Has your debt been piling up lately? Are you tired of trying different financial advice and tips but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve already tried everything.
In the majority of cases, the most effective approach is to talk to experts who can assist you settle this issue.
CuraDebt is one of the most frequently contacted companies. A lot of people are asking if they can help you or put you in more debt.
According to their customers, they can help you control 80% of your debt , so you are able to take couple of worries off your shoulders.
For some, these claims are just too good to be true.
You might be looking for something that will assist you in paying off your debt. In this situation, CuraDebt will mostly be recommended by people. We’ll take a deeper look at how CuraDebt is used and the problems it could help solve.
In addition, prior to our conclusion, we’ll also look into its benefits and drawbacks.
Before beginning the review, go to this video if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Tax Relief Pension Calculator
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best known feature. But they offer other services that can assist you in becoming financially secure.
It all starts by requesting a no-cost savings estimate online. The service is completely confidential and they will not be doing a credit check. By using this estimate of savings you’ll be able to discover more about options to be debt-free.
This estimate of savings, as we’ve mentioned previously, offers you an insight into your options regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you in navigating the process of credit arbitration should you choose to enroll. Certain financial advisors can assist you with your debt-free journey.
Following your debt settlement program, CuraDebt can be the agency to answer all of your creditor’s calls. They will also be the ones who will negotiate the terms of your payment in accordance with the state of your financial situation. In determining which option is the best to you, this could be either a lump sum settlement or an installment plan.
Moreover they will also be working with creditors so that you can have better rates as you make deposits to your savings account. This in turn, will process to pay back creditors. The plans they offer can help you settle the debt within the period of 48 months.
After you’ve signed up with them, they will allow you access to your information 24/7. All you have to do is sign in to CuraDebts the client portal to track your performance.
Before you can benefit from their program, you’ll need to satisfy their criteria first. For eligibility, you’ll need to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can assist you.
The name of the company suggests that CuraDebt can help you deal your debt. They can negotiate settlements on behalf of you for most types of debt. This includes personal loans, medical bills credit cards and loans. You can also approach them to pay off any remaining balance of business debt and collections or repossessions.
They may also assist in negotiating on tax owed as well as IRS debt. But, you won’t receive assistance for the majority of your lawsuits, government loans or collateral, as well as utility bills. The same goes for student loans.
On the contrary, they’ll assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors to ensure that you receive cash settlements, if possible. Certain violations may cause your debt to be removed as well.
CuraDebt can also help you settle debt with less than the amount you own. Additionally, you can ask questions during their free consult with their debt counselor.
The best part about their plan is that you only have to pay for the charges once your debt is settled. All you need to sign up to one of their plans, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. After they have gathered all your financial records and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
With this program, you should be able to deal with various tax issues like wage garnishments as well as tax penalties for personal and corporate taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges neither are there hidden fees. They use only flat-fee pricing that is based on the amount that you’ll have to pay.
They offer different options in paying off the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt are they able to help with?
Although debt settlement is their forte however, they do not provide all kinds of debt settlement. CuraDebt is only focused on debt that is not secured. They can’t help you if the credit or loan is tied to an item that is physical.
However, if you have one of the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt it is expected that you will be able to pay taxes that are due without any problems. Additionally, this service is offered across all 50 states, if you owe money in arrears to IRS. There are tax experts from the federal government that can help you resolve the issues.
CuraDebt can also help resolve your medical debt. In some instances, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. They can however assist private students negotiate any student loans that they have to pay.
Personal and payday loans also qualify to be eligible for debt relief programs. You can also avail of the program if you also have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card, CuraDebt can help you pay it off.
What will it cost you?
The best part about CuraDebt is how the company has priced its services. They don’t charge an upfront fee. You’ll only pay once you have paid off all of your outstanding debts.
They also don’t charge high charges either. On average, you’ll be required to pay as much as 20 percent of the debt you settled through them.
On average, this type of industry can charge anywhere between 15% and 25%.
Moreover, clients can expect to settle their debts within between 2 and 4 years. This varies depending on the amount that you can save up per month.
Also, they claim you can save as much as 30% if you include their charges into your calculation.
However, the claim may differ based on your situation. Some customers even claimed to save 50% to up to 80%.
Benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can provide, Let’s take a look at the benefits that come with using CuraDebt.
The first is that CuraDebt will only charge you after you’ve settled your debt. Furthermore, they only charge 20% of the cost, whereas many companies charge 25%.
Then, if you’re done in the process of debt resolution, you may enroll in their credit restoration program.
It’s a great method to improve the credit rating without having to go back into debt. However, the program lasts differently for each person dependent on the circumstances of your case.
Finally, CureDebt looks into your financial obligations to help with settlements and negotiations. It means that your debt won’t increase over time. They’ll also investigate any violations by creditors with the assistance of their experts in-house.
The drawbacks of the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using your credit card. If you’re trying to improve your credit score, it could set you back while you’re working on your debt.
CureDebt also doesn’t have a mobile app. While they have a client website but it’s outdated and basic. It’s not very user-friendly, and can be challenging to navigate.
Moreover, they are still not credited with an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to pay off your debts without spending more on these kinds of services. Additionally, their 20% service fee is less expensive than the majority of companies that offer an additional 25% charge. There are no upfront payments and you’ll only have to pay the fee when your debt is finally settled.
While they’ll provide you with an account to see your progress but their website isn’t user-friendly. CuraDebt isn’t even an app that would make it easier to track your progress. Tax Relief Pension Calculator
However, they have a good support team and can be reached them not just via email but also by phone or sending an electronic ticket. Tax Relief Pension Calculator
If credit card is a major problem right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the services they offer are available in your area.
FAQ Tax Relief Pension Calculator
How long will it take to complete the course?
The program typically takes 24 to 48 months, dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt aid with tax problems in the state?
Yes, CuraDebt has a tax relief program that can aid you in dealing with problems like delinquent taxes and garnishments on wages.
What should I do once I’m in the program?
You’ll be required to communicate with your team members and make the necessary payments to pay down your debt over time.