Are you experiencing debt that has been increasing lately? Are you tired of trying other financial advice and strategies but still have unsolved issues?
Perhaps you’re here because you’ve been through everything.
In most cases, the best way is to approach experts who can help to resolve this issue.
CuraDebt is one of the most asked companies. Many people are asking if they can assist you or help you get into more debt.
According to their clients, they can help you manage 80% of your debt so that you are able to take couple of w
orries off your plate.
But for some people they believe these claims are too good to be true.
If you’re looking for something that will aid you in settling your debt. In this case, CuraDebt will mostly be suggested by people. We’ll take a deeper review of how CuraDebt is used and the problems it could help solve.
Moreover, before we end we’ll look at the advantages and disadvantages of this method.
Before beginning the review, you can go to this video if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company Tax Relief Other Than 80C
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What can CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best popular feature. But they offer additional services to assist you in becoming financially stable.
The process begins with requesting a free online savings estimate. This service is very confidential and they will not be conducting a credit screening. By using this estimate of savings you’ll learn more about your options to debt-free.
The savings estimate, which was mentioned earlier, provides you with the opportunity to consider your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to help you with the process of credit arbitration should you choose to enroll. Some financial advisors can help you in your debt-free journey.
Following the debt settlement plan, CuraDebt is the company to answer all of your creditors’ calls. They will be the ones who will negotiate the terms of your payment depending on the condition of your financial situation. In determining which option is the most effectively your situation, the payment could either be a lump sum settlement or a payment plan.
Moreover they will also be working with the creditors to ensure that you enjoy better rates when you make deposits to your savings account. This, in turn, will be processed to pay back creditors. Their programs can assist you to pay off the debt in the period of 48 months.
After you’ve registered with them, they’ll give you access to your account information 24 hours a day. All you have to do is login to CuraDebts’ client portal to monitor your performance.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to satisfy their criteria first. For eligibility, you’ll have to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the different ways CuraDebt can aid you.
Debt Relief
As their name suggests, CuraDebt can help you deal your debt. They can negotiate settlements on your behalf for most types of debt. This includes personal loans, medical bills credit cards and loans. They are also able to help settle any remaining balance of business debt, collections, or repossessions.
They can even help negotiate on tax owed as well as IRS debt. However, you will not receive assistance for the majority cases, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors so that you can have cash settlements, if possible. Certain violations may result in having your debts also dismissed.
CuraDebt also allows you to repay debt for less than the amount you own. You can also ask questions during their free consult with their debt counsellor.
The most appealing aspect of their program is that you’ll only be charged once your debt is settled. All you have to sign up to one of their plans and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. After they have gathered all your financial documents, they will also collect all the documents you’ll require to file tax returns.
Through this program, you will be able to solve different types of taxes like garnishments on wages, tax penalties, personal and taxation for business as well as back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges neither are there hidden fees. They only use flat-fee pricing and is dependent on the amount you’ll have to pay.
There are a variety of options for the settlement of your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt can they help you with?
Although they specialize in debt settlement, it is not their specialty but they aren’t able to provide all kinds of settlement. CuraDebt concentrates on debt that is not secured. They can’t help you if the loan or debt is linked to an actual item.
If, however, you are in the following types of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt it is expected that you will be able to settle tax debts that were due to be paid without difficulty. Furthermore, this service is available across all 50 states, if you have a debt in arrears to IRS. There are federal tax experts that can help you resolve the issues.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In some cases you could even settle them for less than what you owe.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. Still, they can help private students with negotiating any loans they owe.
Personal Loan
Payday loans and personal loans also qualify as debt-settling programs. It is also possible to avail the program if you have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, as well as private label credit card CuraDebt will assist you in paying it off.
What will it cost you?
The best part about CuraDebt is the way they’ve priced their services. They do not charge an upfront cost. Only pay when you have paid off all of your outstanding debts.
They also don’t have high-cost costs either. On average, you’ll have to pay up to 20% of the debt you settled through them.
In general, this type of business can cost anywhere from 15% to 25 percentage.
Additionally, customers can anticipate to pay off their debts in 2 to 4 years. But, it also differs according to the amount you are able to save each month.
Additionally, they claim that you can save as much as 30% by incorporating their charges into your calculation.
However, the claim may differ based on the situation. Some customers even claimed to save 50 to 80percent.
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Advantages to using CuraDebt
Once you’ve got an understanding of what CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
In the beginning, CuraDebt is only charged when you’ve paid off your debt. Furthermore they only charge 20% of the cost, whereas the majority of companies charge 25 percent.
Then, if you’re done with the debt settlement program, you may also sign up for their credit restoration program.
It’s a great method to improve the credit rating without going in debt again. However, the program runs different for every person according to your personal situation.
Lastly, CureDebt looks into your financial obligations to assist in settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also look into any creditor violations with the assistance of their in-house experts.
The drawbacks of the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using . So if you’re trying to build a better rating on your credit, this could set you back while you’re working on your debt.
CureDebt also doesn’t offer a mobile application. Although they have a website for clients but it’s old and mundane. It’s not very intuitive and could be difficult to navigate.
Moreover, they are still not recognized by their Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to pay off your debts without spending more on these kinds of services. In addition the 20% service charge is lower than many businesses that charge the 25% cost. There is no upfront payment and you’ll only have to pay when the debt is paid off.
Although they’ll allow you to access an account that allows you to track your progress however, their website isn’t user-friendly. CuraDebt also doesn’t have an app, which could make it easier for you to track your performance.
They do have a great support team and can be reached them not just via email but also via phone or submitting an e-ticket. Tax Relief Other Than 80C
If the problem of debt is an issue right now, we highly recommend CuraDebt’s program. Make sure you’re qualified and that the services they offer are available in your area.
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FAQ Tax Relief Other Than 80C
What is the time frame to finish the program?
The program typically takes between 24 and 48 months dependent on the size of your debt and the agreed settlement.
Can CuraDebt assist with state tax problems?
Yes, CuraDebt has a tax relief program that will assist you with issues like delinquent tax issues and wage garnishments.
What should I do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and make the necessary payments to lower your debt over time.
