Has your debt been increasing lately? Are you burnt out from trying different financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried every thing.
In most cases, the best option is to speak with professionals that can help you resolve the issue.
CuraDebt is among the most asked companies. Many people are asking if they can help you or put you in more debt.
According to their customers, they can help you control the majority of your debt , so you are able to take few things off of your plate.
For some, these claims are just too good to be true.
You might be looking for something that will assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be recommended by people. We’ll take a deeper study of the way CuraDebt is used and the problems it can solve for you.
Moreover, before we end, we’ll also look into the advantages and disadvantages of this method.
Before beginning the review, you can go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Tax Relief Pension Contributions Through Paye
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most popular feature. They also provide additional services to assist you in becoming financially secure.
First of all, it begins by requesting a free savings estimate online. This service is very confidential and won’t conduct a credit inquiry. With this estimate of savings you’ll be able to learn more about the options to debt-free.
The savings estimate, as we’ve mentioned earlier, provides you with the opportunity to consider your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you with credit arbitration in the event that you decide to join. Certain financial advisors can assist you with your debt-free journey.
After your debt settlement plan, CuraDebt is the agency to answer all of your creditors’ calls. They’ll be the ones who determine what you will pay for your repayment depending on the condition of your financial situation. In determining which option is the best your situation, the payment can be either a lump sum settlement or a payment plan.
Furthermore they will also be working with the creditors to ensure that you have better rates as you make deposits to your savings account, which in turn, will be processed to pay off the creditors. The plans they offer can help you settle the debt within the period of 48 months.
After you’ve registered with them, they’ll give you access to your data 24/7. All you have to do is log in to CuraDebts Client Portal to monitor your progress.
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll need to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can aid you.
The name of the company suggests that CuraDebt will assist you in dealing with debt. They can negotiate settlements on your behalf to settle most types of debt. They can help with medical bills, personal loans, credit cards and loans. You can also approach them to help settle any remaining amount on business debts and collections or repossessions.
They can even help negotiate on tax owed and IRS debt. However, you will not receive assistance with the majority cases, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors in order to get cash settlements, if possible. Some violations can also cause your debt to be also dismissed.
CuraDebt also allows you to pay off debts with less than the amount you have. You can also have questions answered during a free consult with their debt counselor.
The most appealing aspect of the program is that you will only be charged once your debt is settled. All you need to sign up to one of their plans and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they collect all of your financial documents They will also gather all the paperwork you’ll need for tax returns.
Through this program, you will be able to resolve various tax issues like garnishments on wages, tax penalties, personal and taxation for business, back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges neither are there hidden fees. They use only flat-fee pricing that is based on the amount you need to settle.
They have different solutions for paying off your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they help you with?
Although debt settlement is their specialty, they don’t cater to all types of settlement. CuraDebt is only focused on loans that are not secured. They can’t help you if the loan or debt is linked to an actual item.
However, if you have the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt the service, you’ll be able to pay tax debts that were due to be paid without any problems. Moreover, this type of service is offered across all 50 states, if you owe money in arrears to IRS. There are federal tax experts to assist you with these types of issues.
CuraDebt can also assist in settling your medical debt. In some cases you could even settle the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students with negotiating any student loans that they are owed.
Payday loans and personal loans are also eligible as debt-settling programs. You can also avail the program if you have other unsecure credit lines you obtained from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, as well as private label credit card CuraDebt can help you pay it off.
How much will it cost?
The greatest thing about CuraDebt is how they’ve priced their services. They don’t charge upfront fees. Only pay when you have paid off all of your debts.
They also don’t have high-cost charges either. On average, you’ll be required to pay up to 20% of the debt you settled through them.
In the average, this kind of business can cost anywhere between 15% and 25 percentage.
In addition, customers can expect to settle their debts within between 2 and 4 years. However, this also varies depending on the amount that you can save up per month.
Also, they claim that you could save as much as 30% if you include their charges into your calculation.
But this claim will also differ based on the situation. Some customers have even talked about saving between 50% and 80percent.
Benefits of using CuraDebt
Now that you have an idea of what CuraDebt can offer you Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. Furthermore, they only charge an amount of 20%, while many companies charge 25 percent.
Then, if you’re done in the process of debt resolution, you could enroll in their credit restoration program.
It’s a fantastic option to rebuild the credit rating without having to go into debt again. The program is however designed in a different way for each individual, depending on your situation.
Finally, CureDebt looks into your credit to help with settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also be looking into any creditor violations using their experts in-house.
The drawbacks of using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt relief and debt settlements often require you to stop making payments using . So if you’re trying to increase your credit score, it may delay you from getting rid of your credit card debt.
CureDebt does not have a mobile app available. While they do have a client website but it’s outdated and basic. It’s not particularly intuitive and could be challenging to navigate.
In addition, they’re not recognized by their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more on these kinds of services. In addition, their 20% service fee is lower than many firms that charge the 25% cost. There are no upfront payments and you’ll only have to pay the fee when the debt is paid off.
Although they’ll allow you to access an account that allows you to track your progress but their website isn’t easy to navigate. CuraDebt isn’t even an app, which could make it easier for you to monitor your progress.
They do have a good support team that you can contact them, not only via emails but also by phone or sending an electronic ticket. Tax Relief Pension Contributions Through Paye
If credit card is a major problem, then we recommend CuraDebt’s service. Be sure to be eligible and that the programs they offer are available in your state.
FAQ Tax Relief Pension Contributions Through Paye
How long will it take to complete the program?
The average program is between 24 and 48 months dependent on the size of your debt and the agreed settlement.
Can CuraDebt help with tax problems in the state?
It is true that CuraDebt provides tax relief programs that can aid you in dealing with problems such as delinquent payroll tax issues and garnishments on wages.
What’s the first thing I have to do once I’m in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to reduce your debt over time.