Have your debts been piling up lately? Are you tired of trying different financial tips and advice but haven’t solved your problems?
Maybe you’re here because you’ve been through every thing.
In the majority of cases, your best way is to approach experts who can assist you resolve the issue.
CuraDebt is among the most frequently contacted companies. A lot of customers have asked if they are able to help or put you into more debt.
According to their clients, they can assist you in managing the majority of your debt so that you are able to take few things off of your shoulders.
For some the claims seem too good to be true.
Suppose you’re on the lookout for something that will aid you in settling your debt. If that’s the scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper review of how CuraDebt works and what problems it can solve for you.
Furthermore, before we conclude our discussion, we’ll take a look at its benefits and drawbacks.
Before you begin the review, check out this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Tax Relief Sf Bay Area
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What can CuraDebt do?
Assistance in settling your debt is the most popular feature. They also provide other services that can assist you in becoming financially stable.
It all starts by requesting a no-cost online savings estimate. The service is completely confidential, and they won’t be doing a credit check. By using this estimate of savings you’ll be able to be able to learn more about the options towards debt-free.
The savings estimate, as mentioned earlier, provides you with the opportunity to consider your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to help you with credit arbitration if you decide to enroll. Financial advisors may be able to assist you on your path to debt-free living.
After your debt settlement program is completed, CuraDebt is the company to take care of all your creditor’s calls. They will also be the ones who determine the terms of your settlement based on the status of your finances. Based on what works most effectively to you, this could be either a lump sum settlement or the option of a payment plan.
Moreover, they will work with lenders to help you get better rates when you make deposits to your savings account, which is then processed to pay the creditors. Their plans can help you pay off the debt in two years.
Once you’ve signed up with them, they will give you access to your account information 24 hours a day. All you have to do is log in to CuraDebts’ client portal to track your development.
Before you are able to avail the program, you’ll have to satisfy their criteria first. For eligibility, you’ll have to meet the following criteria:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they assist you with?
Here are some of the ways CuraDebt can assist you.
The name of the company suggests that CuraDebt can help you deal with debt. They can negotiate settlements on your behalf for all kinds of debt. This includes medical bills, personal loans credit cards, and lines of credit. You can also approach them to settle any outstanding amount on business debts collection, repossessions, or collections.
They may even assist you in negotiating for back taxes as well as IRS debt. But, you won’t receive support for most cases, loans from the government, collateral, and utility bills. The same goes for student loans.
On the other hand, they can help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors so that you can have cash settlements, should it be possible. Certain violations could cause your debt to be also dismissed.
CuraDebt lets you repay debt for less than the amount you own. You can also ask questions during their free consult with their debt advisor.
The most appealing aspect of their program is that you will only pay the fees once your debt is settled. All you need to sign up to one of their plans and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they’ve gathered all your financial documents, they will also collect all the necessary paperwork for tax returns.
With this program, you should be able to deal with various tax issues like garnishments on wages as well as tax penalties for personal and corporate taxes, back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges neither are there hidden fees. They only offer flat-fee prices, which depends on the amount that you’ll have to pay.
They have different solutions in paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt are they able to help with?
While debt settlement is their specialization however, they do not provide all kinds of debt settlement. CuraDebt concentrates on debt that is not secured. They won’t be able to help you if your credit or loan is tied to an item that is physical.
However, if you have one of the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt the service, you’ll be able to pay your past-due tax debts without any issues. Furthermore, this service is accessible across all 50 states, if you owe money to the IRS. There are federal tax experts that can help you resolve the issues.
CuraDebt can also help resolve your medical debt. In some cases you could even settle them for less than what you owe.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. Still, they can help private students in negotiating any loans they are owed.
Payday loans and personal loans are also eligible to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards as well as private label credit card CuraDebt can assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt is the way they’ve priced their services. They don’t charge an upfront fee. You’ll only pay once you have paid off all of your debts.
They also don’t have high-cost charges either. On average, you’ll be required to pay up to 20% of the debt you settled through them.
In the average, this kind of industry charges from 15% to 25 percentage.
In addition, customers can expect to pay off their debts in two to four years. But, it also differs depending on the amount that you save per month.
Additionally, they claim that you can save up to 30% if you include their costs into your calculations.
But this claim will also vary, depending on the situation. Some customers even claimed to save between 50% and up to 80%.
Advantages to using CuraDebt
Now that you have an understanding of the benefits CuraDebt offers, let’s explore the benefits from using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. In addition, they only charge 20% of the cost, whereas most companies charge you 25 percent.
If you’re finished by the program for debt relief you may also sign up for their credit repair program.
It’s an excellent option to rebuild your credit score without going in debt again. The program is however designed in a different way for each individual according to your personal situation.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. So, your debt won’t increase as time passes. They’ll also investigate any violations by creditors using their in-house experts.
Some disadvantages to using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt settlement and debt relief typically require you to stop making payments using your credit card. So if you’re trying to improve your standing on credit scores, you might delay you from finishing your credit card debt.
CureDebt also doesn’t have a mobile app available. Although they have a website for clients but it’s outdated and basic. It’s not particularly intuitive, and it can be difficult to navigate.
Furthermore, they are not accredited with the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more on those types of services. In addition their 20% service fee is cheaper than most firms that charge a 25% fee. There is no upfront payment and you’ll only have to pay when the debt is paid off.
While they’ll provide you with an account to see your progress however, their website isn’t user-friendly. CuraDebt does not have an app yet, which would make it easier to monitor your progression.
However, they have a competent support staff and can be reached them, not only via emails but by phone or by sending an electronic ticket. Tax Relief Sf Bay Area
If the credit card is a major problem right now, we highly recommend CuraDebt’s program. Be sure to be qualified and that the services they offer are available in your state.
FAQ Tax Relief Sf Bay Area
How long does it take to complete the course?
The typical program lasts from between 24 and 48 months depending on the amount of your debt and the stipulated settlement.
Can CuraDebt aid with state tax problems?
Yes, CuraDebt provides tax relief programs that can assist you with issues such as delinquent payroll tax issues and garnishments on wages.
What do I need to do once I’m in the program?
You’ll need to constantly communicate with the team and pay the required payments to lower your debt over time.