Are you experiencing debt that has been increasing lately? Are you tired of trying different financial advice and tips but still have unsolved issues?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, your most effective approach is to talk to experts who can help you settle this issue.
CuraDebt is one of the most asked companies. A lot of people are asking if they are able to help or help you get into more debt.
According to their clients, they can help you control 80% of your debts so that you are able to take couple of things off your plate.
For some, these claims are just too good to be true.
Suppose you’re on the lookout for anything that can assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth review of how CuraDebt works and what problems it can solve for you.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before starting the review, watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Tax Relief Specialist Costs
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is the most popular feature. But they offer other services that can assist you in becoming financially secure.
First of all, it starts by requesting a no-cost online savings estimate. The service is completely confidential, and they won’t conduct a credit inquiry. By using this estimate of savings you’ll discover more about options towards debt-free.
This estimate of savings, as we’ve mentioned before, gives you an idea of your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you with credit arbitration in the event that you decide to sign up. Some financial advisors can help you on your path to debt-free living.
After your debt settlement program, CuraDebt will be the agency to answer all of your creditor’s calls. They’ll also be the ones that will negotiate conditions of the payment based on the status of your financial situation. Based on what works best your situation, the payment could either be a lump sum settlement or a payment plan.
Additionally they will also work with lenders to help you have better rates as you transfer money into your savings account, which in turn, will process to pay back the creditors. Their plans can help you pay off the debt in the period of 48 months.
After you’ve signed up with them, they will allow you access to your account information 24 hours a day. All you need to do is log in to CuraDebts’ client portal so that you can monitor your performance.
Before you are able to avail their program, you’ll need to satisfy their criteria first. For eligibility, you’ll have to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can assist you.
As their name suggests, CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf for all kinds of debt. They can help with personal loans, medical bills credit cards as well as lines of credit. They can also be approached to help settle any remaining amount on business debts, collections, or repossessions.
They may even assist you in negotiating with back taxes as well as IRS debt. However, you will not receive support for most of your lawsuits, loans from the government, collateral, and utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, if possible. Certain violations may cause your debt to be dismissed as well.
CuraDebt lets you pay off debts with less than the amount you have. You can also have questions answered during a free meeting with their debt advisor.
The greatest benefit of the program is that you’ll only have to pay for the charges when your debt is paid off. All you need to sign up to one of their plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they’ve gathered all your financial documents and tax documents, they’ll also collect all the necessary paperwork for tax returns.
By using this program, you will be able to deal with the various types of tax problems such as garnishments on wages and tax penalties, personal and business taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees also. They only use flat-fee pricing, which depends on the amount you have to pay.
There are a variety of options when it comes to the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they help you with?
Although debt settlement is their forte, they don’t offer all kinds of settlement. CuraDebt is only focused on unsecured debt. They won’t be able to help you if the loan or debt is linked to a physical item.
If you do have one of the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able to pay your past-due tax debts without difficulty. Furthermore, this service is accessible to all 50 states if you have a debt towards the IRS. There are federal tax experts who can assist you in resolving these kinds of problems.
CuraDebt can also assist in settling any medical-related debt. In some cases, you may even pay the debt for less than you owe.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. They can however assist private students with negotiating any loans they owe.
Payday loans and personal loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program if you have other unsecured credit lines you obtained from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards or private label credit cards, CuraDebt will assist you in paying it off.
How much will it cost?
The best part about CuraDebt’s pricing is how they’ve priced their service. They do not charge an upfront cost. Only pay when you’ve paid each of your outstanding debts.
Additionally, they don’t have high-cost fees as well. In the average, you’ll need to pay up to 20 percent of the debt that you settled through them.
In the average, this kind of industry can charge anywhere from 15% to 25%.
In addition, customers can expect to pay off their debts in between 2 and 4 years. But, it also differs in relation to the amount you can save up per month.
Also, they claim you can save as much as 30% by incorporating their fees in your equation.
However, this statement will differ based on your specific situation. Some clients even mentioned saving 50 to 80percent.
Advantages to using CuraDebt
Now that you have an idea of the benefits CuraDebt can provide, let’s look into the advantages of using CuraDebt.
The first is that CuraDebt only charges you after you’ve settled your debt. In addition, they only charge a 20% fee while most companies charge you 25 percent.
Then, if you’re done in the process of debt resolution you could join their credit repair program.
It’s an excellent way to restore your credit without having to go into debt again. However, the program runs different for every person according to your personal situation.
Lastly, CureDebt looks into your debt so that they can assist in settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also look into any violations by creditors using their own experts.
Drawbacks of using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Settlement of debt and debt relief typically require you to cease making payments with . Therefore, if you’re trying increase your standing on credit scores, you may cause you to delay finishing your credit card debt.
CureDebt doesn’t even have a mobile app available. While they have a client website but it’s aged and simple. It’s not particularly user-friendly, and can be challenging to navigate.
In addition, they’re not accredited with an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you pay off your debts without spending more for these types of services. Additionally their 20% service fee is lower than many firms that charge a 25% fee. There are no upfront payments and you’ll only have to pay when the debt is paid off.
Although they’ll give you an account that allows you to track your progress but their website isn’t easy to navigate. CuraDebt isn’t even an app that will make it easier to look at your progression.
However, they have a good support team and can be reached them not just via email but also via phone or making an electronic ticket. Tax Relief Specialist Costs
If the problem of debt is an problem, then we highly recommend CuraDebt’s program. Make sure you’re qualified and that the services that they provide are offered in your state.
FAQ Tax Relief Specialist Costs
How long will it take to complete the course?
The average program is between 24 and 48 months depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt aid with state tax problems?
Yes, CuraDebt offers a program for tax relief that can help you with problems such as delinquent payroll tax and garnishments of wages.
What should I do once I’m in the program?
You’ll have to keep in constant contact with the team and pay the required payments to pay down your debt over time.