Are you experiencing debt that has increased lately? Are you exhausted from trying other financial advice and tips but still have unsolved issues?
Perhaps you’re here because you’ve been through everything.
In most cases, the best option is to speak with experts who can assist you settle this issue.
CuraDebt is one of the companies that get the most inquiries. Many people have been inquiring whether they can help you or help you get into more debt.
According to their clients they can assist you in managing 80% of your debts so that you can take couple of things off your shoulders.
For some they believe these claims are too good to be true.
You might be looking for anything that can help you resolve your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep study of the way CuraDebt operates and what issues it can solve for you.
In addition, prior to our conclusion our discussion, we’ll take a look at its benefits and drawbacks.
Before starting the review, you can go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Tax Relief Services Kailua Hi
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most known feature. They also provide additional services to aid you in becoming more financially secure.
First of all, it starts by requesting a no-cost online savings estimate. The service is completely confidential, and they won’t be conducting a credit screening. By using this estimate of savings you’ll learn more about your alternatives to be debt-free.
Savings estimates, as mentioned previously, offers you the opportunity to consider your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you in navigating the process of credit arbitration should you choose to enroll. Financial advisors may be able to assist you on your path to debt-free living.
After your debt settlement program is completed, CuraDebt can be the company to answer all of your creditor’s calls. They’ll also be the ones that negotiate the terms of your repayment in accordance with the state of your finances. Depending on which works best to you, this can be either a lump sum settlement or a payment plan.
Moreover they will also be working with the lenders to help you get better rates when you transfer money into your savings account. This, in turn, will be processed to pay off creditors. Their plans can help you get rid of debt in just 48 months.
After you’ve registered with them, they’ll provide you with access to your information 24/7. All you have to do is login to CuraDebts Client Portal so that you can monitor your performance.
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to be:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are the different ways CuraDebt can help you.
As their name suggests, CuraDebt will assist you in dealing with debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. They can help with medical bills, personal loans credit cards and also loans. You can also approach them to help settle any remaining balance on business debt collection, repossessions, or collections.
They may also assist in negotiating for back taxes and IRS debt. However, you will not receive assistance for the majority cases, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they will assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors to ensure that you receive cash settlements, if they are possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt lets you pay off debts with less than the amount you own. Additionally, you can inquire about your debt during their no-cost consultation with their debt advisor.
The best part about their plan is that you’ll only be charged when your debt is paid off. All you have to do is sign up with one of their plans, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial records and tax documents, they’ll also collect all the documents you’ll require to file tax returns.
With this program, you will be able to solve the various types of tax problems like wage garnishments as well as tax penalties for personal and taxation for business as well as back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs either. They only offer flat-fee prices and is dependent on the amount that you’ll have to pay.
There are a variety of options for the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts are they able to help with?
Although debt settlement is their specialty, they don’t offer all kinds of settlement. CuraDebt concentrates on debt that is not secured. They can’t help you if your debt or loan is tied to a physical item.
However, if you have the following kinds of debt, they will arrange settlements for you.
With CuraDebt, you should be able to settle tax debts that were due to be paid without difficulty. Moreover, this type of service is accessible to all 50 states if you owe money to the IRS. There are tax experts from the federal government to assist you with the issues.
CuraDebt can also assist in settling the medical bills. In some cases, you may even pay them for less than what you owe.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. However, they can assist private students in negotiating any student loans that they have to pay.
Personal loans and payday loans also qualify to be eligible for debt relief programs. It is also possible to avail the program of the program if you also have other unsecured credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card CuraDebt can help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt is how they’ve priced their services. They don’t charge upfront fees. You’ll only pay once you settle each of your debts.
Also, they don’t have high-cost charges either. On average, you’ll be required to pay up to 20% of the debt you settled with them.
In general, this type of industry charges between 15% and 25 percent.
Moreover, clients can expect to pay off their debts in 2 to 4 years. However, this also varies according to the amount you are able to save each month.
Additionally, they claim you can save up to 30% by incorporating their fees in your equation.
But this claim will also depend on the situation. Some customers even claimed to save 50 to 80percent.
The benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can provide, Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt only charges you when you’ve paid off your debt. Additionally, they only charge an amount of 20%, while the majority of companies charge 25%.
Next, if you’re done by the program for debt relief you could also sign up for their credit repair program.
It’s a fantastic way to restore your credit score without going in debt again. However, the program runs differently for each person, depending on your situation.
Lastly, CureDebt looks into your debt so that they can assist in settlements and negotiations. It means that your debt won’t increase over time. They’ll also investigate any violations of creditor using their experts in-house.
Some disadvantages to using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt settlement and debt relief typically require you to stop making payments using the credit card you use. Therefore, if you’re trying build a better rating on your credit, this could cause you to delay getting rid of your debt.
CureDebt also doesn’t offer a mobile application. Although they have a website for clients but it’s aged and simple. It’s not particularly intuitive and could be difficult to navigate.
Moreover, they are still not accredited with their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to settle your debt without spending more on those types of services. In addition, their 20% service cost is less expensive than the majority of businesses that charge an additional 25% charge. There are no upfront payments, and you will only be required to pay once the debt is paid off.
While they’ll provide you with an account to see your progress but their website isn’t easy to navigate. CuraDebt isn’t even an app that will make it easier to monitor your performance.
They do have a great support team, and you can reach them not only through emails but by phone or by submitting an e-ticket. Tax Relief Services Kailua Hi
If your credit card is a major problem right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the programs that they provide are offered in your state.
FAQ Tax Relief Services Kailua Hi
How long will it take to complete the course?
The average program is 24 to 48 months, depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Yes, CuraDebt offers a program for tax relief that will assist you with issues such as delinquent payroll tax issues and wage garnishments.
What do I need to do once I’m in the program?
You’ll need to constantly communicate with your team members and make the necessary payments to pay down your debt over time.