Has your debt been piling up lately? Are you tired of trying various financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because tried everything.
In most cases, the most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. Many customers have asked if they are able to help or put you into more debt.
According to their clients, they can help you manage 80percent of your debt , so you are able to take couple of w
orries off your shoulders.
For some they believe these claims are too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. In this scenario, CuraDebt will mostly be suggested by people. We’ll be taking a deep review of the way CuraDebt operates and what issues it can help you solve.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before starting the review, check out this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief Refund From State Of Virginia
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is the most popular feature. However, they also offer other services that can help you be more financially secure.
First of all, it begins by requesting a free savings estimate on the internet. This service is very confidential and they will not be conducting a credit screening. With this savings estimate you’ll be able to discover more about options to debt-free.
Savings estimates, as mentioned previously, offers you an idea of your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you with credit arbitration if you decide to join. Some financial advisors can help you with your debt-free journey.
Following your debt settlement program, CuraDebt is the company to answer all of your creditors’ calls. They’ll also be the ones who will determine conditions of the settlement depending on the condition of your finances. Based on what works best for you, it can be a lump-sum settlement or an installment plan.
Furthermore they will be working with the creditors so that you can get better rates when you deposit money to your savings account, which in turn, will be processed to pay back the creditors. Their programs can assist you to settle the debt within 48 months.
After you’ve signed up with them, they will allow you access to your information 24/7. All you have to do is login to CuraDebts’ client portal to monitor your development.
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll need to be:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are the different ways CuraDebt can help you.
Like their name implies, CuraDebt will assist you in dealing your debt. They can negotiate settlements on your behalf for the majority of types of debt. These include personal loans, medical bills credit cards, as well as loans. They can also be approached to pay off any remaining amount on business debts collection, repossessions, or collections.
They can even help negotiate for back taxes and IRS debt. However, you won’t get support for most cases, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they will assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, if they are possible. Certain violations may result in having your debts removed as well.
CuraDebt also allows you to settle debt with less than the amount you own. They also allow you to inquire about your debt during their no-cost consultation with their debt counselor.
The best part about the program is that you only be charged when your debt is paid off. All you need to sign up to some of their programs and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial documentation They will also gather all the documents you’ll require for tax returns.
With this program, you will be able to deal with different types of taxes like garnishments on wages as well as tax penalties for personal and corporate taxes and back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees neither are there hidden fees. They use only flat-fee pricing that is based on the amount that you’ll need to settle.
They have different solutions when it comes to settling the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they help you with?
Although they specialize in debt settlement, it is not their forte however, they do not offer all kinds in debt resolution. CuraDebt only focuses on loans that are not secured. They aren’t able to help you if the debt or loan is tied to an actual item.
If, however, you are in the following types of debt, they’ll arrange settlements for you.
With CuraDebt it is expected that you will be able to pay tax debts that were due to be paid without any issues. Furthermore, this service is accessible to all 50 states in the event that you have a debt in arrears to IRS. There are tax experts from the federal government who can assist you in resolving the issues.
CuraDebt will also help you resolve your medical debt. In certain cases you could even settle them for less than what you owe.
Private Student Loan
CuraDebt does not offer federal student loans. Still, they can help private students in negotiating the student loans they owe.
Personal and payday loans are also eligible for the debt settlement program. It is also possible to avail the program if you have other unsecured credit lines that you have obtained from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, and private-label credit cards CuraDebt will help you pay it off.
What will it cost you?
The greatest thing about CuraDebt’s pricing is how the company has priced its services. They don’t charge an upfront fee. You’ll only pay once you’ve paid each of your outstanding debts.
Also, they do not charge high costs either. On average, you’ll have to pay up to 20% of the debt you settled through them.
In the average, this kind of industry charges from 15% to 25 percent.
Additionally, customers can anticipate to settle their debt from between 2 and 4 years. But, it also differs in relation to the amount you can save up per month.
Also, they claim you can save up to 30% by incorporating their charges into your calculation.
But this claim will also depend on the situation. Some customers have even talked about saving 50% to 80percent.
Advantages to using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can provide, let’s look into the advantages of using CuraDebt.
In the beginning, CuraDebt is only charged when you’ve paid off your debt. In addition they charge only 20% of the cost, whereas many companies charge 25%.
If you’re finished by the program for debt relief, you can also sign up for their credit repair program.
It’s an excellent option to rebuild your credit without having to go into debt again. The program is however designed different for every person, depending on your situation.
Lastly, CureDebt looks into your credit to assist in settlements and negotiations. This means your debt won’t increase over time. They’ll also look into any creditor violations using their own experts.
The drawbacks of the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief usually require that you stop making payments using your credit card. If you’re trying to build a better standing on credit scores, you could cause you to delay working on your debt.
CureDebt doesn’t even offer a mobile application. Although they have a website that clients can access, it looks old and mundane. It’s not particularly user-friendly, and can be challenging to navigate.
Moreover, they are still not recognized by their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you settle your debt without spending more for these types of services. Moreover, their 20% service fee is less expensive than the majority of businesses that charge an additional 25% charge. There aren’t any upfront fees and you’ll only have to pay when your debt is finally settled.
Although they’ll allow you to access an account that allows you to track your progress however, their website isn’t simple to navigate. CuraDebt also doesn’t have an app, which could make it easier for you to track your performance.
However, they have a good support team, and you can reach them, not only via emails but by phone or by making an e-ticket. Tax Relief Refund From State Of Virginia
If credit card is a major problem, then we recommend CuraDebt’s service. Just make sure that you’re eligible and that the services that they provide are offered in your state.
FAQ Tax Relief Refund From State Of Virginia
How long will it take to complete the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt help with state tax problems?
It is true that CuraDebt provides tax relief programs to aid you in dealing with problems such as delinquent payroll tax issues and wage garnishments.
What do I need to do after joining the program?
You’ll be required to communicate with the team and pay the required payments to pay down your debt over time.