Are you experiencing debt that has been piling up lately? Are you burnt out from trying various financial advice and tips but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, your best way is to approach experts who can help you settle this issue.
CuraDebt is among the most asked companies. A lot of people have been inquiring whether they can assist you or put you in more debt.
According to their customers, they can help you manage 80% of your debt , so you can take couple of things off your plate.
But for some people, these claims are just too good to be true.
You might be looking for any solution that could assist you in paying off your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper look at the way CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude, we’ll also look into its advantages and drawbacks.
Before beginning the review, you can check out this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company Tax Relief Post 75
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best well-known feature. They also provide additional services to assist you in becoming financially stable.
It all starts by requesting a no-cost savings estimate online. It is a completely private service and won’t be conducting a credit screening. With this savings estimate you’ll discover more about alternatives to debt-free.
This estimate of savings, as we’ve mentioned before, gives you an idea of your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you with the process of credit arbitration should you choose to sign up. Certain financial advisors can assist you with your debt-free journey.
Following your debt settlement program is completed, CuraDebt will be the one to handle all of the calls from your creditors. They will also be the ones that determine conditions of the payment depending on the condition of your financial situation. Based on what works best to you, this could either be a lump sum settlement or a payment plan.
Additionally they will also work with creditors so that you can have better rates as you make deposits to your savings account. This in turn, will process to pay back the creditors. Their programs can assist you to pay off the debt in two years.
Once you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you have to do is log in to CuraDebts’ client portal to monitor your performance.
Before you can avail of the program, you’ll have to pass their requirements first. For eligibility, you’ll have to meet the following criteria:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the various ways CuraDebt can assist you.
As their name suggests, CuraDebt can help you deal with debt. They can negotiate settlements on behalf of you for most types of debt. This includes medical bills, personal loans credit cards, and also loans. They can also be approached to help settle any remaining balance of business debt and collections or repossessions.
They may even assist you in negotiating with back taxes and IRS debt. However, you won’t get assistance for the majority of your lawsuits, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations in order to get cash settlements, if possible. Certain violations could cause your debt to be removed as well.
CuraDebt can also help you repay debt for less than the amount you have. You can also ask questions during their free meeting with their debt counsellor.
The best part about the program is that you’ll only pay the fees once your debt is settled. All you need to do is sign up with any of the plans and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they’ve gathered all your financial documents and tax documents, they’ll also collect all the necessary paperwork for tax returns.
Through this program, you will be able to solve different types of taxes such as wage garnishments, tax penalties, personal and corporate taxes and back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees neither are there hidden fees. They use only flat-fee pricing that is based on the amount you’ll must settle.
They offer different options in settling taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts are they able to help with?
While debt settlement is their specialty but they aren’t able to offer all kinds of debt settlement. CuraDebt concentrates on unsecured debt. They won’t be able to help you if the credit or loan is tied to an item that is physical.
If you do have the following types of debt, they will make arrangements for settlements.
With CuraDebt the service, you’ll be able to pay tax debts that were due to be paid without any issues. Moreover, this type of service is offered to all 50 states if you have a debt towards the IRS. There are federal tax experts that can help you resolve these types of issues.
CuraDebt can also help resolve the medical bills. In some instances, you may even pay them for less than what you owe.
Private Student Loan
CuraDebt does not offer Federal student loan. Still, they can help private students negotiate any student loans that they owe.
Personal and payday loans also qualify to be eligible for debt relief programs. You can also avail if you have other unsecured credit lines you obtained from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt can assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They do not charge an upfront cost. You’ll only pay once you have paid off all of your outstanding debts.
Additionally, they don’t charge high fees as well. On average, you’ll have to pay up to 20 percent of the debt you settled through them.
In the average, this kind of business can cost anywhere between 15 and 25 percent.
Additionally, customers can anticipate to settle their debts within 2 to 4 years. This varies depending on the amount that you save per month.
They also claim that you could save as much as 30% when you factor in their costs into your calculations.
But this claim will also vary, depending on your specific situation. Some customers even claimed to save 50% to 80%.
Advantages to using CuraDebt
Now that you have a clearer picture of what CuraDebt offers, Let’s take a look at the benefits that come with using CuraDebt.
First, CuraDebt will only charge you after you’ve settled your debt. Furthermore, they only charge a 20% fee while the majority of companies charge 25 percent.
Then, if you’re done with the debt settlement program, you could enroll in their credit repair program.
It’s an excellent way to restore the credit rating without having to go in debt again. However, the program runs in a different way for each individual dependent on the circumstances of your case.
Finally, CureDebt looks into your credit to assist with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also look into any violations of creditor with the help of their experts in-house.
Some disadvantages to the use of CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt settlement and debt relief usually require that you stop making payments using . If you’re trying to improve your credit score, it could set you back while you’re finishing your credit card debt.
CureDebt also doesn’t have a mobile app. While they have a website for clients, it looks old and mundane. It’s not particularly intuitive and could be challenging to navigate.
In addition, they’re not accredited with the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you resolve your debt without having to spend more on these kinds of services. Additionally their 20% service cost is lower than many firms that charge an additional 25% charge. There is no upfront payment, and you will only have to pay the fee when your debt is finally settled.
Although they’ll allow you to access an account to see your progress but their website isn’t easy to navigate. CuraDebt also doesn’t have an app, which will make it easier to look at your progress.
But, they do have a great support team, and you can reach them not only through emails but by phone or by submitting an electronic ticket. Tax Relief Post 75
If your problem of debt is an issue right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the programs that they provide are offered in your area.
FAQ Tax Relief Post 75
How long will it take to finish the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt and the stipulated settlement.
Can CuraDebt help in the fight against state tax issues?
Yes, CuraDebt has a tax relief program that can aid you in dealing with problems such as late payroll tax issues and garnishments on wages.
What should I do once I’m in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to lower your debt over time.