Has your debt been increasing lately? Are you burnt out from trying different financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried every thing.
In the majority of cases, the best way is to approach experts who can assist to resolve this issue.
CuraDebt is among the most asked companies. Many customers have asked if they can assist you or put you in more debt.
According to their clients, they can assist you in managing 80percent of your debts so that you can finally take a few things off of your mind.
For some they believe these claims are too good to be true.
You might be looking for something that will aid you in settling your debt. In that situation, CuraDebt will mostly be recommended by people. We’ll take a deeper look at the way CuraDebt is used and the problems it can help you solve.
Moreover, before we end, we’ll also look into the advantages and disadvantages of this method.
Before beginning the review, you can go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief Rent
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is the most well-known feature. They also provide additional services to aid you in becoming more financially stable.
The process begins by requesting a free online savings estimate. This service is very confidential and they will not conduct a credit inquiry. By using this estimate of savings you’ll learn more about your options to debt-free.
This estimate of savings, which was mentioned previously, offers you an insight into your options regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you in navigating credit arbitration in the event that you decide to join. Some financial advisors can help you with your debt-free journey.
Following your debt settlement plan, CuraDebt will be the one to handle all of your creditor’s calls. They’ll also be the ones that will determine what you will pay for your settlement in accordance with the state of your financial situation. Depending on which works best to you, this can be a lump-sum settlement or the option of a payment plan.
Moreover they will work with creditors so that you can have better rates as you make deposits to your savings account. This in turn, will be processed to pay creditors. Their plans can help you settle the debt within the period of 48 months.
After you’ve registered with them, they’ll give you access to your information 24/7. All you have to do is log in to CuraDebts’ client portal to track your performance.
Before you can avail of their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll need to meet the following requirements:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the different ways CuraDebt can help you.
The name of the company suggests that CuraDebt can help you deal your debt. They are able to negotiate settlements on your behalf for the majority of types of debt. They can help with personal loans, medical bills credit cards, and lines of credit. You can also approach them to help settle any remaining balance on business debt, collections, or repossessions.
They may even assist you in negotiating on tax owed and IRS debt. However, you won’t get assistance with the majority claims, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they will help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations in order to get cash settlements, should it be possible. Some violations can also result in having your debts removed as well.
CuraDebt can also help you repay debt for less than the amount you own. You can also ask questions during their free meeting with their debt counsellor.
The greatest benefit of the program is that you only have to pay for the charges when your debt is paid off. All you need to sign up for some of their programs, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they collect all of your financial documents They will also gather all the necessary paperwork to file tax returns.
With this program, you should be able to deal with different types of taxes like garnishments on wages and tax penalties, personal and business taxes and back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges also. They only offer flat-fee prices, which depends on the amount that you’ll have to pay.
They offer different options in settling taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt are they able to help with?
Although they specialize in debt settlement, it is not their specialty however, they do not offer all kinds of settlement. CuraDebt concentrates on unsecured debt. They can’t help you if your debt or loan is tied to a physical item.
If you do have the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able to settle taxes that are due without any problems. Additionally, this service is offered to all 50 states if you have a debt to the IRS. There are tax experts from the federal government who can assist you in resolving these types of issues.
CuraDebt can also help resolve any medical-related debt. In some instances you might even be able to pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. They can however assist private students negotiate the student loans they owe.
Payday loans and personal loans also qualify to be eligible for debt relief programs. You may also be eligible of the program if you also have other unsecured credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards or private label credit cards CuraDebt will help you pay it off.
What is the cost?
The best part about CuraDebt’s pricing is how they’ve priced their services. They don’t charge an upfront fee. You’ll only pay once you have paid off all of your debts.
They also don’t have high-cost charges either. On average, you’ll have to pay up to 20 percent of the debt that you settled with them.
In the average, this kind of industry charges between 15% and 25 percentage.
Moreover, clients can expect to pay off their debts in between 2 and 4 years. This varies in relation to the amount you are able to save each month.
They also claim that you can save as much as 30% if you include their charges into your calculation.
However, the claim may differ based on your specific situation. Some clients even mentioned saving 50% to 80%.
Advantages to using CuraDebt
Now that you have an idea of what CuraDebt can provide, Let’s take a look at the benefits from using CuraDebt.
First, CuraDebt only charges you once you’ve paid off your debt. In addition they only charge 20% of the cost, whereas the majority of companies charge 25%.
Next, if you’re done by the program for debt relief, you could join their credit repair program.
It’s a fantastic way to restore the credit rating without having to go into debt again. However, the program lasts differently for each person according to your personal situation.
Lastly, CureDebt looks into your credit to help with settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also investigate any creditor violations using their experts in-house.
Drawbacks of the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using . So if you’re trying to build a better credit score, it may delay you from getting rid of your obligations.
CureDebt doesn’t even have a mobile app available. While they have a website that clients can access, it looks aged and simple. It’s not particularly intuitive, and it can be difficult to navigate.
Moreover, they are still not credited with an accreditation from the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you settle your debt without spending more for these types of services. Additionally, their 20% service charge is cheaper than most firms that charge an additional 25% charge. There are no upfront payments, and you will only be required to pay once the debt is paid off.
Although they’ll allow you to access an account so that you can track your progress, their website is not simple to navigate. CuraDebt isn’t even an app, which will make it easier to track your performance. Tax Relief Rent
However, they have a great support team that you can contact them, not only via emails but by phone or by sending an electronic ticket. Tax Relief Rent
If problem of debt is an problem right now, we recommend CuraDebt’s service. Make sure you’re qualified and that the services they offer are available in your state.
FAQ Tax Relief Rent
How long will it take to complete the course?
The typical program lasts from between 24 and 48 months depending on the amount of your debt and the stipulated settlement.
Can CuraDebt help with state tax problems?
Sure, CuraDebt offers a program for tax relief to assist you with issues like delinquent taxes and garnishments of wages.
What should I do after joining the program?
You’ll be required to communicate with the team and make the necessary payments to pay down your debt over time.