Have your debts been increasing lately? Are you tired of trying different financial tips and advice but still have unsolved issues?
Maybe you’re here because you’ve been through everything.
In the majority of cases, your most effective approach is to talk to professionals that can help to resolve this issue.
CuraDebt is one of the most asked companies. Many customers have asked if they are able to help or help you get into more debt.
According to their clients they can help you control 80percent of your debt so that you can finally take a couple of w
orries off your plate.
But for some people, these claims are just too good to be true.
If you’re looking for any solution that could aid you in settling your debt. In that situation, CuraDebt will mostly be recommended by people. We’ll take a deeper study of how CuraDebt is used and the problems it could help solve.
Moreover, before we end our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before starting the review, check out this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company Tax Relief Programs In Utah
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Assistance in settling your debt is the most well-known feature. They also provide other services that will assist you in becoming financially secure.
It all begins by requesting a free savings estimate on the internet. This service is very confidential and won’t be conducting a credit screening. With this savings estimate, you will be able to learn more about the alternatives towards debt-free.
This estimate of savings, as we’ve mentioned before, gives you an insight into your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to help you with the process of credit arbitration should you choose to sign up. Financial advisors may be able to assist you on your path to debt-free living.
Following your debt settlement plan, CuraDebt is the one to answer all of your creditors’ calls. They will also be the ones that will determine conditions of the settlement depending on the condition of your finances. In determining which option is the best for you, it could be a lump-sum settlement or the option of a payment plan.
Furthermore they will work with lenders to help you enjoy better rates when you deposit money to your savings account. This, in turn, will be processed to pay the creditors. The plans they offer can help you pay off the debt in 48 months.
Once you’ve signed up with them, they will provide you with access to your data 24/7. All you have to do is log in to CuraDebts’ client portal so that you can monitor your development.
Before you can benefit from their program, you’ll need to satisfy their criteria first. To be eligible, you’ll have to be:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they assist you?
Here are some of the ways CuraDebt can aid you.
Like their name implies, CuraDebt can help you deal your debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. They can help with personal loans, medical bills credit cards and also line of credit. They are also able to settle any outstanding balance of business debt collection, repossessions, or collections.
They can even help negotiate on tax owed as well as IRS debt. However, you won’t get assistance with the majority claims, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, if possible. Certain violations could cause your debt to be dismissed as well.
CuraDebt also allows you to pay off debts with less than the amount you have. They also allow you to inquire about your debt during their no-cost consult with their debt counselor.
The most appealing aspect of their plan is that you’ll only pay the fees after your debt has been settled. All you have to sign up to one of their plans, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they’ve gathered all your financial documents, they will also collect all the documents you’ll require to file tax returns.
Through this program, you should be able to resolve different types of taxes like garnishments on wages, tax penalties, personal and taxation for business as well as back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees also. They only use flat-fee pricing, which depends on the amount you need to settle.
They have different solutions in the settlement of taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they help you with?
While debt settlement is their forte however, they do not offer all kinds in debt resolution. CuraDebt concentrates on unsecured debt. They can’t assist you if your loan or debt is linked to an item that is physical.
If, however, you are in one of the following kinds of debt, they will make arrangements for settlements.
With CuraDebt the service, you’ll be able pay off tax debts that were due to be paid without difficulty. Additionally, this service is offered across all 50 states, if you have a debt in arrears to IRS. They have federal tax experts who can assist you in resolving these kinds of problems.
CuraDebt can also help resolve your medical debt. In some instances you could even settle the debt for less than you are owed.
Private Student Loan
CuraDebt does not offer Federal student loan. However, they can assist private students with negotiating any student loans that they owe.
Payday loans and personal loans also qualify to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards or private label credit cards, CuraDebt can help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt is how they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you settle each of your outstanding debts.
They also do not charge high charges either. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled with them.
On average, this type of industry can charge anywhere from 15% to 25%.
Additionally, customers can anticipate to settle their debt from two to four years. This varies depending on the amount that you can save up per month.
Additionally, they claim that you can save as much as 30% if you include their costs into your calculations.
However, the claim may differ based on the situation. Some customers even claimed to save 50 to 80percent.
Advantages to using CuraDebt
Now that you have a clearer picture of what CuraDebt can offer you let’s explore the benefits from using CuraDebt.
The first is that CuraDebt will only charge you once you’ve paid off your debt. In addition, they only charge an amount of 20%, while most companies charge you 25 percent.
Next, if you’re done by the program for debt relief, you can join their credit repair program.
It’s a fantastic option to rebuild the credit rating without going back into debt. However, the program lasts different for every person, depending on your situation.
In the end, CureDebt looks into your financial obligations to help with settlements and negotiations. So, your debt won’t inflate over time. They’ll also investigate any violations by creditors with the assistance of their in-house experts.
Some disadvantages to using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt settlement and debt relief usually require that you stop making payments using . Therefore, if you’re trying improve your standing on credit scores, you could set you back while you’re getting rid of your debt.
CureDebt also doesn’t have a mobile app. While they have a client website however, it appears old and mundane. It’s not very intuitive, and it can be difficult to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to resolve your debt without having to spend more for these types of services. Additionally their 20% service fee is lower than many firms that charge a 25% fee. There is no upfront payment, and you will only have to pay when your debt is finally settled.
While they’ll provide you with an account so that you can track your progress however, their website isn’t easy to navigate. CuraDebt does not have an app that would make it easier to look at your performance.
They do have a good support team and can be reached them not just via email but by phone or by sending an electronic ticket. Tax Relief Programs In Utah
If your problem of debt is an problem, then we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services they provide are in your state.
FAQ Tax Relief Programs In Utah
How long will it take to complete the program?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt offers a program for tax relief that will help you with problems such as delinquent payroll taxes and wage garnishments.
What do I need to do once I’m in the program?
You’ll need to constantly communicate with the team and pay the required payments to reduce the amount of debt you have over time.