. With this savings estimate you’ll be able to learn more about the options to debt-free.
The savings estimate, which was mentioned previously, offers you an insight into your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you with the process of credit arbitration should you choose to sign up. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement plan, CuraDebt is the company to handle all of your creditor’s calls. They’ll also be the ones that determine conditions of the payment based on the status of your financial situation. In determining which option is the most effectively your situation, the payment could be either a lump sum settlement or an installment plan.
Furthermore they will also be working with lenders to help you get better rates when you transfer money into your savings account, which in turn, will be processed to pay off the creditors. Their plans can help you settle the debt within 48 months.
Once you’ve signed up with them, they will give you access to your account information 24 hours a day. All you have to do is sign in to CuraDebts Client Portal so that you can monitor your progress.
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CuraDebt’s Requirements
Before you can avail of the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll need to meet the following criteria:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing your debt. They are able to negotiate settlements on your behalf for the majority of types of debt. These include medical bills, personal loans credit cards, as well as loans. They are also able to settle any outstanding amount on business debts and collections or repossessions.
They may also assist in negotiating with back taxes as well as IRS debt. However, you won’t get assistance for the majority claims, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations to ensure that you receive cash settlements, if they are possible. Certain violations could result in having your debts dismissed as well.
CuraDebt can also help you pay off debts with less than the amount you have. You can also inquire about your debt during their no-cost consultation with their debt counsellor.
The best part about their program is that you only pay the fees after your debt has been settled. All you have to sign up to some of their programs and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they’ve gathered all your financial documentation They will also gather all the necessary paperwork for tax returns.
With this program, you should be able to deal with the various types of tax problems like garnishments on wages as well as tax penalties for personal and taxation for business as well as back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs also. They use only flat-fee pricing that is based on the amount you need to settle.
They have different solutions when it comes to the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kinds of debts are they able to help with?
Although debt settlement is their specialization however, they do not offer all kinds of debt settlement. CuraDebt is only focused on unsecured debt. They aren’t able to help you if your loan or debt is linked to an item that is physical.
However, if you have the following kinds of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt it is expected that you will be able pay off taxes that are due without any problems. Moreover, this type of service is accessible to all 50 states if you owe money in arrears to IRS. There are tax experts from the federal government that can help you resolve these kinds of problems.
Medical Debt
CuraDebt can also help resolve your medical debt. In certain cases, you may even pay the debt for less than you owe.
Private Student Loan
CuraDebt does not cater to federal student loans. However, they can assist private students negotiate any student loans that they owe.
Personal Loan
Personal and payday loans also qualify as debt-settling programs. It is also possible to avail the program if you have other unsecured credit lines that you got from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards and private-label credit cards CuraDebt can assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is the way they’ve priced their services. They do not charge an upfront cost. Only pay when you have paid off all of your outstanding debts.
They also do not charge high fees as well. On average, you’ll be required to pay between 20 and 20 percent of the debt that you settled with them.
In general, this type of industry charges from 15% to 25 percentage.
Additionally, customers can anticipate to settle their debt from two to four years. However, this also varies in relation to the amount you are able to save each month.
Also, they claim you can save up to 30% when you factor in their charges into your calculation.
However, this statement will depend on the situation. Some clients even mentioned saving 50% to 80percent.
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The benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can offer you let’s look into the advantages from using CuraDebt.
The first is that CuraDebt will only charge you after you’ve settled your debt. In addition they only charge a 20% fee while many companies charge 25 percent.
Then, if you’re done in the process of debt resolution, you can also sign up for their credit repair program.
It’s an excellent way to restore the credit rating without having to go in debt again. However, the program lasts differently for each person dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. This means your debt won’t inflate over time. They’ll also investigate any creditor violations with the help of their in-house experts.
The drawbacks of the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Settlement of debt and debt relief usually require that you cease making payments with . If you’re trying to build a better rating on your credit, this could cause you to delay getting rid of your obligations.
CureDebt doesn’t even have a mobile app available. While they have a website that clients can access, it looks outdated and basic. It’s not particularly intuitive and could be difficult to navigate.
In addition, they’re not recognized by the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to settle your debt without spending more on those types of services. Additionally their 20% service cost is lower than many firms that charge the 25% cost. There are no upfront payments and you’ll only have to pay the fee when your debt is finally settled.
Although they’ll give you an account that allows you to track your progress but their website isn’t simple to navigate. CuraDebt isn’t even an app, which would make it easier to monitor your progress.
They do have a good support team, and you can reach them not only through emails but also via phone or making an e-ticket. Tax Relief Write A Reviews Bbb
If your problem of debt is an issue right now, we recommend CuraDebt’s service. Make sure you’re qualified and that the services they offer are available in your area.
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FAQ Tax Relief Write A Reviews Bbb
How long does it take to finish the program?
The average program is 24 to 48 months, depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt assist with state tax problems?
Sure, CuraDebt provides tax relief programs to aid you in dealing with problems such as delinquent payroll tax issues and wage garnishments.
What do I need to do after joining the program?
You’ll need to constantly communicate with your team members and make the necessary payments to pay down the amount of debt you have over time.
