Are you experiencing debt that has been piling up lately? Are you tired of trying different financial tips and advice but haven’t solved your problems?
Maybe you’re here because you’ve already tried every thing.
In the majority of cases, the best option is to speak with experts who can assist you resolve the issue.
CuraDebt is among the most frequently contacted companies. Many customers have asked if they are able to help or help you get into more debt.
According to their customers, they can help you control 80% of your debts so that you can take couple of things off your shoulders.
However, for certain people they believe these claims are too good to be true.
If you’re looking for anything that can help you resolve your debt. In that case, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth study of how CuraDebt operates and what issues it can help you solve.
Moreover, before we end we’ll look at the advantages and disadvantages of this method.
Before starting the review, go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief Services + Greenport
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has been a participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most well-known feature. But they offer other services that will help you be more financially stable.
First of all, it begins by requesting a free savings estimate online. This service is very confidential and won’t conduct a credit inquiry. With this savings estimate you’ll be able to be able to learn more about the other options in your journey towards debt-free.
The savings estimate, which was mentioned earlier, provides you with an insight into your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you with credit arbitration if you decide to join. Financial advisors may be able to assist you with your debt-free journey.
Following the debt settlement plan, CuraDebt can be the one to answer all of your creditor’s calls. They will also be the ones who negotiate the terms of your settlement based on the status of your financial situation. In determining which option is the most effectively to you, this could be a lump-sum settlement or the option of a payment plan.
Furthermore they will also be working with lenders to help you enjoy better rates when you transfer money into your savings account. This in turn, will process to pay the creditors. Their plans can help you settle the debt within the period of 48 months.
After you’ve signed up with them, they will give you access to your information 24/7. All you have to do is log in to CuraDebts the client portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to pass their requirements first. To be eligible, you’ll have to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they assist you with?
Here are the various ways CuraDebt can help you.
Debt Relief
As their name suggests, CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf for most types of debt. These include personal loans, medical bills, credit cards and also line of credit. They are also able to settle any outstanding balance of business debt collection, repossessions, or collections.
They may also assist in negotiating for back taxes as well as IRS debt. But, you won’t receive support for most cases, loans from the government or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations in order to get cash settlements, if they are possible. Certain violations could lead to having your debts removed as well.
CuraDebt also allows you to repay debt for less than the sum you have. You can also inquire about your debt during their no-cost consultation with their debt counsellor.
The greatest benefit of the program is that you’ll only pay the fees once your debt is settled. All you need to do is sign up with some of their programs and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial records and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
Through this program, you’ll be able to solve different types of taxes like garnishments on wages as well as tax penalties for personal and business taxes, back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges neither are there hidden fees. They only offer flat-fee prices and is dependent on the amount that you’ll have to pay.
They offer different options for the settlement of the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt can they assist you with?
Although debt settlement is their forte but they aren’t able to offer all kinds of settlement. CuraDebt concentrates on unsecured debt. They won’t be able to help you if the loan or debt is linked to an actual item.
If, however, you are in one of the following kinds of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt it is expected that you will be able to settle taxes that are due without difficulty. Additionally, this service is offered across all 50 states, if you owe money towards the IRS. There are tax experts from the federal government that can help you resolve these kinds of problems.
Medical Debt
CuraDebt can also help resolve the medical bills. In some cases you could even settle them less than the amount you owe.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students negotiate any loans they are owed.
Personal Loan
Payday loans and personal loans are also eligible as debt-settling programs. You can also avail if you have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt can help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt is how they’ve priced their services. They do not charge an upfront cost. You’ll only pay once you have paid off all of your outstanding debts.
They also don’t charge high costs either. On average, you’ll have to pay as much as 20% of the debt you settled through them.
In general, this type of industry charges from 15% to 25%.
Additionally, customers can anticipate to settle their debt from between 2 and 4 years. However, this also varies according to the amount you are able to save each month.
They also claim that you can save as much as 30% when you factor in their fees in your equation.
However, this statement will vary, depending on the situation. Some customers have even talked about saving between 50% and 80percent.
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The benefits of using CuraDebt
Now that you have a clearer picture of what CuraDebt can offer you let’s explore the benefits that come with using CuraDebt.
The first is that CuraDebt only charges you when you’ve paid off your debt. Furthermore they charge only a 20% fee while the majority of companies charge 25 percent.
Then, if you’re done in the process of debt resolution you could also sign up for their credit restoration program.
It’s an excellent method to improve your credit without having to go in debt again. However, the program lasts different for every person according to your personal situation.
Lastly, CureDebt looks into your credit to assist in settlements and negotiations. It means that your debt won’t increase over time. They’ll also look into any creditor violations with the assistance of their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt settlement and debt relief usually require that you stop paying with your credit card. So if you’re trying to increase your credit score, it might cause you to delay finishing your debt.
CureDebt does not have a mobile app available. Although they have a website for clients, it looks aged and simple. It’s not particularly user-friendly, and can be difficult to navigate.
In addition, they’re not accredited with an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to settle your debt without spending more on these kinds of services. Moreover, their 20% service cost is cheaper than most companies that offer an additional 25% charge. There is no upfront payment and you’ll only be required to pay once your debt is finally settled.
Although they’ll give you an account so that you can track your progress but their website isn’t simple to navigate. CuraDebt also doesn’t have an app, which would make it easier to monitor your progression.
They do have a great support team, and you can reach them, not only via emails but also via phone or sending an e-ticket. Tax Relief Services + Greenport
If the problem of debt is an issue right now, we highly recommend CuraDebt’s program. Be sure to be qualified and that the services they offer are available in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Relief Services + Greenport
How long does it take to finish the program?
The average program is 24 to 48 months, depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt help with tax problems in the state?
Sure, CuraDebt has a tax relief program that can assist you with issues such as late payroll taxes and wage garnishments.
What do I need to do after joining the program?
You’ll have to keep in constant contact with your team members and pay the required payments to lower the amount of debt you have over time.
