Are you experiencing debt that has been piling up lately? Are you exhausted from trying other financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, your most effective approach is to talk to professionals that can help you resolve the issue.
CuraDebt is among the most asked companies. Many people are asking if they can assist you or put you into more debt.
According to their customers, they can assist you in managing 80percent of your debts so that you are able to take few things off of your mind.
But for some people the claims seem too good to be true.
Suppose you’re on the lookout for anything that can assist you in paying off your debt. In this scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper review of how CuraDebt operates and what issues it can solve for you.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before beginning the review, watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Tax Relief Telephone Number
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best popular feature. But they offer other services that will help you be more financially secure.
It all begins by requesting a free savings estimate online. This service is very confidential and won’t conduct a credit inquiry. With this savings estimate you’ll be able to learn more about the other options in your journey to debt-free.
Savings estimates, as mentioned before, gives you the opportunity to consider your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you in navigating credit arbitration if you decide to join. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement plan, CuraDebt will be the company to take care of all your creditors’ calls. They’ll be the ones who will negotiate the terms of your payment in accordance with the state of your financial situation. Based on what works best your situation, the payment can be a lump-sum settlement or an installment plan.
Additionally they will be working with the creditors to ensure that you enjoy better rates when you make deposits to your savings account. This in turn, will be processed to pay back the creditors. Their plans can help you get rid of debt in just two years.
After you’ve registered with them, they’ll provide you with access to your account information 24 hours a day. All you need to do is sign in to CuraDebts Client Portal so that you can monitor your development.
Before you can benefit from their program, you’ll need to satisfy their criteria first. To be eligible, you’ll need to be:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they help you with?
Here are the different ways CuraDebt can help you.
Like their name implies, CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf to settle all kinds of debt. This includes medical bills, personal loans credit cards, as well as line of credit. They can also be approached to pay off any remaining amount on business debts, collections, or repossessions.
They may even assist you in negotiating on tax owed as well as IRS debt. However, you will not receive assistance with the majority of your lawsuits, government loans as well as collateral and utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations in order to get cash settlements, if possible. Some violations can also result in having your debts removed as well.
CuraDebt also allows you to settle debt with less than the amount you own. Additionally, you can ask questions during their free meeting with their debt counsellor.
The best part about the program is that you’ll only be charged when your debt is paid off. All you need to sign up to one of their plans and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. After they have gathered all your financial documents They will also gather all the documents you’ll require for tax returns.
Through this program, you’ll be able to solve various tax issues such as wage garnishments and tax penalties, personal and business taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees either. They only offer flat-fee prices, which depends on the amount you’ll need to settle.
There are a variety of options for settling your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they assist you with?
Although they specialize in debt settlement, it is not their forte however, they do not offer all kinds in debt resolution. CuraDebt only focuses on loans that are not secured. They aren’t able to help you if your loan or debt is linked to an actual item.
If, however, you are in the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt the service, you’ll be able to pay tax debts that were due to be paid without any issues. Furthermore, this service is available across all 50 states, if you have a debt towards the IRS. They have federal tax experts that can help you resolve these types of issues.
CuraDebt will also help you resolve your medical debt. In some instances you might even be able to pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not offer Federal student loan. Still, they can help private students in negotiating the student loans they are owed.
Personal loans and payday loans also qualify as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines that you got from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards or private label credit cards CuraDebt can help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their services. They don’t charge upfront fees. Only pay when you settle each of your debts.
Also, they don’t charge high fees as well. In the average, you’ll need to pay as much as 20 percent of the debt you settled with them.
In general, this type of business can cost anywhere from 15% to 25%.
Moreover, clients can expect to settle their debts within 2 to 4 years. This varies in relation to the amount you save per month.
They also claim that you can save up to 30% when you factor in their fees in your equation.
But this claim will also depend on your situation. Some customers even claimed to save 50% to up to 80%.
Advantages to using CuraDebt
Now that you have an understanding of the benefits CuraDebt offers, let’s look into the advantages that come with using CuraDebt.
In the beginning, CuraDebt only charges you after you’ve settled your debt. In addition they only charge 20% of the cost, whereas many companies charge 25%.
Then, if you’re done in the process of debt resolution you may enroll in their credit restoration program.
It’s a great option to rebuild your credit score without going back into debt. However, the program runs in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also investigate any creditor violations with the help of their in-house experts.
Some disadvantages to using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Settlement of debt and debt relief often require you to stop paying with . So if you’re trying to increase your rating on your credit, this could delay you from finishing your credit card debt.
CureDebt does not have a mobile app. While they do have a client website however, it appears outdated and basic. It’s not very intuitive, and it can be difficult to navigate.
Furthermore, they are not accredited with an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to settle your debt without spending more on those types of services. Additionally the 20% service charge is less expensive than the majority of businesses that charge a 25% fee. There is no upfront payment and you’ll only be required to pay once the debt is settled.
Although they’ll allow you to access an account to see your progress but their website isn’t easy to navigate. CuraDebt also doesn’t have an app, which will make it easier to track your performance.
But, they do have a good support team that you can contact them not only through emails but also via phone or making an electronic ticket. Tax Relief Telephone Number
If your problem of debt is an issue right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the programs they offer are available in your area.
FAQ Tax Relief Telephone Number
How long will it take to complete the course?
The program typically takes between 24 and 48 months depending on the amount of your debt and the stipulated settlement.
Can CuraDebt assist in the fight against state tax issues?
Sure, CuraDebt offers a program for tax relief that will assist you with issues like delinquent tax and wage garnishments.
What should I do once I’m in the program?
You’ll need to constantly communicate with the team and make the necessary payments to lower the amount of debt you have over time.