Are you experiencing debt that has been increasing lately? Are you tired of trying other financial advice and tips but haven’t solved your problems?
Maybe you’re here because you’ve already tried every thing.
In most cases, the best option is to speak with experts who can assist to resolve this issue.
CuraDebt is one of the most frequently contacted companies. A lot of people are asking if they can assist you or help you get into more debt.
According to their clients, they can assist you in managing the majority of your debt so that you are able to take couple of w
orries off your mind.
For some, these claims are just too good to be true.
If you’re looking for anything that can assist you in paying off your debt. In that case, CuraDebt will mostly be suggested by people. We’ll be taking a deep study of how CuraDebt operates and what issues it could help solve.
Furthermore, before we conclude, we’ll also look into the advantages and disadvantages of this method.
Before you begin the review, you can watch this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Tax Relief Roselle Il
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is the most known feature. However, they also offer other services that will aid you in becoming more financially stable.
First of all, it begins with requesting a free savings estimate online. The service is completely confidential and won’t conduct a credit inquiry. With this estimate of savings, you will discover more about options towards debt-free.
The savings estimate, which was mentioned previously, offers you an insight into your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you in navigating credit arbitration if you decide to enroll. Some financial advisors can help you in your debt-free journey.
Following your debt settlement program is completed, CuraDebt is the company to handle all of your creditor’s calls. They’ll be the ones who determine what you will pay for your payment depending on the condition of your financial situation. Based on what works most effectively for you, it can either be a lump sum settlement or the option of a payment plan.
Furthermore they will work with creditors to ensure that you get better rates when you deposit money to your savings account, which is then processed to pay back the creditors. Their plans can help you pay off the debt in 48 months.
Once you’ve signed up with them, they will provide you with access to your information 24/7. All you have to do is log in to CuraDebts’ client portal to track your development.
Before you can avail of their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll have to be:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they help you?
Here are the different ways CuraDebt can aid you.
As their name suggests, CuraDebt will assist you in dealing your debt. They are able to negotiate settlements on your behalf for most types of debt. These include medical bills, personal loans credit cards as well as loans. You can also approach them to settle any outstanding balance of business debt collection, repossessions, or collections.
They can even help negotiate for back taxes and IRS debt. However, you will not receive assistance with the majority claims, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, should it be possible. Certain violations could lead to having your debts also dismissed.
CuraDebt also allows you to repay debt for less than the sum you have. You can also inquire about your debt during their no-cost consult with their debt counsellor.
The best part about the program is that you only pay the fees when your debt is paid off. All you need to sign up for some of their programs, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they collect all of your financial records and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
With this program, you should be able to resolve different types of taxes like wage garnishments and tax penalties, personal and taxation for business as well as back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs either. They use only flat-fee pricing and is dependent on the amount you’ll have to pay.
They have different solutions when it comes to paying off taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they help you with?
Although they specialize in debt settlement, it is not their specialization however, they do not provide all kinds of debt settlement. CuraDebt only focuses on loans that are not secured. They won’t be able to assist you if your debt or loan is tied to an actual item.
If you do have the following kinds of debt, they will arrange settlements for you.
With CuraDebt it is expected that you will be able to pay tax debts that were due to be paid without any issues. Additionally, this service is accessible to all 50 states if you owe money in arrears to IRS. They have federal tax experts who can assist you in resolving these kinds of problems.
CuraDebt can also help resolve the medical bills. In some instances, you may even pay them for less than what you owe.
Private Student Loan
CuraDebt does not cater to Federal student loan. However, they can assist private students negotiate any student loans that they owe.
Payday loans and personal loans are also eligible to be eligible for debt relief programs. You may also be eligible the program if you have other unsecure credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards or private label credit cards, CuraDebt will help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their services. They don’t charge upfront fees. Only pay when you’ve paid each of your debts.
Additionally, they don’t have high-cost fees as well. On average, you’ll be required to pay up to 20% of the debt you settled through them.
In general, this type of industry can charge anywhere between 15 and 25%.
Additionally, customers can anticipate to settle their debt from two to four years. However, this also varies in relation to the amount you save per month.
Also, they claim you can save as much as 30% if you include their charges into your calculation.
But this claim will also depend on the situation. Some customers have even talked about saving 50 to 80percent.
Advantages to using CuraDebt
Now that you have an idea of the benefits CuraDebt offers, Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt only charges you when you’ve paid off your debt. In addition they only charge a 20% fee while the majority of companies charge 25%.
Then, if you’re done with the debt settlement program, you may also sign up for their credit restoration program.
It’s a fantastic method to improve your credit score without going back into debt. However, the program lasts in a different way for each individual according to your personal situation.
In the end, CureDebt looks into your financial obligations to assist in settlements and negotiations. So, your debt won’t increase over time. They’ll also investigate any violations by creditors using their own experts.
Drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Settlement of debt and debt relief often require you to stop making payments using . If you’re trying to improve your rating on your credit, this might delay you from getting rid of your credit card debt.
CureDebt does not offer a mobile application. Although they have a website for clients however, it appears old and mundane. It’s not very user-friendly, and can be challenging to navigate.
Furthermore, they are not accredited with their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more on these kinds of services. Additionally their 20% service fee is less expensive than the majority of companies that offer a 25% fee. There aren’t any upfront fees, and you will only have to pay the fee when the debt is settled.
While they’ll provide you with an account to see your progress however, their website isn’t user-friendly. CuraDebt also doesn’t have an app that could make it easier for you to track your performance.
But, they do have a competent support staff that you can contact them not just via email but by phone or by sending an e-ticket. Tax Relief Roselle Il
If your problem of debt is an problem, then we recommend CuraDebt’s service. Just make sure that you’re eligible and that the services they offer are available in your area.
FAQ Tax Relief Roselle Il
What is the time frame to complete the course?
The average program is between 24 and 48 months dependent on the size of your debt and the stipulated settlement.
Can CuraDebt help in the fight against state tax issues?
Yes, CuraDebt offers a program for tax relief that can aid you in dealing with problems such as late payroll tax issues and garnishments on wages.
What should I do when I’m enrolled in the program?
You’ll be required to communicate with the team and pay the required payments to lower your debt over time.