Are you experiencing debt that has been increasing lately? Are you tired of trying different financial advice and tips but still have unsolved issues?
Maybe you’re here because you’ve been through everything.
In most cases, the best option is to speak with experts who can assist you resolve the issue.
CuraDebt is one of the most asked companies. Many customers have asked if they can help you or put you in more debt.
According to their clients they can help you manage 80% of your debt so that you can finally take a couple of things off your shoulders.
For some they believe these claims are too good to be true.
If you’re looking for anything that can assist you in paying off your debt. In this situation, CuraDebt will mostly be suggested by people. We’ll be taking a deep look at the way CuraDebt is used and the problems it can solve for you.
In addition, prior to our conclusion we’ll look at its advantages and drawbacks.
Before you begin the review, you can check out this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Tax Relief Phone Number Nashville
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. They also provide additional services to assist you in becoming financially secure.
The process begins by requesting a free online savings estimate. It is a completely private service and they will not conduct a credit inquiry. By using this estimate of savings you’ll be able to learn more about the options towards debt-free.
Savings estimates, as mentioned before, gives you an idea of your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to help you with credit arbitration if you decide to join. Financial advisors may be able to assist you with your debt-free journey.
Following the debt settlement program is completed, CuraDebt can be the agency to handle all of your creditor’s calls. They will also be the ones that will negotiate conditions of the repayment depending on the condition of your finances. Based on what works best for you, it can be a lump-sum settlement or an installment plan.
Furthermore they will also work with creditors to ensure that you enjoy better rates when you deposit money to your savings account, which is then processed to pay back creditors. Their programs can assist you to pay off the debt in two years.
After you’ve signed up with them, they’ll provide you with access to your information 24/7. All you have to do is sign in to CuraDebts’ client portal to track your development.
Before you can avail of their program, you’ll need to satisfy their criteria first. To be eligible, you’ll have to meet the following criteria:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What are they able to assist you?
Here are some of the ways CuraDebt can help you.
Like their name implies, CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf for all kinds of debt. These include personal loans, medical bills credit cards and also lines of credit. You can also approach them to settle any outstanding amount on business debts and collections or repossessions.
They may even assist you in negotiating with back taxes and IRS debt. However, you won’t get support for most claims, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations to ensure that you receive cash settlements, if possible. Certain violations may lead to having your debts removed as well.
CuraDebt lets you pay off debts with less than the sum you have. They also allow you to have questions answered during a free consultation with their debt counsellor.
The most appealing aspect of the program is that you will only be charged when your debt is paid off. All you have to sign up for some of their programs and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they’ve gathered all your financial documentation, they will also collect all the documents you’ll require to file tax returns.
With this program, you should be able to deal with various tax issues such as garnishments on wages, tax penalties, personal and business taxes as well as back taxes and trust fund penalties and tax liens.
There aren’t hidden fees either. They only offer flat-fee prices and is dependent on the amount that you’ll have to pay.
There are a variety of options in settling your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they assist you with?
Although debt settlement is their forte, they don’t offer all kinds in debt resolution. CuraDebt concentrates on unsecured debt. They won’t be able to assist you if your credit or loan is tied to a physical item.
If, however, you are in the following types of debt, they will negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able to pay taxes that are due without difficulty. Additionally, this service is available to all 50 states in the event that you owe money towards the IRS. There are tax experts from the federal government who can assist you in resolving these kinds of problems.
CuraDebt can also assist in settling the medical bills. In some instances you might even be able to pay them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to Federal student loan. They can however assist private students negotiate any loans they have to pay.
Personal and payday loans are also eligible for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards CuraDebt will assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt is how they’ve priced their service. They don’t charge an upfront fee. The only time you pay is when you’ve paid each of your outstanding debts.
They also do not charge high charges either. On average, you’ll be required to pay as much as 20 percent of the debt you settled with them.
On average, this type of industry charges from 15% to 25 percentage.
Moreover, clients can expect to pay off their debts in two to four years. However, this also varies depending on the amount that you are able to save each month.
Additionally, they claim you can save as much as 30% if you include their fees in your equation.
However, this statement will depend on your specific situation. Some clients even mentioned saving 50 to 80percent.
The benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can provide, Let’s take a look at the benefits that come with using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. Additionally they only charge an amount of 20%, while most companies charge you 25%.
If you’re finished with the debt settlement program you could enroll in their credit repair program.
It’s an excellent option to rebuild your credit without going in debt again. However, the program lasts in a different way for each individual according to your personal situation.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. This means your debt won’t inflate over time. They’ll also investigate any violations by creditors using their experts in-house.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt settlement and debt relief typically require you to cease making payments with your credit card. Therefore, if you’re trying increase your standing on credit scores, you could delay you from working on your debt.
CureDebt also doesn’t offer a mobile application. While they have a client website, it looks aged and simple. It’s not very intuitive and could be difficult to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to resolve your debt without having to spend more on those types of services. Moreover the 20% service cost is lower than many businesses that charge the 25% cost. There aren’t any upfront fees and you’ll only be required to pay once the debt is settled.
Although they’ll allow you to access an account to see your progress, their website is not easy to navigate. CuraDebt also doesn’t have an app yet, which would make it easier to monitor your progress.
But, they do have a good support team, and you can reach them not only through emails but also by phone or sending an e-ticket. Tax Relief Phone Number Nashville
If the credit card is a major problem, then we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the programs they provide are in your state.
FAQ Tax Relief Phone Number Nashville
What is the time frame to complete the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt help with state tax problems?
It is true that CuraDebt provides tax relief programs to aid you in dealing with problems such as late payroll tax issues and garnishments on wages.
What should I do once I’m in the program?
You’ll be required to communicate with your team members and make the necessary payments to pay down your debt over time.