Are you experiencing debt that has been increasing lately? Are you tired of trying other financial advice and tips but still have unsolved issues?
Maybe you’re here because you’ve tried every thing.
In the majority of cases, the most effective approach is to talk to experts who can assist to resolve this issue.
CuraDebt is one of the most asked companies. Many people are asking if they can assist you or help you get into more debt.
According to their customers, they can assist you in managing the majority of your debt , so you can finally take a couple of things off your mind.
But for some people, these claims are just too good to be true.
Suppose you’re on the lookout for any solution that could help you resolve your debt. In that scenario, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth study of how CuraDebt is used and the problems it could help solve.
Moreover, before we end we’ll look at the advantages and disadvantages of this method.
Before starting the review, check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Tax Relief Program Scam On Phone
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you settle your debt is the most well-known feature. They also provide other services that will aid you in becoming more financially secure.
It all starts by requesting a no-cost savings estimate online. It is a completely private service and won’t conduct a credit inquiry. With this estimate of savings you’ll be able to discover more about alternatives towards debt-free.
This estimate of savings, which was mentioned previously, offers you an insight into your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with credit arbitration if you decide to join. Financial advisors may be able to assist you in your debt-free journey.
After your debt settlement program is completed, CuraDebt will be the company to answer all of the calls from your creditors. They will also be the ones that will determine the terms of your repayment based on the status of your finances. Depending on which works best to you, this could be a lump-sum settlement or the option of a payment plan.
Moreover they will also work with creditors so that you can get better rates when you transfer money into your savings account. This, in turn, will be processed to pay back creditors. Their programs can assist you to pay off the debt in two years.
After you’ve signed up with them, they’ll allow you access to your account information 24 hours a day. All you have to do is sign in to CuraDebts’ client portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you can avail of the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll have to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can assist you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf to settle most types of debt. They can help with personal loans, medical bills credit cards, and line of credit. They can also be approached to settle any outstanding amount on business debts and collections or repossessions.
They may also assist in negotiating for back taxes and IRS debt. However, you won’t get assistance with the majority cases, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they can help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors so that you can have cash settlements, if possible. Some violations can also result in having your debts dismissed as well.
CuraDebt lets you repay debt for less than the amount you own. You can also inquire about your debt during their no-cost consult with their debt counsellor.
The greatest benefit of the program is that you will only pay the fees once your debt is settled. All you have to sign up for some of their programs, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they’ve gathered all your financial documentation, they will also collect all the documents you’ll require for tax returns.
Through this program, you’ll be able to solve various tax issues such as wage garnishments, tax penalties, personal and business taxes, back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges either. They only use flat-fee pricing and is dependent on the amount you must settle.
There are a variety of options in paying off taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt are they able to help with?
Although they specialize in debt settlement, it is not their specialization, they don’t provide all kinds of debt settlement. CuraDebt concentrates on loans that are not secured. They can’t help you if the loan or debt is linked to a physical item.
If, however, you are in the following kinds of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able pay off taxes that are due without any problems. Additionally, this service is accessible across all 50 states, if you have a debt in arrears to IRS. There are tax experts from the federal government that can help you resolve the issues.
Medical Debt
CuraDebt can also help resolve the medical bills. In some instances you might even be able to pay the debt for less than you are owed.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. They can however assist private students with negotiating any loans they have to pay.
Personal Loan
Personal and payday loans are also eligible for the debt settlement program. It is also possible to avail the program if you have other unsecured credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt can assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt is the way they’ve priced their services. They do not charge an upfront cost. You’ll only pay once you settle each of your outstanding debts.
Additionally, they do not charge high charges either. In the average, you’ll need to pay as much as 20% of the debt you settled with them.
In general, this type of industry can charge anywhere between 15 and 25 percentage.
In addition, customers can expect to settle their debt from 2 to 4 years. But, it also differs depending on the amount that you save per month.
Additionally, they claim you can save up to 30% by incorporating their costs into your calculations.
However, the claim may depend on your situation. Some customers have even talked about saving 50 to up to 80%.
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Advantages to using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt offers, let’s look into the advantages from using CuraDebt.
First, CuraDebt only charges you once you’ve paid off your debt. Additionally they only charge an amount of 20%, while many companies charge 25%.
If you’re finished in the process of debt resolution, you may join their credit restoration program.
It’s a great method to improve your credit score without going in debt again. However, the program lasts in a different way for each individual dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can help with settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also look into any violations of creditor with the help of their experts in-house.
Some disadvantages to using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to stop making payments using the credit card you use. So if you’re trying to build a better standing on credit scores, you might cause you to delay working on your debt.
CureDebt doesn’t even have a mobile app. While they do have a client website but it’s outdated and basic. It’s not very user-friendly, and can be challenging to navigate.
In addition, they’re not accredited with their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that will allow you to resolve your debt without having to spend more on these kinds of services. In addition, their 20% service cost is less expensive than the majority of businesses that charge a 25% fee. There aren’t any upfront fees and you’ll only have to pay when your debt is finally settled.
Although they’ll give you an account that allows you to track your progress, their website is not simple to navigate. CuraDebt does not have an app, which will make it easier to look at your progress.
But, they do have a good support team, and you can reach them not only through emails but by phone or by making an e-ticket. Tax Relief Program Scam On Phone
If debt is a big problem right now, we recommend CuraDebt’s service. Make sure you’re qualified and that the services they provide are in your state.
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FAQ Tax Relief Program Scam On Phone
What is the time frame to complete the course?
The average program is 24 to 48 months, depending on the amount of your debt and the agreed settlement.
Can CuraDebt help in the fight against state tax issues?
Sure, CuraDebt provides tax relief programs to aid you in dealing with problems such as delinquent payroll tax and garnishments of wages.
What should I do once I’m in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to reduce the amount of debt you have over time.
