Has your debt been piling up lately? Are you burnt out from trying other financial advice and tips but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve tried every thing.
In the majority of cases, your best way is to approach experts who can help you resolve the issue.
CuraDebt is one of the most frequently contacted companies. Many customers have asked if they can help you or put you into more debt.
According to their clients, they can assist you in managing the majority of your debt so that you can take few things off of your plate.
However, for certain people the claims seem too good to be true.
Suppose you’re on the lookout for any solution that could aid you in settling your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth look at how CuraDebt is used and the problems it can solve for you.
Furthermore, before we conclude, we’ll also look into its benefits and drawbacks.
Before starting the review, watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief Unsubscribe Me
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What can CuraDebt do?
Helping you pay off your debt is CuraDebt’s most known feature. They also provide additional services to assist you in becoming financially stable.
First of all, it starts by requesting a no-cost online savings estimate. It is a completely private service and won’t conduct a credit inquiry. With this estimate of savings, you will learn more about your options to be debt-free.
Savings estimates, as we’ve mentioned previously, offers you an insight into your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you in navigating credit arbitration in the event that you decide to join. Financial advisors may be able to assist you with your debt-free journey.
Following your debt settlement program, CuraDebt will be the one to answer all of your creditor’s calls. They’ll also be the ones who will negotiate what you will pay for your payment in accordance with the state of your finances. In determining which option is the most effectively to you, this can be either a lump sum settlement or a payment plan.
Moreover they will also be working with the creditors to ensure that you enjoy better rates when you make deposits to your savings account. This, is then processed to pay back the creditors. Their programs can assist you to get rid of debt in just the period of 48 months.
After you’ve signed up with them, they will give you access to your information 24/7. All you have to do is sign in to CuraDebts Client Portal to monitor your progress.
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll have to be:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they help you?
Here are some of the ways CuraDebt can help you.
Like their name implies, CuraDebt can assist you in dealing your debt. They are able to negotiate settlements on behalf of you for most types of debt. They can help with medical bills, personal loans, credit cards and lines of credit. They can also be approached to help settle any remaining balance on business debt, collections, or repossessions.
They can even help negotiate on tax owed and IRS debt. However, you won’t get assistance with the majority of your lawsuits, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, if possible. Some violations can also result in having your debts also dismissed.
CuraDebt also allows you to settle debt with less than the amount you have. You can also ask questions during their free consult with their debt counselor.
The greatest benefit of the program is that you will only have to pay for the charges after your debt has been settled. All you need to sign up for one of their plans, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. After they have gathered all your financial records They will also gather all the paperwork you’ll need to file tax returns.
By using this program, you will be able to deal with the various types of tax problems like wage garnishments as well as tax penalties for personal and taxation for business and back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs also. They only offer flat-fee prices that is based on the amount that you’ll must settle.
They offer different options when it comes to settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they help you with?
Although debt settlement is their forte however, they do not provide all kinds of settlement. CuraDebt concentrates on loans that are not secured. They won’t be able to assist you if your loan or debt is linked to an actual item.
If, however, you are in the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to settle your past-due tax debts without difficulty. Furthermore, this service is available to all 50 states if you have a debt in arrears to IRS. There are federal tax experts who can assist you in resolving these types of issues.
CuraDebt can also assist in settling your medical debt. In some cases, you may even pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not cater to Federal student loan. They can however assist private students negotiate any student loans that they are owed.
Personal loans and payday loans also qualify as debt-settling programs. You can also avail the program if you have other unsecure credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, or private label credit cards CuraDebt will help you pay it off.
What will it cost you?
The best part about CuraDebt’s pricing is how they’ve priced their service. They don’t charge upfront fees. Only pay when you have paid off all of your debts.
Additionally, they don’t have high-cost costs either. On average, you’ll have to pay up to 20 percent of the debt that you settled with them.
In the average, this kind of industry can charge anywhere from 15% to 25 percent.
Moreover, clients can expect to settle their debts within two to four years. This varies in relation to the amount you are able to save each month.
Additionally, they claim that you can save as much as 30% if you include their costs into your calculations.
But this claim will also depend on your situation. Some clients even mentioned saving 50% to up to 80%.
Benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can offer you let’s look into the advantages of using CuraDebt.
In the beginning, CuraDebt will only charge you when you’ve paid off your debt. In addition they only charge a 20% fee while the majority of companies charge 25 percent.
Then, if you’re done by the program for debt relief, you may also sign up for their credit restoration program.
It’s an excellent way to restore your credit score without going back into debt. However, the program lasts different for every person, depending on your situation.
In the end, CureDebt looks into your financial obligations to assist in settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also investigate any violations by creditors with the help of their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt settlement and debt relief often require you to stop paying with . Therefore, if you’re trying improve your rating on your credit, this could delay you from working on your credit card debt.
CureDebt doesn’t even offer a mobile application. While they have a client website, it looks old and mundane. It’s not particularly user-friendly, and can be challenging to navigate.
Furthermore, they are not accredited with their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more on those types of services. Additionally their 20% service charge is cheaper than most firms that charge a 25% fee. There are no upfront payments and you’ll only have to pay the fee when your debt is finally settled.
Although they’ll give you an account to see your progress but their website isn’t simple to navigate. CuraDebt also doesn’t have an app that will make it easier to track your progression.
They do have a good support team that you can contact them, not only via emails but by phone or by making an e-ticket. Tax Relief Unsubscribe Me
If credit card is a major problem, then we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the programs they provide are in your state.
FAQ Tax Relief Unsubscribe Me
How long will it take to complete the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
Sure, CuraDebt offers a program for tax relief that will aid you in dealing with problems such as delinquent payroll taxes and wage garnishments.
What should I do once I’m in the program?
You’ll have to keep in constant contact with the team and pay the required payments to lower your debt over time.