Have your debts increased lately? Are you exhausted from trying different financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried every thing.
In the majority of cases, your most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is among the companies that get the most inquiries. A lot of people are asking if they can help you or put you into more debt.
According to their clients they can help you control 80% of your debt , so you are able to take couple of things off your plate.
But for some people they believe these claims are too good to be true.
If you’re looking for something that will help you resolve your debt. If that’s the situation, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep look at how CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude, we’ll also look into its advantages and drawbacks.
Before you begin the review, go to this video in case you would prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Tax Relief One Off Payment
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What can CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best well-known feature. But they offer additional services to aid you in becoming more financially stable.
The process begins with requesting a free savings estimate on the internet. The service is completely confidential and won’t conduct a credit inquiry. With this estimate of savings, you will discover more about other options in your journey to be debt-free.
Savings estimates, as mentioned earlier, provides you with an insight into your options regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to help you with credit arbitration if you decide to sign up. Some financial advisors can help you with your debt-free journey.
Following your debt settlement program, CuraDebt will be the one to answer all of your creditor’s calls. They’ll also be the ones who negotiate the terms of your repayment in accordance with the state of your financial situation. Based on what works most effectively for you, it can either be a lump sum settlement or the option of a payment plan.
Moreover, they will work with lenders to help you enjoy better rates when you transfer money into your savings account. This in turn, will be processed to pay off creditors. Their plans can help you pay off the debt in two years.
After you’ve signed up with them, they will provide you with access to your data 24/7. All you need to do is sign in to CuraDebts Client Portal to monitor your performance.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll need to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they help you?
Here are the various ways CuraDebt can help you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. They can help with personal loans, medical bills credit cards and also line of credit. They can also be approached to help settle any remaining amount on business debts, collections, or repossessions.
They can even help negotiate on tax owed as well as IRS debt. But, you won’t receive support for most cases, government loans or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they will assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors so that you can have cash settlements, should it be possible. Certain violations may cause your debt to be dismissed as well.
CuraDebt lets you settle debt with less than the amount you have. You can also ask questions during their free consultation with their debt counselor.
The most appealing aspect of their plan is that you’ll only be charged after your debt has been settled. All you have to do is sign up with some of their programs, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. After they have gathered all your financial documentation They will also gather all the necessary paperwork for tax returns.
With this program, you will be able to deal with different types of taxes like garnishments on wages and tax penalties, personal and taxation for business as well as back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs either. They only use flat-fee pricing and is dependent on the amount you’ll have to pay.
They offer different options in paying off taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What types of debt are they able to help with?
While debt settlement is their specialty but they aren’t able to offer all kinds of debt settlement. CuraDebt concentrates on loans that are not secured. They can’t help you if the loan or debt is linked to a physical item.
However, if you have the following kinds of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able to pay tax debts that were due to be paid without difficulty. Moreover, this type of service is available to all 50 states if you owe money in arrears to IRS. There are tax experts from the federal government that can help you resolve the issues.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In some instances you might even be able to pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not cater to Federal student loan. They can however assist private students negotiate any loans they are owed.
Personal Loan
Personal loans and payday loans also qualify as debt-settling programs. It is also possible to avail the program if you have other unsecured credit lines that you got from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, or private label credit cards CuraDebt can help you pay it off.
What will it cost you?
The greatest thing about CuraDebt is the way the company has priced its services. They do not charge an upfront cost. Only pay when you settle each of your debts.
Also, they don’t have high-cost costs either. In the average, you’ll need to pay up to 20 percent of the debt you settled through them.
In general, this type of industry charges between 15% and 25%.
In addition, customers can expect to settle their debt from 2 to 4 years. But, it also differs depending on the amount that you can save up per month.
Also, they claim that you can save up to 30% if you include their costs into your calculations.
However, this statement will depend on your specific situation. Some customers have even talked about saving 50% to up to 80%.
> > Click Here to Get A Debt Consultation for Free < <
Advantages to using CuraDebt
Once you’ve got a clearer picture of what CuraDebt offers, let’s explore the benefits that come with using CuraDebt.
In the beginning, CuraDebt will only charge you once you’ve paid off your debt. Furthermore they charge only 20% of the cost, whereas many companies charge 25 percent.
Then, if you’re done by the program for debt relief, you could enroll in their credit repair program.
It’s a fantastic way to restore the credit rating without having to go back into debt. The program is however designed different for every person, depending on your situation.
Finally, CureDebt looks into your credit to help with settlements and negotiations. So, your debt won’t increase over time. They’ll also be looking into any violations by creditors using their own experts.
The drawbacks of using CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with your credit card. If you’re trying to improve your credit score, it may delay you from working on your credit card debt.
CureDebt doesn’t even have a mobile app available. Although they have a website that clients can access but it’s aged and simple. It’s not very user-friendly, and can be difficult to navigate.
Furthermore, they are not accredited with an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to resolve your debt without having to spend more on these kinds of services. Additionally their 20% service charge is less expensive than the majority of firms that charge the 25% cost. There is no upfront payment, and you will only have to pay when the debt is settled.
Although they’ll give you an account that allows you to track your progress, their website is not user-friendly. CuraDebt does not have an app, which would make it easier to monitor your progress.
But, they do have a competent support staff and can be reached them not just via email but by phone or by sending an electronic ticket. Tax Relief One Off Payment
If your problem of debt is an problem, then we recommend CuraDebt’s service. Be sure to be eligible and that the services that they provide are offered in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Relief One Off Payment
What is the time frame to complete the course?
The program typically takes 24 to 48 months, dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt assist with state tax problems?
Yes, CuraDebt provides tax relief programs to help you with problems such as delinquent payroll tax and wage garnishments.
What should I do when I’m enrolled in the program?
You’ll need to constantly communicate with your team members and pay the required payments to reduce your debt over time.
