Has your debt been increasing lately? Are you exhausted from trying various financial advice and tips but still have unsolved issues?
Maybe you’re here because been through every thing.
In the majority of cases, your best option is to speak with experts who can help to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. Many people have been inquiring whether they can assist you or put you into more debt.
According to their clients they can assist you in managing 80% of your debts so that you are able to take few things off of your plate.
For some, these claims are just too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll take a deeper study of how CuraDebt operates and what issues it could help solve.
Moreover, before we end, we’ll also look into the advantages and disadvantages of this method.
Before beginning the review, watch this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Tax Relief Service Have Not Filed
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best known feature. But they offer additional services to assist you in becoming financially stable.
It all begins by requesting a free savings estimate on the internet. This service is very confidential and won’t conduct a credit inquiry. By using this estimate of savings you’ll be able to discover more about options towards debt-free.
The savings estimate, which was mentioned previously, offers you an insight into your options regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you with the process of credit arbitration should you choose to sign up. Certain financial advisors can assist you with your debt-free journey.
Following the debt settlement program, CuraDebt will be the one to answer all of your creditors’ calls. They’ll also be the ones that will negotiate conditions of the payment depending on the condition of your financial situation. Depending on which works best to you, this could either be a lump sum settlement or a payment plan.
Moreover they will be working with the creditors so that you can get better rates when you make deposits to your savings account. This is then processed to pay the creditors. Their programs can assist you to pay off the debt in 48 months.
After you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you have to do is sign in to CuraDebts Client Portal to track your performance.
Before you can benefit from the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the different ways CuraDebt can assist you.
Like their name implies, CuraDebt can help you deal your debt. They are able to negotiate settlements on your behalf to settle most types of debt. These include personal loans, medical bills, credit cards and also loans. They can also be approached to pay off any remaining balance of business debt, collections, or repossessions.
They may also assist in negotiating with back taxes and IRS debt. However, you won’t get assistance with the majority of your lawsuits, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors in order to get cash settlements, should it be possible. Some violations can also result in having your debts dismissed as well.
CuraDebt lets you settle debt with less than the amount you have. Additionally, you can have questions answered during a free meeting with their debt counsellor.
The most appealing aspect of their plan is that you only pay the fees once your debt is settled. All you need to sign up to one of their plans and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they collect all of your financial documents, they will also collect all the documents you’ll require for tax returns.
By using this program, you’ll be able to solve the various types of tax problems such as wage garnishments, tax penalties, personal and corporate taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs also. They use only flat-fee pricing, which depends on the amount that you’ll must settle.
They have different solutions for paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts are they able to help with?
While debt settlement is their specialization but they aren’t able to cater to all types in debt resolution. CuraDebt concentrates on unsecured debt. They won’t be able to assist you if your credit or loan is tied to an item that is physical.
If you do have the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able pay off tax debts that were due to be paid without any problems. Moreover, this type of service is accessible to all 50 states if you have a debt towards the IRS. There are tax experts from the federal government who can assist you in resolving these types of issues.
CuraDebt can also assist in settling your medical debt. In some cases you could even settle them for less than what you owe.
Private Student Loan
CuraDebt does not cater to federal student loans. However, they can assist private students with negotiating any student loans that they are owed.
Personal and payday loans also qualify as debt-settling programs. You may also be eligible of the program if you also have other unsecured credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card CuraDebt can assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt’s pricing is how the company has priced its services. They do not charge an upfront cost. You’ll only pay once you’ve paid each of your outstanding debts.
Also, they do not charge high costs either. In the average, you’ll need to pay up to 20 percent of the debt you settled with them.
In general, this type of industry can charge anywhere between 15% and 25%.
Additionally, customers can anticipate to pay off their debts in between 2 and 4 years. But, it also differs in relation to the amount you can save up per month.
Also, they claim you can save up to 30% when you factor in their charges into your calculation.
But this claim will also differ based on the situation. Some customers even claimed to save between 50% and 80%.
Advantages to using CuraDebt
Once you’ve got an understanding of what CuraDebt can provide, let’s explore the benefits of using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. Additionally, they only charge an amount of 20%, while most companies charge you 25%.
If you’re finished in the process of debt resolution you could join their credit restoration program.
It’s a fantastic option to rebuild the credit rating without having to go back into debt. However, the program runs different for every person, depending on your situation.
In the end, CureDebt looks into your financial obligations to assist in settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also be looking into any violations of creditor with the assistance of their experts in-house.
Some disadvantages to using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to stop making payments using . Therefore, if you’re trying increase your credit score, it might delay you from getting rid of your obligations.
CureDebt does not have a mobile app. Although they have a website for clients however, it appears old and mundane. It’s not particularly intuitive, and it can be challenging to navigate.
In addition, they’re not credited with the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you pay off your debts without spending more on those types of services. Moreover their 20% service cost is less expensive than the majority of firms that charge an additional 25% charge. There are no upfront payments and you’ll only have to pay the fee when your debt is finally settled.
Although they’ll give you an account so that you can track your progress however, their website isn’t simple to navigate. CuraDebt also doesn’t have an app yet, which would make it easier to track your progress.
But, they do have a competent support staff and can be reached them, not only via emails but also via phone or making an e-ticket. Tax Relief Service Have Not Filed
If your credit card is a major problem right now, we highly recommend CuraDebt’s program. Make sure you’re qualified and that the services that they provide are offered in your state.
FAQ Tax Relief Service Have Not Filed
What is the time frame to finish the program?
The program typically takes 24 to 48 months, dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt assist with state tax problems?
Yes, CuraDebt provides tax relief programs to aid you in dealing with problems such as delinquent payroll taxes and garnishments on wages.
What do I need to do once I’m in the program?
You’ll need to constantly communicate with the team and pay the required payments to lower the amount of debt you have over time.