Have your debts increased lately? Are you burnt out from trying different financial advice and tips but still have unsolved issues?
Maybe you’re here because been through every thing.
In the majority of cases, your most effective approach is to talk to professionals that can help you resolve the issue.
CuraDebt is among the companies that get the most inquiries. A lot of people have been inquiring whether they can assist you or put you in more debt.
According to their clients they can help you control 80percent of your debts so that you can take few things off of your plate.
However, for certain people, these claims are just too good to be true.
If you’re looking for anything that can assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth look at how CuraDebt works and what problems it can solve for you.
In addition, prior to our conclusion we’ll look at its advantages and drawbacks.
Before beginning the review, you can go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief Pensions Uk
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most popular feature. But they offer additional services to assist you in becoming financially stable.
It all starts by requesting a no-cost savings estimate online. It is a completely private service, and they won’t be conducting a credit screening. By using this estimate of savings, you will discover more about options to be debt-free.
The savings estimate, as we’ve mentioned previously, offers you the opportunity to consider your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with the process of credit arbitration should you choose to sign up. Financial advisors may be able to assist you with your debt-free journey.
After your debt settlement plan, CuraDebt will be the company to handle all of your creditor’s calls. They’ll also be the ones who determine what you will pay for your payment in accordance with the state of your financial situation. Depending on which works most effectively for you, it could either be a lump sum settlement or an installment plan.
Furthermore, they will be working with creditors so that you can enjoy better rates when you deposit money to your savings account. This, is then processed to pay back the creditors. Their programs can assist you to settle the debt within two years.
After you’ve signed up with them, they will allow you access to your data 24/7. All you have to do is log in to CuraDebts Client Portal to monitor your development.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they help you?
Here are the various ways CuraDebt can aid you.
Debt Relief
Like their name implies, CuraDebt can help you deal with your debt. They can negotiate settlements on behalf of you for most types of debt. They can help with medical bills, personal loans, credit cards as well as loans. They can also be approached to settle any outstanding balance of business debt and collections or repossessions.
They can even help negotiate for back taxes as well as IRS debt. However, you won’t get support for most of your lawsuits, loans from the government or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, if they are possible. Certain violations could cause your debt to be removed as well.
CuraDebt also allows you to repay debt for less than the amount you have. You can also have questions answered during a free consult with their debt counselor.
The greatest benefit of their program is that you’ll only be charged once your debt is settled. All you need to sign up for one of their plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial records They will also gather all the paperwork you’ll need for tax returns.
By using this program, you will be able to deal with the various types of tax problems such as wage garnishments as well as tax penalties for personal and taxation for business and back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees also. They only offer flat-fee prices, which depends on the amount you’ll have to pay.
There are a variety of options in paying off taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt can they help you with?
Although debt settlement is their specialty, they don’t cater to all types of settlement. CuraDebt only focuses on unsecured debt. They aren’t able to help you if your loan or debt is linked to an item that is physical.
However, if you have the following kinds of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able pay off your past-due tax debts without any issues. Furthermore, this service is offered to all 50 states if you have a debt to the IRS. There are federal tax experts that can help you resolve the issues.
Medical Debt
CuraDebt can also help resolve your medical debt. In some instances, you may even pay them less than the amount you have to pay.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. They can however assist private students negotiate the student loans they have to pay.
Personal Loan
Personal and payday loans also qualify for the debt settlement program. It is also possible to avail the program the program if you have other unsecure credit lines that you have obtained from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card CuraDebt can assist you in paying it off.
What will it cost you?
The best part about CuraDebt is how they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you’ve paid each of your outstanding debts.
They also don’t charge high costs either. On average, you’ll be required to pay up to 20% of the debt you settled with them.
In general, this type of business can cost anywhere between 15 and 25 percentage.
In addition, customers can expect to settle their debts within between 2 and 4 years. This varies in relation to the amount you can save up per month.
Additionally, they claim that you can save as much as 30% by incorporating their charges into your calculation.
But this claim will also differ based on your situation. Some clients even mentioned saving between 50% and 80percent.
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Benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt can provide, Let’s take a look at the benefits from using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. In addition they charge only 20% of the cost, whereas most companies charge you 25%.
Then, if you’re done in the process of debt resolution you may enroll in their credit repair program.
It’s a great method to improve your credit without having to go in debt again. However, the program lasts differently for each person according to your personal situation.
In the end, CureDebt looks into your debt so that they can assist in settlements and negotiations. So, your debt won’t inflate over time. They’ll also be looking into any violations by creditors using their in-house experts.
The drawbacks of the use of CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using the credit card you use. If you’re trying to increase your credit score, it may cause you to delay finishing your credit card debt.
CureDebt also doesn’t have a mobile app available. While they do have a website for clients, it looks aged and simple. It’s not particularly user-friendly, and can be difficult to navigate.
In addition, they’re not accredited with the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you resolve your debt without having to spend more on these kinds of services. Moreover their 20% service cost is cheaper than most companies that offer the 25% cost. There are no upfront payments, and you will only have to pay the fee when the debt is settled.
Although they’ll allow you to access an account so that you can track your progress but their website isn’t easy to navigate. CuraDebt does not have an app yet, which would make it easier to look at your progression. Tax Relief Pensions Uk
They do have a competent support staff, and you can reach them, not only via emails but by phone or by making an electronic ticket. Tax Relief Pensions Uk
If problem of debt is an problem right now, we recommend CuraDebt’s service. Be sure to be qualified and that the services they offer are available in your state.
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FAQ Tax Relief Pensions Uk
What is the time frame to finish the program?
The average program is between 24 and 48 months dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
Yes, CuraDebt has a tax relief program that will assist you with issues such as late payroll tax issues and garnishments of wages.
What should I do when I’m enrolled in the program?
You’ll be required to communicate with the team and pay the required payments to lower your debt over time.