Are you experiencing debt that has increased lately? Are you exhausted from trying different financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because already tried every thing.
In the majority of cases, your most effective approach is to talk to professionals that can help to resolve this issue.
CuraDebt is one of the most frequently contacted companies. Many people have been inquiring whether they can help you or help you get into more debt.
According to their clients they can help you manage the majority of your debt , so you can take few things off of your shoulders.
However, for certain people the claims seem too good to be true.
Suppose you’re on the lookout for any solution that could help you resolve your debt. In that case, CuraDebt will mostly be suggested by people. We’ll take a deeper review of how CuraDebt works and what problems it could help solve.
Furthermore, before we conclude our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before beginning the review, go to this video if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Tax Relief Talbot
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What can CuraDebt do?
Assistance in settling your debt is the most popular feature. But they offer other services that can aid you in becoming more financially stable.
The process begins with requesting a free savings estimate on the internet. The service is completely confidential and won’t conduct a credit inquiry. With this savings estimate, you will discover more about other options in your journey towards debt-free.
This estimate of savings, as mentioned previously, offers you the opportunity to consider your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you in navigating the process of credit arbitration should you choose to enroll. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement plan, CuraDebt is the one to answer all of your creditor’s calls. They will also be the ones that will negotiate what you will pay for your payment in accordance with the state of your financial situation. In determining which option is the best your situation, the payment could be either a lump sum settlement or the option of a payment plan.
Additionally they will work with creditors to ensure that you have better rates as you transfer money into your savings account. This, in turn, will be processed to pay creditors. The plans they offer can help you pay off the debt in two years.
Once you’ve signed up with them, they’ll provide you with access to your data 24/7. All you need to do is login to CuraDebts’ client portal to track your progress.
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CuraDebt’s Requirements
Before you can avail of the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they assist you?
Here are some of the ways CuraDebt can aid you.
Debt Relief
As their name suggests, CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. They can help with medical bills, personal loans credit cards and also loans. They can also be approached to pay off any remaining amount on business debts and collections or repossessions.
They can even help negotiate with back taxes as well as IRS debt. However, you will not receive support for most claims, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, if they are possible. Some violations can also result in having your debts dismissed as well.
CuraDebt lets you pay off debts with less than the amount you have. You can also ask questions during their free consultation with their debt counsellor.
The best part about the program is that you only pay the fees after your debt has been settled. All you have to sign up for one of their plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they’ve gathered all your financial records, they will also collect all the necessary paperwork to file tax returns.
Through this program, you will be able to solve the various types of tax problems like wage garnishments as well as tax penalties for personal and taxation for business as well as back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees either. They only use flat-fee pricing and is dependent on the amount you’ll have to pay.
They offer different options for the settlement of your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt can they help you with?
While debt settlement is their specialty but they aren’t able to offer all kinds of settlement. CuraDebt is only focused on unsecured debt. They aren’t able to help you if the loan or debt is linked to an item that is physical.
If, however, you are in the following types of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt it is expected that you will be able to settle your past-due tax debts without difficulty. Additionally, this service is accessible across all 50 states, if you owe money to the IRS. They have federal tax experts to assist you with these types of issues.
Medical Debt
CuraDebt can also help resolve the medical bills. In certain cases, you may even pay them for less than what you owe.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. However, they can assist private students with negotiating the student loans they owe.
Personal Loan
Personal and payday loans also qualify to be eligible for debt relief programs. It is also possible to avail the program of the program if you also have other unsecured credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, or private label credit cards, CuraDebt will help you pay it off.
How much will it cost?
The best part about CuraDebt is how they’ve priced their services. They don’t charge an upfront fee. Only pay when you’ve paid each of your debts.
They also don’t charge high charges either. In the average, you’ll need to pay up to 20% of the debt you settled through them.
In the average, this kind of industry charges between 15 and 25%.
In addition, customers can expect to pay off their debts in between 2 and 4 years. But, it also differs depending on the amount that you can save up per month.
Also, they claim that you could save up to 30% by incorporating their charges into your calculation.
However, the claim may depend on your situation. Some clients even mentioned saving 50 to 80percent.
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Benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
First, CuraDebt will only charge you when you’ve paid off your debt. Furthermore they only charge an amount of 20%, while the majority of companies charge 25 percent.
Then, if you’re done in the process of debt resolution, you may enroll in their credit repair program.
It’s a fantastic option to rebuild your credit without going into debt again. The program is however designed differently for each person, depending on your situation.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. This means the amount you owe won’t rise as time passes. They’ll also be looking into any creditor violations with the help of their own experts.
The drawbacks of the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt relief and debt settlements often require you to stop making payments using your credit card. Therefore, if you’re trying increase your credit score, it may cause you to delay getting rid of your obligations.
CureDebt doesn’t even have a mobile app. While they have a website that clients can access however, it appears aged and simple. It’s not particularly intuitive, and it can be challenging to navigate.
Moreover, they are still not credited with the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to resolve your debt without having to spend more on these kinds of services. Moreover their 20% service charge is less expensive than the majority of firms that charge a 25% fee. There are no upfront payments, and you will only be required to pay once your debt is finally settled.
Although they’ll give you an account to see your progress but their website isn’t easy to navigate. CuraDebt does not have an app that will make it easier to track your performance.
However, they have a competent support staff and can be reached them not just via email but also by phone or sending an e-ticket. Tax Relief Talbot
If the credit card is a major issue right now, we highly recommend CuraDebt’s program. Make sure you’re qualified and that the services they offer are available in your state.
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FAQ Tax Relief Talbot
How long will it take to finish the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt help in the fight against state tax issues?
It is true that CuraDebt has a tax relief program to aid you in dealing with problems like delinquent tax and garnishments of wages.
What should I do after joining the program?
You’ll need to constantly communicate with the team and pay the required payments to lower your debt over time.
