Have your debts increased lately? Are you burnt out from trying different financial advice and strategies but haven’t solved your problems?
Maybe you’re here because already tried everything.
In the majority of cases, your best way is to approach experts who can assist to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. Many people are asking if they can help you or help you get into more debt.
According to their customers, they can help you control the majority of your debts so that you are able to take few things off of your plate.
However, for certain people the claims seem too good to be true.
If you’re looking for any solution that could aid you in settling your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll be taking a deep review of the way CuraDebt operates and what issues it could help solve.
Moreover, before we end, we’ll also look into its advantages and drawbacks.
Before you begin the review, check out this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief Refund For 2021
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have restricted their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most popular feature. But they offer additional services to assist you in becoming financially stable.
First of all, it begins with requesting a free savings estimate on the internet. The service is completely confidential, and they won’t be conducting a credit screening. By using this estimate of savings, you will learn more about your options towards debt-free.
This estimate of savings, which was mentioned previously, offers you an idea of your options regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating the process of credit arbitration should you choose to enroll. Certain financial advisors can assist you with your debt-free journey.
Following your debt settlement plan, CuraDebt is the one to handle all of your creditors’ calls. They will also be the ones that will determine what you will pay for your settlement in accordance with the state of your finances. Based on what works best to you, this can be a lump-sum settlement or a payment plan.
Additionally they will also work with creditors to ensure that you enjoy better rates when you make deposits to your savings account, which in turn, will process to pay off creditors. Their programs can assist you to pay off the debt in 48 months.
After you’ve signed up with them, they’ll provide you with access to your data 24/7. All you need to do is sign in to CuraDebts Client Portal to monitor your progress.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to satisfy their criteria first. To be eligible, you’ll have to be:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they assist you with?
Here are the different ways CuraDebt can help you.
Debt Relief
Like their name implies, CuraDebt will assist you in dealing your debt. They can negotiate settlements on your behalf to settle all kinds of debt. These include medical bills, personal loans credit cards, as well as lines of credit. They are also able to help settle any remaining balance of business debt, collections, or repossessions.
They may even assist you in negotiating for back taxes and IRS debt. However, you will not receive support for most of your lawsuits, government loans or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation so that you can have cash settlements, if possible. Some violations can also cause your debt to be removed as well.
CuraDebt can also help you repay debt for less than the amount you own. You can also inquire about your debt during their no-cost consult with their debt counselor.
The most appealing aspect of their plan is that you’ll only pay the fees when your debt is paid off. All you need to sign up for any of the plans, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. After they have gathered all your financial documents, they will also collect all the paperwork you’ll need for tax returns.
Through this program, you’ll be able to solve various tax issues like garnishments on wages, tax penalties, personal and taxation for business as well as back taxes and trust fund penalties and tax lien.
There aren’t hidden fees also. They only use flat-fee pricing, which depends on the amount you’ll must settle.
There are a variety of options when it comes to the settlement of the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt can they assist you with?
Although debt settlement is their specialization, they don’t cater to all types of debt settlement. CuraDebt only focuses on unsecured debt. They can’t help you if the credit or loan is tied to a physical item.
If you do have the following types of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able pay off tax debts that were due to be paid without any problems. Furthermore, this service is available to all 50 states in the event that you have a debt towards the IRS. They have federal tax experts to assist you with these types of issues.
Medical Debt
CuraDebt can also help resolve your medical debt. In certain cases you might even be able to pay them for less than what you are owed.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. However, they can assist private students in negotiating any student loans that they have to pay.
Personal Loan
Personal loans and payday loans also qualify to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards and private-label credit cards CuraDebt can help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt is the way they’ve priced their services. They don’t charge upfront fees. You’ll only pay once you settle each of your debts.
Also, they don’t have high-cost fees as well. On average, you’ll have to pay as much as 20 percent of the debt that you settled through them.
In the average, this kind of industry can charge anywhere between 15 and 25%.
Moreover, clients can expect to pay off their debts in between 2 and 4 years. This varies in relation to the amount you are able to save each month.
They also claim that you could save as much as 30% when you factor in their fees in your equation.
But this claim will also depend on the situation. Some customers even claimed to save 50% to up to 80%.
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Advantages to using CuraDebt
Now that you have a clearer picture of what CuraDebt can provide, Let’s take a look at the benefits that come with using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. In addition they only charge 20% of the cost, whereas most companies charge you 25%.
Next, if you’re done by the program for debt relief, you could enroll in their credit repair program.
It’s a great method to improve the credit rating without having to go into debt again. However, the program runs different for every person according to your personal situation.
In the end, CureDebt looks into your financial obligations to assist in settlements and negotiations. So, your debt won’t increase over time. They’ll also investigate any violations of creditor with the help of their experts in-house.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to stop making payments using . Therefore, if you’re trying increase your standing on credit scores, you could delay you from finishing your debt.
CureDebt also doesn’t have a mobile app. Although they have a client website but it’s outdated and basic. It’s not very user-friendly, and can be challenging to navigate.
In addition, they’re not accredited with an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to resolve your debt without having to spend more on those types of services. Moreover the 20% service charge is lower than many companies that offer an additional 25% charge. There are no upfront payments, and you will only have to pay the fee when the debt is paid off.
Although they’ll allow you to access an account that allows you to track your progress but their website isn’t user-friendly. CuraDebt does not have an app that would make it easier to monitor your progression.
However, they have a great support team, and you can reach them not only through emails but also by phone or submitting an electronic ticket. Tax Relief Refund For 2021
If problem of debt is an issue right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the services they provide are in your state.
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FAQ Tax Relief Refund For 2021
How long will it take to complete the course?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt assist in the fight against state tax issues?
Sure, CuraDebt provides tax relief programs to assist you with issues like delinquent tax and garnishments on wages.
What do I need to do after joining the program?
You’ll need to constantly communicate with your team members and pay the required payments to lower the amount of debt you have over time.