Are you experiencing debt that has been piling up lately? Are you exhausted from trying different financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because already tried everything.
In the majority of cases, your best way is to approach professionals that can help to resolve this issue.
CuraDebt is among the most frequently contacted companies. A lot of customers have asked if they can assist you or put you in more debt.
According to their clients, they can assist you in managing 80% of your debt so that you are able to take couple of things off your mind.
However, for certain people they believe these claims are too good to be true.
If you’re looking for something that will aid you in settling your debt. In that scenario, CuraDebt will mostly be suggested by people. We’ll be taking a deep review of how CuraDebt operates and what issues it can solve for you.
Furthermore, before we conclude, we’ll also look into the advantages and disadvantages of this method.
Before starting the review, you can go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Tax Relief Png
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best popular feature. They also provide additional services to assist you in becoming financially secure.
The process begins by requesting a free savings estimate online. The service is completely confidential and won’t be doing a credit check. With this savings estimate you’ll be able to be able to learn more about the options to be debt-free.
Savings estimates, as we’ve mentioned previously, offers you an idea of your options regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you in navigating the process of credit arbitration should you choose to sign up. Certain financial advisors can assist you with your debt-free journey.
Following your debt settlement plan, CuraDebt will be the company to handle all of your creditors’ calls. They’ll also be the ones that will negotiate what you will pay for your repayment based on the status of your financial situation. Based on what works most effectively to you, this could either be a lump sum settlement or a payment plan.
Moreover, they will be working with creditors so that you can enjoy better rates when you transfer money into your savings account. This, in turn, will be processed to pay creditors. Their programs can assist you to pay off the debt in the period of 48 months.
After you’ve registered with them, they’ll allow you access to your information 24/7. All you have to do is login to CuraDebts the client portal so that you can monitor your progress.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to satisfy their criteria first. To be eligible, you’ll have to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they help you with?
Here are the various ways CuraDebt can aid you.
Debt Relief
As their name suggests, CuraDebt can help you deal your debt. They can negotiate settlements on your behalf to settle most types of debt. They can help with medical bills, personal loans, credit cards and also line of credit. You can also approach them to help settle any remaining amount on business debts, collections, or repossessions.
They can even help negotiate with back taxes and IRS debt. However, you will not receive assistance with the majority of your lawsuits, government loans as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation in order to get cash settlements, if possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt also allows you to repay debt for less than the sum you have. You can also inquire about your debt during their no-cost consultation with their debt advisor.
The greatest benefit of the program is that you only have to pay for the charges once your debt is settled. All you have to sign up to some of their programs, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they’ve gathered all your financial documents, they will also collect all the documents you’ll require to file tax returns.
By using this program, you will be able to solve the various types of tax problems like garnishments on wages as well as tax penalties for personal and taxation for business as well as back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges neither are there hidden fees. They only offer flat-fee prices that is based on the amount you must settle.
They have different solutions in the settlement of your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt are they able to help with?
Although debt settlement is their forte but they aren’t able to cater to all types of settlement. CuraDebt only focuses on loans that are not secured. They can’t help you if your debt or loan is tied to a physical item.
If you do have the following types of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able pay off taxes that are due without any problems. Moreover, this type of service is accessible to all 50 states in the event that you owe money to the IRS. There are federal tax experts who can assist you in resolving the issues.
Medical Debt
CuraDebt can also assist in settling your medical debt. In some cases you might even be able to pay them for less than what you owe.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. However, they can assist private students negotiate any student loans that they owe.
Personal Loan
Payday loans and personal loans are also eligible for the debt settlement program. You may also be eligible the program if you have other unsecure credit lines that you got from another financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card, CuraDebt can help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They do not charge an upfront cost. The only time you pay is when you’ve paid each of your debts.
Additionally, they do not charge high charges either. In the average, you’ll need to pay between 20 and 20% of the debt you settled through them.
In general, this type of industry can charge anywhere between 15 and 25 percentage.
Additionally, customers can anticipate to settle their debt from between 2 and 4 years. This varies in relation to the amount you save per month.
They also claim that you can save up to 30% if you include their charges into your calculation.
But this claim will also differ based on your specific situation. Some clients even mentioned saving 50 to up to 80%.
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The benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt can offer you let’s look into the advantages from using CuraDebt.
The first is that CuraDebt only charges you when you’ve paid off your debt. Additionally they only charge a 20% fee while many companies charge 25%.
Then, if you’re done by the program for debt relief you can enroll in their credit restoration program.
It’s a fantastic way to restore your credit score without having to go back into debt. The program is however designed differently for each person according to your personal situation.
In the end, CureDebt looks into your financial obligations to help with settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also investigate any violations by creditors with the help of their in-house experts.
Drawbacks of the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with the credit card you use. So if you’re trying to increase your standing on credit scores, you might cause you to delay finishing your obligations.
CureDebt does not offer a mobile application. While they do have a client website, it looks aged and simple. It’s not particularly user-friendly, and can be challenging to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a good program that will allow you to settle your debt without spending more on those types of services. In addition the 20% service charge is cheaper than most businesses that charge a 25% fee. There are no upfront payments, and you will only have to pay the fee when the debt is paid off.
While they’ll provide you with an account that allows you to track your progress however, their website isn’t simple to navigate. CuraDebt does not have an app, which would make it easier to look at your performance.
But, they do have a good support team and can be reached them, not only via emails but also by phone or submitting an e-ticket. Tax Relief Png
If the credit card is a major issue right now, we highly recommend CuraDebt’s program. Make sure you’re qualified and that the services they offer are available in your state.
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FAQ Tax Relief Png
How long does it take to finish the program?
The program typically takes 24 to 48 months, dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt assist in the fight against state tax issues?
Sure, CuraDebt has a tax relief program that can assist you with issues like delinquent tax and garnishments of wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and make the necessary payments to reduce your debt over time.
